Spartan Financial Group LLC

Understanding Financial Wellness The goal of gaining control over short-term finances is to give the individual present financial freedom. Again, this can be accomplished with financial literacy, but the wellness aspect means you need to feel like your finances are under your control as well.

Is the Super Bowl Party Doomed? How does the group watching experience survive a generation of entertainment introverts?

What Are ChatGPT's Potential Impacts on Banking? ChatGPT is a publicly available AI tool with many potential applications. Can ChatGPT impact the banking industry? Read on to find out.

The Market Tanked, but Americans Kept Piling Money Into Their 401(k)s Most investors kept up their savings rate in 2022 and resisted trading their retirement funds, Vanguard data show.

What Football Teaches Us About Personal Finance There are a surprising number of parallels between what happens on the field and how we manage our finances.

Growth Was Less Than Advertised, Better Than Feared GDP doesn’t paint a picture of a U.S. economy slipping into recession, but the headline figure masks real weakness and got some temporary boosts.

Even on $100,000-Plus, More Americans Are Living Paycheck to Paycheck The share of Americans who say they live paycheck-to-paycheck climbed last year, and most of the new arrivals in that category were among the country’s higher earners, a new study shows.

What is ChatGPT and How Does It Make Money? Investopedia's take on the new technology and how it could eventually make money.

Procrastination Can Be Productive. Really! When you work smarter, not harder, procrastination can be your friend.

The Money Supply Is Shrinking. How That Affects the Economy. Having less cash in circulation should crimp demand and help lower inflation over the long term.

ChatGPT Means One Thing For Humans: It’s Time To Get Real "Smarty Smarty" believed she knew everything, but “Smarty Smarty” never saw ChatGPT coming.

How to Buy the Concert Tickets You Really Want—and Not Get Ripped Off Live Nation’s Ticketmaster may have faced Congress, but it’s still the biggest player in concerts. Here’s what to know about buying tickets in 2023.

The Bosses Are Back in Charge CEOs are reasserting their authority now that workers are starting to worry more about job security amid rising layoffs. “This whole concept of working from anywhere went too far.”

Why New Retirees Might Want to Travel Right Away We traveled immediately after retiring. Our adventure gave us some much-needed breathing room.

The IRS Says ‘Tax Day’ Will Be Different This Year. Put These Important Tax Dates on Your Calendar. It’s not too early to start thinking about your 2022 income-tax return, if you can bear the thought. That’s because tax-filing season starts on Monday, Jan. 23.

How Much of My Paycheck Should I Save? Don’t be afraid to start small. In the long run, it can still add up. But if you need more motivation than that, here's a WSJ guide on how much you should be saving and when.

4 Ideas to Beat the New Year Doldrums Despite the adage that you don’t get a second chance to make one, the new calendar year offers an opportunity to shake things up in a meaningful way. Here are some strategies.

Surprising Ways Spouses And Partners See Money Differently With so much love in the air during this valentine-giving season, what could possibly disrupt our amorous feelings? Talking about money. So here are some tips on how to do it with your partner.

Battling Inflation: What You Can Do To Protect Your Retirement Plan Inflation has been hitting everyone hard and going into 2023, there are several things you can be doing in order to protect the state of your finances.

What is Downshifting? Downshifting is reducing one's standard of living for simplicity and improved quality of life. Downshifting assumes a trade-off between money or level of wealth, and quality of life, which relates to well-being.

Choose Courage Over Confidence What makes high-achievers power through self-doubt? They focus on building up their courage, not their confidence. These three strategies from Harvard Business Review are helpful when you need to take bold action in the face of self-doubt and fear.

The Patrick Mahomes Generation Has Finally Conquered the NFL Tom Brady and Aaron Rodgers declined this season. All eight quarterbacks left in the playoffs are in their 20s. The next wave of quarterbacks has taken over the league.

Your Investment Lost Money Last Year. So Why the Big Tax Bill? When you invest and where matters for taxes. But a few rules of thumb can stave off some nasty surprises.

When Life Gets In The Way Of Your Retirement Plans Here are some ways LIFE can get in the way of even the best laid plans and what you can do about it:

What Makes People Happy? Harvard Study Says Money Isn’t Most Important Factor A longitudinal survey has been examining happiness since the 1930s and after decades of research, the results have been published. Turns out that it's not money but social connection that can lead to the greatest happiness.

When the Stock Market and Jay Powell Are Frenemies The market started hot this year, then suddenly cooled. The Fed is watching closely. What’s a long-term investor to do?

Why Is Gas So Expensive Lately? You and your pockets have likely noticed the massive increase in gas prices. Here's Entrepreneur's take on why it's happening and what you can do to save on gas.

Tax Season Is Here: 6 Big Changes, and How to Get Your Refund Faster Many pandemic assistance programs have expired, including expanded child tax credit.

The Digital Subscriptions Americans Are Most And Least Likely To Cut In 2023 If you find yourself holding on to unused or underutilized subscriptions, the New Year is a good time to scrutinize what you’re paying for. You may be able to trim hundreds of dollars in annual expenses.

HSA vs. FSA: What Are the Key Differences? Looking into healthcare plans? Health Savings Accounts and Flexible Spending Accounts might be two types you come across.