1099 Health Insurance

Protecting what matters most to you is what we’re most passionate about.

There are plans available year-round. Message us for more details.

"Health insurance is a nightmare!" If this sounds like you (small business owner!), it's time to learn about QSEHRA. Our new blog explains why it might be a lifesaver.

What is QSEHRA Health Insurance and Is It Right For You? Learn about QSEHRAs, the smart health insurance solution for small businesses. Find out if this flexible, cost-effective option is right for you.

Hitting the road as a travel nurse? Don't forget to pack health insurance!

Did you know 20% of travel nurses go uninsured? Having good coverage is crucial, especially when you're on the go.

DM me to chat about options for travel nurses!

Bringing Baby Home: A Guide to Maternity Costs and Health Insurance for the Self-Employed | 1099 Health Insurance Maternity care costs can surprise self-employed expecting parents. This guide explores average delivery costs with & without insurance, marketplace plan options & cost-saving tips. Learn how a 1099 health advisor can help you navigate maternity coverage!

I live for emails like this.

Client’s son had an accident. All the benefits coordinated beautifully and he was thrilled with the way the insurance (and his agent) went to work 👍

A good health advisor will shop ALL plans. With your best interest in mind.

Shopping for health insurance is not like shopping for socks online.

Your needs and budget are unique to you.

Open Enrollment is underway. Message me for more info.

Annual Open Enrollment is here.

Time to shop for 2024 health coverage.

Please message me or book a call (link in bio).

The #2 In Things To Look Out For During Open Enrollment

2. Avoid Plans That Sound Like Health Insurance but Aren’t

As you navigate the Open Enrollment period, you’ll encounter various options that might appear to be health insurance but aren’t. These alternatives, such as healthshares, limited benefit plans, and short-term plans, often lack comprehensive coverage. To ensure you’re getting true health insurance coverage, carefully review and confirm the details in writing.

Look for assurances that major claims will be covered after reaching a specified maximum out-of-pocket limit. It’s essential to have clarity about the coverage you’ll receive and avoid any surprises when you need healthcare services.

For more info or help finding a plan, send me a message or visit us at

Phoenix AZ Self-Employed Health Insurance | 1099 Health Insurance We are a full service agency with self-employed health insurance coverage plans, servicing Phoenix and other states. Custom coverage plans for your budget.

Open Enrollment is right around the corner. (November 1st)

Open Enrollment is a crucial period during which individuals can enroll in a health insurance plan or make changes to their existing coverage. This opportunity comes once a year, and making informed decisions during this time is vital to ensure you have suitable and affordable health insurance coverage that meets your needs. In this blog post, we’ll discuss five important things to look out for during Open Enrollment to help you navigate this process with ease and confidence.

1. Avoid Submitting Your Personal Information on Websites for Healthcare Quotes
Open Enrollment is the time when you’ll likely be exploring various health insurance options to find the best plan for you and your family. It’s essential to exercise caution when seeking healthcare quotes online. Avoid submitting your personal information on unfamiliar websites, as this may expose you to unwanted spam from telemarketers. These telemarketers may not even be licensed professionals, and their intentions may not align with your best interests. Instead, opt to work directly with a licensed health advisor, where your personal information is handled securely, and you can be assured of a licensed and reliable service.

If you’d like more info or help navigating through this enrollment period, feel free to send me a message or click here 1099healthins.com.

This picture sums up why the healthcare system in this country is broken.

Lab services… $12,000???
Supplies… $90,000!!!

Please tell me this patient went home with the hospital bed and some monitors. 🙄

The good news is this person was insured but you’d be surprised how many self employed people or small businesses I talk to that go uninsured.

It’s not because they don’t know it’s important.

Most of the time, they get raked with bad plans at horrible premiums, all while not being somebody that overuses healthcare.

Health insurance companies are for profit but they are reacting to what is happening at the billing department with doctors and hospitals.

When I see bills like this, it’s lights me up 😤 and makes me even more focused to serve my clients even better.

A new iPhone costs around $1,000.

You wouldn't reasonably carry it around without a case.

Why? Because you know life happens.

Drops, spills, accidents.

Then why would you go without health insurance when you are infinitely more valuable than a phone?

Message us today for more info!

Have a Happy and Safe 4th of July!

🐄 Seth Godin's Purple Cow: Transforming Your Business by Being Remarkable.

The concept of the Purple Cow, coined by marketer and entrepreneur Seth Godin, emphasizes the need for companies to incorporate noticeable and unique features into their products or services. According to Godin, a product lacking distinctiveness and remarkable qualities, akin to a purple cow in a field of regular cows, is unlikely to be successful, regardless of the quality of its advertising.

The Purple Cow concept represents an expansion of the traditional five P's of marketing (product, price, place, promotion, and people) introduced by Godin.

In today's media landscape, where people have the ability to skip ads and exert greater control over their viewing preferences, Godin argues that relying solely on creative advertising is insufficient. Instead, he emphasizes the significance of creating exceptional products that capture attention and stand out from the competition.

Here are five take-aways from the book that can help you stand out.

1. Be extraordinary.
Small businesses NEED to stand out in the market. Offer something unexpected, and people will talk about you.

2. Target the early adopters.
Win the hearts of innovators and early adopters. They'll be your most loyal promoters.

3. Don't be afraid to polarize.
Trying to please everyone means pleasing no one. Focus on your niche audience and own it.

4. Design matters.
Good design sets you apart. Invest in a strong visual identity for long-term success.

5. Accidents can be good Some of the best ideas come from unexpected places. Embrace the unconventional!

Which books have helped your journey as a small business owner? has been one of my favorite /business authors for quite some time.

Grateful for those that paid the ultimate price for the freedoms we enjoy today.

God bless their memories and and God bless America 🇺🇸

Why Self-Employed Business Owners Should Provide Health Insurance Coverage to Their Employees

Are you a self-employed business owner who is considering offering health insurance coverage to your employees?

If so, you're on the right track. Providing health insurance benefits can not only help attract and retain top talent but also offer significant tax benefits for your business.

As a , you may think that providing health insurance coverage to your employees is a costly and complex endeavor. However, there are several available that can help offset the costs and make it a smart financial move for your business.

Here are some of the tax benefits that you can take advantage of as a self-employed business owner providing health insurance to your employees:

Premiums are tax-deductible: As an employer, you can deduct the cost of providing health insurance coverage for your employees as a business expense. This can help lower your taxable income and reduce your tax liability.

Reduced payroll taxes: If you offer a qualified group health plan, you may be eligible for a tax credit that can offset a portion of the cost of providing health insurance. Additionally, as an employer, you are only required to pay payroll taxes on the amount of your employee's salary that is not used to pay for health insurance premiums, which can result in significant savings.

But the benefits of providing health insurance coverage to your employees go beyond just tax savings. Here are some additional reasons why it's a smart move:

Attract and retain top talent: Offering can help you attract and retain top employees. In fact, according to a survey by Glassdoor, 60% of job seekers consider health insurance to be a crucial factor in their job search.

Improved productivity and morale: When employees have access to comprehensive health insurance coverage, they're more likely to be healthy and productive. This can lead to increased morale and job satisfaction, which can have a positive impact on your business.

Protect your assets: As a self-employed business owner, you understand the importance of protecting your assets. Providing health insurance coverage to your employees can help ensure that they have access to the care they need, which can help prevent costly medical bills and potential lawsuits.

Here are a few relevant statistics to consider:

According to a survey by the Kaiser Family Foundation, 82% of large employers offer health insurance benefits to their employees.

A study by Harvard Business Review found that companies that offer health insurance benefits have lower employee turnover rates than those that don't.

In conclusion, providing health insurance coverage to your employees as a self-employed business owner can offer significant tax benefits, attract and retain top talent, improve productivity and morale, and protect your assets.

If you're in industries like solar companies, HVAC, or trucking, offering health insurance benefits may be particularly important given the physical demands of these jobs.

So, don't hesitate to explore your options and find a health insurance plan that works for your business and your employees.

If you'd like more information on this or anything else regarding health insurance, please reach out with a message.

Traveling nurses face certain challenges in finding great health coverage.

Read about them below and contact us to connect about finding a solution for you.

Are your health benefits (or lack thereof) keeping you from being able to attract and retain top talent?

I absolute solving this problem.

Great coverage + affordable rates - complicated process = 1099 Health Insurance.

Most people don’t know there are programs for almost every kind of situation.

From people that need payment assistance, to plans that work anywhere you are (especially travelers ✈️), there’s a solution for everyone.

The right health insurance agent works for and with you to put you in the best plan moving forward.

Message me with any questions 📲

Happy Father’s Day to all the dads out there!

Flag Day falls on June 14 each year, in recognition of the fact that the Continental Congress decree about what the American flag would look like was issued on June 14, 1777 (charlotteobserver)

HAPPY FLAG DAY! 🇺🇸

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🇺🇸 🇺🇸

How do you feel about deductibles?

Some people want high deductibles to lower the premium.

There’s times that makes sense. Other times, we can find more sensible options.

Message me with questions or to do a free policy review.

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💫 #1099

Every 40 seconds somebody in the United States suffers a stroke 😳

Let’s take care of ourselves and make sure our families are properly protected 👍

Message me if you have any questions and would like a free coverage review.

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Accidents happen.

The average cost breakdown of a broken leg being uninsured.

If you’re not 100% sure as to what your coverage is, message me today to do a free coverage review 🙏

25%!!!!

That’s wild. I’ve had you get clients as well. Is it our lifestyle, genetics or diet?

Maybe a combination of all of the above??? 😔

🌟

What is an PPO anyways? 🤔

Most people I talk to like PPOs because of the flexibility they afford.

What do you prefer?