PRMG Eastern Division

Did you know that June is Caribbean-American Heritage Month? From the sounds of soca, reggae, and calypso to the delicious Caribbean cuisines, Caribbean Americans have brought so much diversity to the American culture. 🌴

Let's celebrate! 🎉

Happy Father's Day to all the incredible dads and father figures out there from the entire PRMG Family!

You all make our world a better place. You're truly appreciated! 💙🎉

Congratulations all around to Robin Clayton, who has been named a HousingWire Marketing Leader for 2024! 👏👏

HousingWire’s Marketing Leader Award honors the top marketing executives who are the most creative and influential marketing minds in the housing economy. Robin, who has 20 years of senior-level mortgage marketing experience, has been unstoppable during her four years at PRMG!

Congratulations on this award, Robin! 🏅

Check out the HousingWire announcement and our PRMG announcement:
1️⃣ https://www.housingwire.com/winner-profile/2024-marketing-leader-robin-clayton/
2️⃣ https://www.prmg.net/prmg-in-the-news-robin-clayton-housingwire-2024-marketing-leader/

Are you an originator looking to join a truly supportive team?

Get on board with one of the Top Mortgage Employers in America! Progress is not possible without change, and PRMG wants you to be a part of our greater success. ✨

See why PRMG Branch Manager Justin Walker works for PRMG - https://www.youtube.com/watch

Learn how to join our team by contacting your local team member at [email protected].

PRMG would like to honor the Portuguese heritage with pride and joy during National Portuguese Heritage Month. Let's celebrate this beautiful culture and its traditions all month long. 🇵🇹🎉

Another year another recognition by the Scotsman Guide! PRMG has once again been named in the Top 10 Lender of Scotsman Guide’s 12th annual Top Wholesale Lender rankings! 🏆

We are so proud of our PRMG team and the hard work they put in to allow our name to be included on this list year after year! 💙🧡

Check out our press release 👉 https://www.prmg.net/the-scotsman-guide-top-mortgage-lender-2024

When a new home is purchased with less than a 20% down payment, your lender creates a special account to collect insurance and tax payments necessary for the borrower to keep their home. This is called an Impound Account; the lender divides the annual cost of each type of insurance into a monthly amount and adds it to the mortgage payment. 🏡💰

Keep an eye on this account because if funds are short due to rising insurance or property taxes, the borrower will have to add funds to the account, as directed by the lender. 👀

Learn more about an Impound Account by reaching out to your local PRMG team member.
📫 [email protected]

PRMG is excited to announce a partnership that will make moving for the new homeowners we work with a breeze! PRMG can help arrange contacts with local vendors in your area to set up things like TV, internet, security systems, and energy! 📺⚡️

This is a white glove experience that the homeowner will NOT need to pay for! Ask our team about this service today!
📧 [email protected]

National Wholesale Mortgage Day is here, and we're celebrating the backbone of our business! 🎉🏦✨ Wholesale lenders work with mortgage brokers and other financial institutions to provide a wide range of loan products to borrowers. Here's to another year of providing flexible and personalized lending solutions nationwide!

Refinance with limited upfront costs by choosing a no closing cost refinance! 🎉💰

Did you know that some lenders offer a no closing cost refinance option? Instead of the borrower paying the closing cost upfront, the lender rolls the fees into the interest rate. Be sure to note that you may be given a higher rate, so compare your current monthly payment with what you would owe on a refinanced loan.

Happy Homeownership Month! Let PRMG help you make your homeownership dreams a reality!
Learn more by emailing [email protected]

Summertime $299 Streamline Fee Special! ☀️🌴
Now Extended to June 30th!

Applies to all FHA Streamlines, VA IRRRLs & USDA Streamlined Assist!
No Partial Loan Submissions Accepted! 🚨
To be Eligible for Reduced Fee, All Loans Must Be Submitted and Locked by June 30th, 2024.

Connect with our PRMG team today to learn more - [email protected]

Some restrictions may apply.

Gen Z is making waves in the mortgage industry this year! They have some of the biggest projection stats for 2024 out of all the current generations.👏

Celebrate Homeownership Month by checking out some of these impressive stats according to the Mortgage Bankers Association:

Spread positivity and kindness on National Say Something Nice Day! Take a moment to uplift someone you know or have worked with at PRMG by sharing a genuine compliment or heartfelt review. 🧡✨

Have you heard of the Housing Ratio before? 🦻

The housing ratio is important because it can be the deciding factor of your mortgage application! Also known as the front-end ratio, the housing ratio is the percentage of your pre-tax income that goes toward your housing expenses. The amount of money you are paying toward monthly housing expenses (your mortgage, mortgage insurance, and property taxes) is divided by your monthly gross income and multiplied by 100.1. Lenders use that percentage to decide if the borrower will be approved for a home mortgage loan! ✅

Reach out to your local PRMG representative with any questions.
📫 [email protected]

PRMG Behind the Scenes 1st Quarter 2024 has Arrived! Your window into PRMG's unique Culture!

Inside this edition of PRMG Behind the Scenes, alongside our ongoing celebration of the company’s national advertising campaign, We’re All In, we’re thrilled to introduce some exciting new content to the newsletter that we believe brings additional value!

Be sure to check out the recap of our latest 2024 events, including Sales Rally, Momentum Builder, and the introduction of this year’s PCAB Winners!

https://www.eprmg.net//Marketing/PRMG_behind_the_scenes/2024_Q1/mobile/index.html =1

In remembrance of those who made the ultimate sacrifice for our country, we honor their bravery and express our deepest gratitude this Memorial Day. 💙❤️

PRMG is committed to helping our veterans accomplish their homeownership dreams with our VA financing options. Reach out to our team today to learn more! 🏡

The first thing a borrower needs to know to secure a home loan is their credit score. Knowing your credit score will prevent surprises when looking for your dream home. 💳🏡

PRMG is here to help! We are licensed in 49 states and ready to assist with the solutions you need. 💙

We 💙 helping our borrowers whenever we can. Be on the lookout for more mortgage tips coming your way.
Reach out to our team today - [email protected]

Today is for our Mortgage Processors! Happy National Mortgage Processors Day! 🙌🏼

This is an integral role in the loan approval process. These professionals are responsible for reviewing and verifying documentation and ensuring accuracy and compliance. Without this important team member, efficiency, attention to detail, and dedication to facilitating smooth transitions would be lost, and homeownership dreams would not be made! 🏡

Thank you for the hard work you put in every day. 💙🧡

On this Armed Forces Day, we honor and express our gratitude to the brave men and women who have served and continue to serve our country. Your courage, sacrifice, and commitment inspire us all. Thank you for protecting our freedom.

PRMG is committed to helping our veterans accomplish their homeownership dreams with our VA financing options. Reach out to our team today to learn more! 🏡

It is Military Appreciation Month and what better way to honor those who have served by making sure they understand their VA Loan Benefits! There are so many benefits for VA loans and they never expire, like no monthly mortgage insurance and benefits for surviving spouses. 🙌🏼

Connect with your local PRMG representative to learn more!
📧 [email protected]

PRMG is a TOP TEN LENDER! We are honored for this recognition in the 2023 rankings from Mortgage Executive Magazine! 👏

Congratulations to the entire team on this incredible award, and we're still ALL IN! 🏆

Link to online rankings: https://www.prmg.net/10-in-top-50-mortgage-companies/ https://bit.ly/3QKGDLt