Encompass Mortgage Services, Inc.NMLS 1614463

Did you stay home this weekend or did you travel?

I have rates as low as 5.5%( depending on credit and loan to value ) what is your rate? Is it time to talk to me and refinance?
Call me 321-689-2525 nmls # 392092

Encompass Mortgage Services, inc. | Mortgages | Refinance | PORT ORANGE, Florida Finding the right mortgage is hard, Let us at Encompass Mortgage Services, inc.. make it easy for you to find the right home loan, mortgage or refinance at the best rates.

There are a couple misconceptions when it comes to buying a home.

Misconception 1. Hire a REALTOR first.
𝐍𝐎! You should actually get pre-approved through a mortgage lender before hiring a REALTOR! The first question a REALTOR will ask is, “What’s your budget?” How do you know how much you can afford if you don’t know how much you can borrow?

Misconception 2. The interest rates are too high. While it’s true that rates are higher than they were a few years ago, they are average and on a downward trend. 📉 Plus, you can always refinance!

Are you ready to purchase a home? Let us know!

Don’t get discouraged by interest rates and home prices. We can help you buy your next home and still be there to refinance when the time is right!

🏡Encompass Mortgage
📍 3959 S. Nova Rd, Port Orange
☎️ 321.689.2525 • 386.957.5777
📬 Send us a message
👇🏽 Drop a comment
🌟 NMLS 1614463

Being your own boss comes with a lot of benefits, even when buying a home. Call us today to learn about our Bank Statement loans!Call me, the mortgage lawyer, Dawn, at 321-689- 2525.NMLS # 392092. www.encompassmtg.com
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Wanted: brave explorers ready to venture into the world of property investment. Equip yourself with a loan based on your prospective rental income and discover new territories. Reach out now!
Do you have clients who need to move on to their next chapter in life quickly and efficiently? We offer great financing options and benefits to help de-couple the unhappy couple sooner. Let's partner on their next happy ending.
Do you have clients who need to move on to their next chapter in life quickly and efficiently? We offer great financing options and benefits to help de-couple the unhappy couple sooner. Let's partner on their next happy ending.
Call me, the mortgage lawyer Dawn 321-689-2525.
NMLS # 392092 www.encompassmtg.com

You've tackled self-employment like a champ, now let's conquer the mortgage world! Our unique loan options could let your bank statements speak for themselves. Time to roll up those sleeves and dive into the exciting world of homebuying! Call me, the mortgage lawyer Dawn 321-689-2525.
NMLS # 392092 www.encompassmtg.com

Wanted: Brave explorers ready to venture into the world of property investment. Equip yourself with a loan based on your prospective rental income and discover new territories. Don't wait—reach out now!Call me, the mortgage lawyer, Dawn, at 321-689-2525.NMLS # 392092 www.encompassmtg.com

Ever tried to explain mortgages at a dinner party? If you have friends or family who need mortgage advice, send them our way. We make mortgages understandable! Call the mortgage lawyer, Dawn 321-689-2525.
NMLS # 392092 www.encompassmtg.com

Discover the advantages and disadvantages of no-down payment home loans. Learn how these loans can expedite homeownership, offer financial flexibility, and other important considerations.

No-Down Payment Home Loans - Pros & Cons Discover the advantages and disadvantages of no-down payment home loans. Learn how these loans can expedite homeownership, offer financial flexibility, and other important considerations.

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Discover why U.S. military veterans are more optimistic about home buying than civilians, thanks to the benefits of VA home loans, including no down payments, low interest rates, and more.

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Learn how to pay off your mortgage faster with these practical strategies. Explore budgeting tips, biweekly payments, refinancing, and more for a mortgage-free future.

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FYI - New HOA rules go into effect July 1st statewide related to fines
(copied from USA TODAY Florida)

Florida has a new law that limits the reasons homeowners' associations (HOAs) can fine you.
Why it matters: Around 45% of homes in Florida are part of an HOA, which oversees property appearance, parking, noise and more in a neighborhood. Membership is often a condition of home ownership.
Between the lines: The law sets new limits on what an association can demand of its members, curbs excessive fines and makes records more accessible to the public.

It's one of several laws passed this year to ease the burden these associations place on homeowners and eliminate some HOA restrictions on things like hurricane protection products.

The law bans HOAs from fining residents for leaving garbage cans out within 24 hours of trash collection or for keeping holiday decor up without first notifying them and giving them a week to remove it.

Associations can no longer restrict where residents park a personal vehicle as long as it complies with state, county and municipal regulations.
The law also requires HOAs to keep official records like bylaws and meeting minutes for at least seven years and make them available to residents within 10 days of a written request.
HOA officers, directors and managers who accept bribes can now face criminal prosecution and removal from office.

Discover how home equity loans can fund your home renovations. Learn about their benefits, risks, and how to make informed financial decisions.

Renovate your Home using a Home Equity Loan Discover how home equity loans can fund your home renovations. Learn about their benefits, risks, and how to make informed financial decisions.

Veterans with bad credit can still secure home loans. Learn about VA loans, FHA loans, and private lenders who understand your unique situation. Explore your options now.

Home Loans for Veterans with Bad Credit: Your Path to Homeownership Veterans with bad credit can still secure home loans. Learn about VA loans, FHA loans, and private lenders who understand your unique situation. Explore your options now.

0% Down Purchase Program - NO down payment required upfront.

For more information call Dawn Calache at 321.689.2525

🏡Encompass Mortgage
📍 3959 S. Nova Rd, Port Orange
☎️ 321.689.2525 • 386.957.5777
📬 Send us a message
👇🏽 Drop a comment
🌟 NMLS 1614463

Discover the essential benefits of homeowners insurance and why it's crucial for new homeowners. Learn how coverage can protect your investment and provide peace of mind.

Understanding Homeowners Insurance: Key Benefits for New Homeowners Discover the essential benefits of homeowners insurance and why it's crucial for new homeowners. Learn how coverage can protect your investment and provide peace of mind.

Discover how to navigate the path to homeownership after bankruptcy. Learn about rebuilding credit, waiting periods, government-backed loans, and negotiating better mortgage terms.

Buying a Home After Bankruptcy: A Professional Guide Discover how to navigate the path to homeownership after bankruptcy. Learn about rebuilding credit, waiting periods, government-backed loans, and negotiating better mortgage terms.

Looking for an administrative assistant for a Law Office and Title Company. Must be able to work Monday- Friday 8:30-5. Must be able to multitask and prioritize work. Candidates must be organized. Exceptional customer service is a must! Candidates should have experience with office procedures, excellent written and verbal communication, attention to detail, and must be able to work independently and as a team. This is an onsite position and not remote. The office is located in Port Orange. Please send your resume to [email protected]

Explore why refinancing your home loan can offer greater benefits compared to a loan modification. Read this article so that you're better prepared to make an informed decision.

Refinancing vs. Loan Modification: Choose the Better Financial Path Explore why refinancing your home loan can offer greater benefits compared to a loan modification. Read this article so that you're better prepared to make an informed decision.

Thinking about purchasing a second home? Discover seven crucial red flags to watch out for and how to make an informed decision when you purchase a second home.

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Unlock the secrets of inheriting property with a mortgage. Learn how to navigate the complexities, explore options, and make informed decisions for your financial future.

Inheriting Property with Confidence: Advice from a Mortgage Professional" Unlock the secrets of inheriting property with a mortgage. Learn how to navigate the complexities, explore options, and make informed decisions for your financial future.

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2024 Daytona Community's Choice Awards Voting Ballot Vote for the top nominees in each category and be entered to win a gift card!

Discover how FHA loans simplify the journey to owning your dream home. With low down payments and inclusive eligibility, explore how FHA loans can make homeownership a reality for you.

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Discover a range of mortgage options designed for seniors looking to downsize in retirement. Learn about reverse mortgages, fixed-rate loans, and other financing choices to help you transition smoothly.

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We have been nominated for 2024 Best of the Best in the Daytona Beach community awards! Thank you to everyone who got us this far!

If you would kindly click this and vote for us everyday until May 21, we’d appreciate it!

Check out Dawn Calache - Encompass Mortgage. Vote for the top nominees in each category and be entered to win a gift card!