Dawson Walker at Waterstone Mortgage NMLS #1896692

Today’s headlines and news stories about home prices are confusing and make it tough to know what’s really happening.

Are Home Prices Going To Come Down?

If you’re planning on buying a house with an FHA loan but are looking for a way to make it more affordable up front, look no further.

The National Homebuyers Fund down payment assistance (DPA) program offers 5% in assistance — meaning you could experience 100% financing, plus up to 1.5% in closing cost assistance.

No income limits, no first-time homebuyer requirement.

Learn more about this cost-saving program: https://bit.ly/3zZZYTu

Equity is the difference between what your house is worth and what you still owe on your mortgage.

Unlocking the Benefits of Your Home's Equity

The best time to get pre-approved is NOW!

In a competitive real estate market, you need to be able to act fast. That’s why having a pre-approval letter in hand from a reputable lender is so important.

Send a message to get started on your pre-approval today!

As someone who’s thinking about buying or selling a home, you’re probably paying close attention to mortgage rates – and wondering what's ahead.

How the Economy Impacts Mortgage Rates

If you’re thinking of buying a house, a down payment might be on your mind. Wondering what you can and can’t use as money down on your new home?

Visit the blog to learn more: https://bit.ly/3LElwYs

If you’re in the market to buy a home, there’s some exciting news for you.

A Newly Built Home May Actually Be More Budget-Friendly

No down payment? No problem!

Waterstone Mortgage’s Powerhouse 100 program provides a unique solution for those looking to keep some extra cash in their pocket up front, while still keeping their monthly payments affordable.

Think this could be a good fit for you or someone you know? Learn more: https://bit.ly/3LzelRl

Even though data shows inflation is cooling, a lot of people are still feeling the pinch on their wallets.

Why a Foreclosure Wave Isn’t on the Horizon

There’s an interesting trend happening in the housing market.

How Affordability and Remote Work Are Changing Where People Live

Want to know the biggest mistakes homebuyers are making today?

The Biggest Mistakes Homebuyers Are Making Right Now

When it comes to your finances, being competitive is a good thing. And if there’s a wise way to use the money you’ve built up in your home, why not take advantage of it?

Take a look at our next Homeownership Advantage Playbook Strategy. Could this play be right for your situation?

THE SCENARIO: You’re a senior homeowner (age 62+) who is experiencing increasing costs, such as homeowners insurance, medical bills, and food expenses.

THE PLAY: Using a reverse mortgage, you can tap into your home equity and receive a lump sum of cash to pay off credit cards and medical bills, and to eliminate your monthly mortgage payment and free up cash flow for other expenses. Now, with your expenses under control, you can enjoy the next phase of life in your house — which you plan to stay in for many years to come.

This is just one of many ways you can use your home equity to create a secure financial situation. What’s your winning play? https://bit.ly/3SddEkc

There’s no arguing this past year has been difficult for homebuyers.

Unlocking Homebuyer Opportunities in 2024

If you’re thinking about selling your house, you should know there are buyers who are ready and able to pay today’s high prices.

Why Fixing Up Your House Can Help It Sell Faster

If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind.

How To Determine if You’re Ready To Buy a Home

If you’re looking for your sign to start your journey to homeownership, THIS is it!

As a renter, you’re paying someone’s mortgage — just not your own. Let’s work together to put that money toward building YOUR wealth.

Send a message to get started today!

Navigating the housing market can be tricky, especially these days.

Why Working with a Real Estate Professional Is Crucial Right Now

Are you wondering if the upcoming election will have an impact on the housing market?

How Do Presidential Elections Impact the Housing Market?

Retirement is a time for relaxation, adventure, and enjoying the things you love.

Why Moving to a Smaller Home After Retirement Makes Life Easier

Homeowners, don’t sit on the sidelines — start using the wealth you’ve built in your home now! 🏡💰 Check out our next Homeownership Advantage Playbook Strategy…

THE SCENARIO: You want to go back to college but are hesitant to take out student loans.

THE PLAY: Consider a Home Equity Line of Credit (HELOC) to cover tuition payments. With typically lower interest rates than private student loans, a HELOC could save you a significant amount over time.

Want to learn more? Discover the many ways to access your home equity and seize new opportunities to win! https://bit.ly/3WiCTnU

In life, patience is a virtue – but in the world of homebuying, waiting too long in hopes of finding the perfect home actually isn't wise.

The Price of Perfection: Don’t Wait for the Perfect Home

If you’re thinking about selling your house, here’s something you really need to know.

Why Your Asking Price Matters Even More Right Now

Guess the mortgage term! Hint: This is the amount you pay upfront toward your home loan. Leave your answer in the comments. ⬇️

Even if you didn't own a home at the time, you probably remember the housing crisis in 2008.

Not a Crash: 3 Graphs That Show How Today’s Inventory Differs from 2008

There are a few key things you’ll want to avoid after applying for a mortgage to make sure you’re in the best position when you get to the closing table.

Things To Avoid After Applying for a Mortgage [INFOGRAPHIC]

Happy Independence Day! 🎆 Wishing you a day filled with fun, laughter, and good times with family and friends.

Everyone’s vision for the future is personal and unique.

Homeownership: The Heart of the American Dream

If you own a home, your net worth has probably gone up a lot over the past year.

Homeowners Gained $28K in Equity over the Past Year

Here’s your next Homeownership Advantage Playbook Strategy! Discover how to leverage your strongest asset—your home equity—now, instead of waiting until you sell…

THE SCENARIO: High-interest credit card debt is taking a toll on your finances and credit score.

THE PLAY: Using a cash-out refinance, access your home equity and receive a lump sum of cash to pay off your credit cards. Now, free of that debt, you can focus your efforts on maintaining healthy finances for the future.

Ready to “score” by using the wealth you’ve built in your home? Learn more about how you can use that money now: https://bit.ly/3xDX2v3

With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting.

Real Estate Still Holds the Title of Best Long-Term Investment