Victoria Dowling - CrossCountry Mortgage
PersonalNMLS153889
Branch NMLS1735813
Company NMLS3029
Should you buy a fixer-upper? With CCM, you can finance both the home and the renovation repairs that come with it. Read about multiple renovation loan opportunities in our latest blog and see if a fixer-upper is a deal you can’t pass up. https://bit.ly/3ZyCz3d
We’re here to help ensure high rates don’t stop your dreams from turning into reality. CCM offers four temporary buydown programs that help you save in your first, second and third years, depending on which is right for you. Win the rate game with a little help from CCM. Learn more today.
Did 2023 start the way we wanted it to? No. But there are still ways we can make this year a success. Let’s discuss how we can help your clients go from prospective homebuyers to proud homeowners!
Think you can’t buy your first home because you need funds for a down payment? Down payment assistance (DPA) can help. DPA can be an outright grant or low or zero-interest loan, forgivable over time or due when you sell. Let’s see what’s available for you - get in touch today.
Myth buster alert! The “mandatory” 20% down notion is not true. Oftentimes, it’s not in the homebuyer’s best interest. Your local mortgage originator partner can help you out with that discussion.
Finance your first home, more affordably. We offer home loans with as little as 3% down and reduced mortgage insurance for middle to lower-middle income homebuyers. Contact us today to see if you qualify.
Are your buyers concerned about home prices? We see why – mortgage payments on a typical single-family home with a 20% down payment increased by 58% in one year!
Let’s discuss how we can help your clients get into their dream home and dream location.
Our wide range of mortgages can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. Contact us today to discuss your options!
Agents, this stat is for you! 67% of buyers interviewed only one real estate agent during their home search. You must make great first impressions – keep it up.
Mortgage rates are in constant motion, and it’s especially apparent when you look back through the decades. As changes occur, you shouldn’t have to put your dreams of homeowning on hold. Contact us to start a discussion today!
What would you do? NAR found that most homebuyers started their search by viewing online properties, while only 18% connected with an agent. We love our real estate partners and are always happy to recommend one for you!
When you’re planning to make the switch from renter to homeowner, it’s important to know the facts. Discover the benefits of homeownership and how you can take control of your financial future.
Don’t let your primary bedroom stay outdated, turn it into a trendy space - on a budget. Join CCM’s Regional Renovation Sales Manager, Sandee Lutz, and Kate Troyer of Homeslice Living, and reimagine the space in your primary bedroom. https://bit.ly/3lnEWGY
The median distance homebuyers moved was 50 miles. This is a record high, which jumps the median distance of 15 miles during 2018-2021. If your clients are stretching their homebuying search, we can help!
Although mortgage insurance protects the lender, it also makes it possible to offer loans to more borrowers with an affordable & competitive interest rate and down payments as low as 3%.
For the first time in six months, December saw an increase in pending home sales! We’re excited to see new opportunities open up in the market – and want to help you take advantage of them. Let’s discuss how we can help today.
Your loan term makes a big difference in how much you pay. Not sure whether short- or long-term savings fit your finances best? Get in touch with us!
Welcome to our Homebuyer Insights of 2022. This is the first in a year-long series about homebuying characteristics. It will be based off data from the annual survey conducted by the NATIONAL ASSOCIATION OF REALTORS® of recent homebuyers. We’ll break down the stats and what it means for you.
Convert your equity into cash — and improve your financial wellness. Cash-out refinancing lets you use your home’s equity to renovate or remodel, or pay off debt, or take that vacation you always wanted. All for lower interest than a credit card. Contact me to learn more!
December was another rough month for homebuyers. After another small bump in inventory, now’s the time to work with us to help your clients overcome the market’s cost barriers. Contact us to discuss their options today!
Life comes at us fast – meaning we sometimes need a quick source of cash. A Closed End Second (CES) loan offers a path to financial wellness while keeping the terms of your first mortgage in place. Contact us to learn ways you can benefit from your home equity.
Buyers from all generations want their agent’s help to find the right home. They need negotiation expertise and overall guidance. Contact us for a great agent referral.
A HELOC offers a revolving line of credit just like a credit card but with lower interest rates. Tap into your home equity and use it for things like buying a new car, renovating your home, or consolidating higher interest debt. Contact us to take advantage!
Debt is something that prevents families and individuals of all generations from becoming homeowners. When you work with us, we talk through financial best practices and help you find a path forward.
Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases or take dream vacations. Peaceful, isn’t it? Our line of home equity programs can help you achieve that dream. Contact us to learn more!
When houses sit longer, sellers look for ways to close fast. We're here to help finish the deal – without compromising on price. Let's discuss options today.
Becoming a new home buyer can feel complicated, but I'll be there with you. You’ll know all the benchmark moments for every stage of the process. Let's connect to keep you informed as you embark on this new journey!
Buyers under age 56 typically need to make up the difference when they move from one house to another. We’re here to help them close the gap. Give your clients more financing options today!
Looking to dive deep into reinventing your space? Refresh your home today with a renovation loan - add to your outdoor entertaining space, open your kitchen, and more! Be sure to reach out to our team to get started!
In a perfect world, agents would be mind readers. Although so many come close, sellers do indicate what they most want from their experience.
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Address
415 Congress Street #202
Portland, ME
04101
Opening Hours
9am - 5pm |
2320 Congress Street
Portland, 04102
Phil Laughlin - Chairman of the Board and Senior Loan Officer Licensed in ME NMLS # 8420
2320 Congress Street
Portland, 04103
Mike Lyden - Senior Loan Officer NMLS# 856798 Licensed in ME and FL LO76773
352 Warren Avenue, Unit 8
Portland, 04102
Steve Lachance Sr. Mortgage Banker Licensed/Maine NMLS# 364625 Total Mortgage is an Equal Housing Lender
352 Warren Avenue Suite 8
Portland, 04103
If you need more space for a growing family, your first condo or refinancing a current mortgage.
470 Forest Avenue
Portland, 04103
Steve Lavallee- Senior Loan Officer NMLS # 326146 Licensed in ME, NH, MA (MLO3226146) & FL (LO95662)
52 Center Street
Portland, 04101
Licensed by the State of Maine and Federal Nationwide Mortgage Licensing System, NMLS #995476, MHM p