Movement Mortgage Maine NMLS 39179

Are YOU ready to make an impact? 💥❤️

📢Attention Realtors! Discover how you can boost your sales using the Reverse Mortgage for Purchase program.

Join industry experts, Dan Hultquist and Lyn Coffin as they cover:
• The basics and benefits of reverse and scenarios
• Effective scenarios for selling reverse mortgage products
• Strategies to expand your home sales while improving your clients' retirement quality

Event Details:
Reverse for Purchase | June 20th at 10 AM EST
Register via Zoom Link:
https://us02web.zoom.us/webinar/register/WN_zRT2w_yhR5GwEhGyFC_TBw

👏 TOP 👏 5 👏 RETAIL 👏 LENDER 👏. Should we slow clap a few more times? 👏👏👏

You know how you don’t know what you don’t know; you know? If you’re going through the mortgage process for the first time, here are 3 questions to ask your lender.

Sunny days are ahead…don’t be eclipsed by not being prepared, we are here to help! 😎🌒

Trying to buy a home can definitely be overwhelming, especially for first-time home buyers. With so many moving parts, it can be hard to know what you should be doing first and how the process actually works.

But if the mortgage process has you all confused, you’ve come to the right place! We’re breaking down the pre-approval process and how it can get you closer to your homeownership dreams.

https://movement.com/2024/02/everything-you-need-to-know-about-getting-pre-approved-for-a-mortgage

Congratulations to our March 🔝 Producer! 🎉

▪️Jeff Rae NMLS # 20932 - Branch Manager/Loan Officer - Movement Mortgage

Your hard work, dedication, and expertise have paid off. We are proud to have you on our team and we appreciate everything you do to help your clients achieve their dreams of homeownership. Keep up the great work, and cheers to the future!

Concession stands: one of the best parts of any sporting event. 🍿 Seller concessions: a powerful negotiation tool that can eliminate stress for both sellers AND buyers when used correctly.

Why are Seller Concessions Used⁉️ The way seller concessions are used may depend on whether or not you're in a buyer's market (where supply exceeds demand) or seller's market (where demand is high). The following scenarios are the most common reasons seller concessions are made:

▪️Attracting Buyers: Offering concessions makes a property more appealing to potential buyers. In a competitive market, sellers can gain an edge by helping buyers with closing costs or other expenses.

▪️Affordability for Buyers: Purchasing a home involves various costs beyond the sale price. By covering part of the buyer’s closing costs, sellers can make homeownership more attainable especially for first-time buyers.

▪️Closing the Deal: Sometimes, a buyer’s financial situation may be tight, and they need assistance to close the transaction. Seller concessions bridge this gap, allowing the deal to move forward.

🔔Attention loan officers! Join us Monday, April 8, 11:30am-12:30pm ET for a special event with author, speaker, and leader John C. Maxwell as he shares how to take the journey from success to significance.

In this virtual, hour-long event, John will share the five everyday essentials for living a life of significance. The essentials of significance aren’t hard. But they do require intentionality. Embrace them, and you will feel fulfillment and make your world a better place.

Register now to begin YOUR story of significance! https://www.eventbrite.com/e/from-success-to-significance-with-john-c-maxwell-tickets-863929425167?aff=oddtdtcreator

Shawn Cavalieri at Movement Mortgage-Join Our Team

Empowered women empower the world. Here's to the incredible
strength, resilience, and achievementsof women everywhere. Happy
International Women's Day! ❤🌍

It was an absolute honor to spend time with some of Boston's finest & the Board for the Boston Fire Cancer Foundation to present them with a $10,000 grant on behalf of Movement's partnership with the KM Foundation & Karis Management Group to help them continue providing the phenomenal services they do for their brothers, sisters & their families in need.

Making it extra special was to be joined by our President's Club LO Steve Malcolm, who's also a full time firefighter in Taunton, MA. ❤

While some had expectations for mid-year rate cuts, the Fed’s stance indicates there may not be adjustments until later in the year. Get the details behind this and more in our latest market update.

https://movement.com/blog/2024/02/a-resilient-economy-rate-cut-expectations

Happy Valentine’s Day!

Whether you're planning a romantic date, spending time with your loved ones or scheduling some self-care, I wanted to share a Valentine’s card with you — no shoebox required. 💌

Just like you can prepare for running a marathon, you can prepare for your mortgage, too! ⁣
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If you’re thinking of buying a home soon, but aren't sure your credit score is ready, you can actually start monitoring it now. By taking the time to do some research, start saving and prioritizing paying your bills on time, you can push yourself (and your credit score) closer to homeownership! 🥳 ⁣
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Need advice on how to get yourself ready for a mortgage? Reach out to a Movement loan officer today for help! (You got this! ❤️)

Trying to time the market? Recent data suggests that as rates have fallen, home prices in many markets have increased. Find out what you need to know about limited housing inventory and upcoming economic reports in this week’s Market Update.

https://movement.com/blog/2024/02/are-lower-rates-fueling-home-price-increases

Want to hear a secret? 🤫⁣
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The best time to buy is when YOU are ready to buy!⁣
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There’s no special formula to figure out when the market is going to be just right, and THAT’S OK because it’s not a one-size-fits-all situation. It doesn’t matter if your neighbor, cousin or best friend is ready to become a homeowner; it matters if YOU are!
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When you’re ready to take that first step, reach out to a Movement loan officer and start your journey to homeownership! 🤩

Another strong jobs report has made a March rate cut even less likely. But, if the Fed is going to cut rates this year, economists believe they have a limited window to act. Find out how a strong economy and an upcoming election are having an effect on when we may see a rate cut.

Full story: https://movement.com/blog/2024/02/strong-jobs-report-delays-rate-relief

Retirement on your radar?
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You might want to consider a reverse mortgage! Reverse mortgages allow qualified borrowers to tap into their home’s equity so that they can move closer to family, downsize for less maintenance or even upsize to that dream home. 🤩 ⁣
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PLUS, with a Home Equity Conversion Mortgage (HECM) for Purchase, qualified borrowers can buy a new home and get a reverse mortgage, all in ONE transaction! 😮⁣
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If this sounds like the right plan for you, contact a Movement loan officer today!

Many economists believed we would see a rate drop in March, but is a June rate cut now the most likely outcome? Dive into this week’s Market Update to see why an economic “soft landing” could keep rates higher for longer.

https://movement.com/blog/2024/01/a-healthy-economy-may-delay-rate-cuts

Want to make your first payments more attainable? 😅⁣
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Movement offers 3/2/1, 2/1 and 1/0 buydown options to help lock in that lower rate for the duration of the buydown term, which can help make your payments more manageable up front! (It’s like slowly getting into the pool instead of doing a cannonball. 🌊)⁣. Then the full rate will return for the remainder of the years.

Reach out today to learn more!

Is the economy as strong as recent data suggests? See the Fed’s latest statement, navigate the confusing signals and understand what's shaping interest rates in 2024 in this week’s Market Update.

📄: https://movement.com/blog/2024/01/fed-mixed-signals-rate-cute-timing

It’s music 🎶 to our ears…Congratulations on having a RECORD month in December! 🤩 Your persistence and commitment have paid off and have created several happy homeowners! 🤍🏠

Scott Blake, Movement Mortgage Loan Officer, NMLS #509629

As we have dived into 2024, we want to take a moment to congratulate our December 🔝producer!

Scott Blake, Movement Mortgage Loan Officer, NMLS #509629

As a top producer, you have demonstrated exceptional leadership and a relentless pursuit of excellence. Your success not only reflects your individual achievements but also serves as an inspiration to your colleagues and the entire organization. Your commitment to excellence sets the standard for others to follow, and we are confident that your continued efforts will lead to even greater accomplishments in the future.

This may seem like a no-brainer… 🤔
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But really, paying your bills on time can help keep your credit score in good shape. Even small missed payments can affect your score, especially with those pesky late fees. PLUS, keeping up with these payments can help let your lender know you’re responsible. 😉
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Contact a loan officer today to learn more about how to keep your credit score in solid shape!

Will future rate cuts be delayed? The December CPI data may throw cold cold water on some economists' early easing hopes. While the markets react and try to predict the Fed’s next move, you can dive into the details in this week's market update.

https://movement.com/blog/2024/01/december-inflation-higher-than-expected

This week we will be heading to the New England Mortgage Expo, being held at Mohegan Sun Resort & Casino. The days are filled with networking, educational sessions, motivational speakers and more!

We are thrilled to have our very own, James Allen & Adam Dellemonico, taking the stage as keynote speakers to discuss their success mindset.

We can’t wait to see you there! If you wanted to connect for networking or learn more about what sets Movement apart, reach out to Shawn Cavalieri at Movement Mortgage-Join Our Team.

Not sure about buying a fixer-upper? ⁣
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If you’re looking to avoid the unknowns that can come with buying an older home, new construction might be right for you. PLUS, this can allow you to add a personal touch to your new home! (AKA that unique closet design or spacious bonus room 😮).⁣
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Reach out to a Movement loan officer today if you’re ready to dive into new construction. 👷

Some economists are buzzing about a potential Fed rate cut in March, but is it wishful thinking or the real deal? Dive into the latest Market Update to see what's fueling the optimism, and learn what factors may delay a rate drop.

https://movement.com/blog/2024/01/when-will-we-see-the-first-rate-cut-of-2024

HAPPY NEW YEAR!

It’s hard to believe it’s already 2024. (I JUST got used to writing “2023”.) But a new year means new goals, adventures and fun memories are on the horizon! Whether you’re hoping to reset your workout routine, tackle your travel bucket list or just get through the year in one piece, I hope it’s filled with joy, delight and remembering that it’s 20-TWENTY-FOUR.

There’s truly no place like home for the holidays. Decorating the Christmas tree, ugly sweater parties and cookie exchanges, binge-watching your favorite Christmas movies with mugs full of hot chocolate…the cozy moments you share at home with family and friends are what make this holiday so special.

No matter where home is for you, I hope that you'll be home for Christmas, even if only in your dreams. Merry Christmas!

GraceWorks is one of the many ways the Movement Foundation helps to give back to communities across the country. 🤍🤍

GraceWorks is the overarching name for all charitable giving done by the Movement Foundation and the KM Foundation. Every quarter, 30 - $10,000 grants are given to charities nominated by our own employees throughout the company, thanks to the generosity of the KM Foundation. Check out the winners selected from our own backyard here in New England!