Home with Kim Brown

Thank you Deb for inviting us to tour your fabulous listing. Great way to spend a Friday afternoon! The view is amazing and the Fish House is adorable.

First fire of the summer, Shrimp scampi in the garden. I love our little fire place!

Such a beautiful night on the water!

Way to end a great week! Sox / Yankee game. Fenway never disappoints!

This is an amazing rainy day to check traps!!! And added a few keepahs to the car!!!!!

Sunday on the water. Ahhhhhh!

Summer is heating up! As temps are rising, chill out with these summer home maintenance tips:

The summer heatwave is rising, and so are these hot home décor trends! From dark academia to vintage designs, here are seven popular home trends this summer: http://spr.ly/6181iox0R

Is builder data predicting future rate declines? Yesterday, the National Association of Home Builders (NAHB) released its housing market sentiment index for July. Here’s what you need to know: http://spr.ly/6187i9mbX

Credit report vs credit score-- what do you need to know? Not only are the two different, but they're used for different purposes. Here's a handy chart to help you understand the distinction

When you originate a loan, you will be required to make some initial payments upon your closing: one is the down payment, the other is your closing costs. Closing costs typically include the loan origination fee, appraisal fee, credit report fee, tax service fee, closing/escrow fee, mortgage recording charge, hazard insurance premium/reserves, and county property taxes/reserves, totaling 3-6% of the loan amount

Did you know?? There's CASH💰 trapped inside your home! That's right, it's called home equity and it's the difference between the market value of your home and the amount of your mortgage that you still owe. Here are 5 ways you can leverage your home equity to meet your goals

Need some good news?! The consumer price index (CPI) was released this morning and showed cooling inflation in June. As a result, the average 30-year fixed mortgage rate dropped to the lowest level since March. Read more in the Market Update: http://spr.ly/61809Abri

You can remodel the bathroom, renovate the kitchen, paint the exterior, and spruce up the landscaping, but there's one aspect of a home you can't change: LOCATION. When house hunting, be sure to keep location in the forefront of your mind

How's your summer project 🚧 🧰 coming along? With the All In One™ Construction Loan 🛠️, you can build your dream home and start building equity IMMEDIATELY! Want to learn more? Contact me today!

Great way to end the holiday weekend, on the water with Lucy!

Such a fun day exploring Rangeley/Quill Hill/Sugar Bowl. Tom Cat can bowl!!!!!!

Let freedom ring! Happy 4th of July from your friends at CMG Home Loans! 🇺🇸

What’s new in market news? Although mortgage rates have inched higher in recent weeks, the upcoming jobs report could help to reverse the trend. Here’s what you need to know: http://spr.ly/61859OK9x

VA, FHA, USDA, oh my! With all the different loan options, how do you know which one is right for you? Scroll through as we break down Conventional, VA, FHA, and USDA Loans

Are you ready to declare independence from your landlord? When you own your home, you have the freedom to paint the walls any color you like, renovate the kitchen or bathrooms, install fixtures of your choice, or create a beautiful garden in the backyard. You don't need your landlord's approval, just a mortgage preapproval!

As the temperatures are heating up, are you ready to dive into homeownership? As you begin the home buying process, here are five ways you can financially prepare for a home loan: http://spr.ly/6188gFsnn

Real talk— do you *really* need a REALTOR®? While it's not a requirement, having a knowledgeable real estate agent can help you navigate the current market, sell/buy quicker, and earn higher profits. Scroll through ➡️ to see why working with a real estate agent pays off

Thinking of closing out your credit card? Wait until AFTER closing day! Closing a credit card, even if you've paid it off completely, factors into your score differently than just having it paid off. Our advice? Wait until after you close on your mortgage to close a credit account

Need some good news? According to a recent report by Realtor.com, there are now 35.5% more homes on the market than this time last year. Need some even better news?! There’s a rising number of AFFORDABLE homes hitting the market. Read here: https://www.cmghomeloans.com/mysite/kim-brown/blog/glimmers-of-hope-for-home-buyers-arise-as-inventory-inches-up-2024-06-21

Being a homeowner comes with a number of perks and financial benefits; one of which is home equity. Home equity is the difference between the amount you owe on a mortgage and what the home is worth. Do you know how to make the most of your home equity? Scroll through➡️

When was the last time you changed your air filter? Generally, most air filter manufacturers and HVAC companies recommend changing your air filter every 90 days, or 3 months. Changing your filter can improve home air quality and energy efficiency, as well as providing you with better temperature control

Want to keep cool without sweating the electric bill? Scroll through for 5 tips to cool your home without breaking the bank 🧊😎

No W-2? Don't sweat it! 😅 We have exclusive loan programs to help you slide into homeownership this summer. Ask me about our non-QM solutions!

What’s new in market news? Yesterday, the consumer price index (CPI) revealed that inflation levels in May were lower than expected. As a result, mortgage rates trended downward. Read here: http://spr.ly/61835qYef