Stasie Pike, Evergreen Home Loans, NMLS ID 23087

At Evergreen Home Loans, we honor the bravery and dedication of our military service members. VA loans offer incredible benefits like no down payment, competitive interest rates, and no PMI. I’m here to help you achieve your homeownership dreams. Learn more about how we support our heroes every day: https://www.evergreenhomeloans.com/evergreen-insights/posts/honoring-our-heroes-with-va-loan-benefits/

5.0 star review received on Experience.com for Stasie Pike by Aryana H - Stasie is knowledgeable and quick to get things done. She’s an excellent communicator. I love working with Stasie and I know she’s going to solve any issues that come up.

New ★★★★★ 5 Star Experience.com Review by Aryana H Click to see all 303 reviews of Stasie Pike, Branch Manager | NMLS # 23087

Thinking about selling? Use your equity to make a larger down payment, borrow less at today’s mortgage rates, or even be an all-cash buyer! Your home equity can fuel your next move. Let’s talk about what your equity can do for you.

According to CoreLogic, the average homeowner with a mortgage has $298,000 in equity! 💰 This valuable asset can open up numerous opportunities for you. Use your equity to make home improvements, invest in a rental property, or pay off high-interest debt. Each of these steps can help you build even more wealth through homeownership. Follow along for more tips on how to make the most of your home equity!

Celebrating all the incredible father figures this Father's Day! Whether you're a stepdad, granddad, uncle, mentor, or any other nontraditional dad, your love and support make a huge difference. We honor and thank you for being there and shaping lives.

Exciting news! Fannie Mae and Freddie Mac just announced a game-changing update that benefits both buyers and sellers in the real estate market. Here's what you need to know:

🔹Sellers have the option to cover the Buyer's Agent commission without it counting against contribution limits, offering more flexibility for sellers and a smoother process for buyers.
🔹Previously, there were concerns about first-time homebuyers hitting a 3% limit on seller contributions. But with this clarification, those worries are put to rest. Sellers can contribute up to 3% for closing costs while also covering the buyer's agent commission.
🔹In adherence to local common practices, if a seller or seller’s real estate agent continues to pay the buyer’s real estate agent commission, these amounts are not required to be counted towards the IPC limits for the transaction
🔹This update reflects a commitment to adaptability and responsiveness in the industry. As market conditions evolve, Fannie Mae and Freddie Mac continue to evaluate and adjust their policies to best serve buyers, sellers, and agents alike.

With this update in mind, the real estate community can proceed with confidence and optimism. Here's to smoother transactions and successful closings ahead! 🏠

Americans are sitting on tremendous equity! Over 2/3 of homeowners have either completely paid off their mortgage or have at least 50% equity. Here’s the breakdown:

💸 38.7% own their home free and clear
💸 28.7% have less than 50% equity
💸 32.6% have more than 50% equity

Follow along for more tips on how to utilize your home equity!

Why wait? Today’s the perfect day to drop an offer on your next home! 🏡✨ The market’s buzzing, and your future spot is out there waiting. Let’s make some moves and turn those house goals into reality. Ready to make it happen?

No matter the occasion -- a family dinner or a date night. We're a restaurant for everyone, adults and kids alike, thanks to our exciting pirate ship meal! Come create lasting memories with us. Get in touch with us at (360) 626-0224 to experience our dishes, made fresh from scratch!

More homes are hitting the market this year, giving you more options if you’ve been looking to buy! 🏡 Even though inventory is growing, it’s still below the usual levels. That’s where I come in. Let's team up and navigate this evolving market together. Your next home might be closer than you think.

Did you know? Over the years, as you pay down your home loan and home values rise, you build equity. It can grow faster than you realize, turning your home into a powerful financial asset. Stay tuned and follow along for more tips on how to utilize your home equity!

2024 Housing Market Insights from Evergreen Home Loans 🏡✨ Key takeaways for potential homebuyers:

🔸 Experts predict home prices will continue to rise through 2028, though at a more moderate pace. Buying now could help you build equity as prices appreciate.
🔸 The future of mortgage rates is influenced by inflation, labor data, and geopolitical events. Rates might decrease later this year, but economic indicators will continue to impact trends.
🔸 Partner with a trusted Evergreen Loan Officer, like myself, to navigate the current market conditions and explore our innovative loan products designed to enhance your home buying experience.

Ready to learn more? Check out our full market insights blog here: https://www.evergreenhomeloans.com/evergreen-insights/posts/2024-housing-market-insights-from-evergreen-home-loans

No loopholes, just peace of mind! Choose Security Plus, where we don't jump through legal hoops like our competitors – we guarantee our commitment. Your offer is not just safe; it's a standout. Connect with an Evergreen loan officer today and experience a faster, stress-free closing process.

Think you need a hefty down payment to buy a home? Think again. Many buyers put down less than the traditional 20%. With loan options offering as little as 3.5% or even 0% down for qualified buyers, homeownership might be more within reach than you thought. Have questions about debunking housing market myths or need help fact-checking? Reach out to me!

Summer is the ideal time to find your family's new home! ☀️ With Evergreen Home Loans, you can seamlessly transition into a new space before the school year starts. Avoid the back-to-school rush and give your children the gift of reduced stress, extra settling-in time, and potential price advantages. Reach out today to start your journey to homeownership!

Transform your path to homeownership, even while managing debt! 🏡 I’m here to guide you through debt consolidation and into your new home. With tailored solutions and expert support, I'll help you navigate the journey to owning your own home while effectively managing your finances. Reach out today to explore your options and take the first exciting step towards homeownership!

Worried you won't find your dream home? 🏡 Think again. The supply of homes for sale is actually growing this year, offering you more options than you might expect. Don't let this myth hold you back from exploring the market! Stay tuned as we debunk more housing market myths this month.

CLASS OF 2024: Don't let student loan debt hold you back from homeownership.🎓

Many individuals with student loans are successfully purchasing homes. Your path to homeownership may be closer than you think. Reach out to me to explore your options and take the next step towards owning your dream home.

Waiting for prices to crash before buying? Think again. Data shows prices are rising, just at a slower pace. Don't let this myth cost you in the long run! Join us this month as we debunk housing market myths and guide you through the realities of real estate trends.

On this Mother's Day, let's honor all the amazing individuals who nurture, guide, and love unconditionally, whether they're traditional mothers, single fathers, grandparents, adoptive parents, or mentors. Your impact is immeasurable.

Don't believe the myth! 🚫 Waiting for mortgage rates to drop before making a move might sound smart, but timing the market isn't always the best strategy. Stay tuned this month as we debunk common housing market myths and provide expert advice for navigating the real estate landscape.

Local knowledge meets home loan expertise. Let's explore how I can support your homebuying goals. Schedule your free consultation today!

Celebrating Teacher Appreciation Week! 📚 Hats off to all the incredible educators shaping the minds of tomorrow. Did you know there are unique grants and home loan options designed specifically for teachers? Let's talk about how we can help you open the door to homeownership. Reach out today!

Credit holding you back from homeownership? Not anymore! At Evergreen Home Loans, we're leveling the playing field. Our tailored loan solutions cut through credit barriers, putting your dream home within reach. Let's make it happen, together! 🏡

4.83 star review received on Experience.com for Stasie Pike by Cheryl M -

New ★★★★★ 4.83 Star Experience.com Review by Cheryl M Click to see all 287 reviews of Stasie Pike, Branch Manager | NMLS # 23087

As we wrap up our 2024 Homebuying Tips series, it's time to prioritize your must-haves and nice-to-haves! Crafting a list of your home preferences helps streamline your search and ensures you focus on what truly matters to you. Chat with your agent today to kick off your house hunting journey with clarity and confidence, and don't forget to share your suggestions for future topics!