EAppraise Company LLC

It seems the powerful interests of lenders, homebuilders & Realtors have won out in the capture of Freddie & Fannie. What was once a slow-moving process has suddenly become an overnight success as if it had been planned all along. It's almost like they were playing chess while everyone else was playing checkers!

What makes this situation truly remarkable is how quickly Fannie has eliminated traditional underwriting safeguards such as credit scores, title insurance, mortgage insurance, down payment requirements & appraisals - all in favor of something called "Value Acceptance" which allows parties with a financial interest to set their own value on collateral without any oversight from qualified appraisers who can verify their accuracy.

There will be plenty more surprises to come from this radical experiment with U.S taxpayers' money at stake!

How U.S. Home Valuations Are Being Subverted - Appraisers Blogs The Appraisal Foundation wants to set standards for automated valuations. Muddying of appraisals will end in failure of mortgage market.

There are now signs of new abuses.. Under the banner “equity & inclusion,” some nonbank lenders enabled by Freddie & Fannie seem to be targeting Black borrowers in schemes based on inflated appraisals – one of the few tools still available to fraudsters. Appraisers are being pressured to abandon established analytical principles & adopt restorative appraisals instead...

Racial Targeting Under the Heading of Diversity, Equity & Inclusion This time around, the racial targeting is masked as a virtue under the heading “Diversity, Equity and Inclusion,” or “DEI.” Valuation Jiu-Jitsu Will Lead

The honest appraisers’ warning was timely, blunt, courageous, & unambiguous. If the regulators had acted on the warning, there would have been no Great Financial Crisis. The appraisers who signed the public petition risked their careers. They made it simple for fraudulent lenders and their agents to identify and refuse to employ the honest appraisers. The appraisers’ warning, therefore, required great integrity and courage. There was no reason for appraisers to fabricate their warning.

The Honest Appraisers Warnings Should Have Prevented the GFC! Meet the Honest Appraisers Whose Warnings Should Have Prevented the Great Financial Crisis The honest appraisers’ warning was ideal. It was timely, blunt,

The Con, a 5 part docu-series premiering August 5, 2020 at 8pm EDT, is an in-depth investigation into the 2008 financial crisis nine years in the making. The tragic story of 91-year old African American Addie Polk puts a human face on the grotesque theft of property & dignity perpetrated at the highest levels of the financial industry. The Con is finally here to name names. Setup a reminder and watch the virtual premiere on 8/5 at 8pm EDT at https://www.facebook.com/AppraisersBlogs/live/.

The Con, We Were All Sold a LIE - Appraisers Blogs The Con, a 5 part docu-series premiering August 5, 2020 at 8pm EDT, is an in-depth investigation into the 2008 financial crisis nine years in the making.

A must watch docu-series airing on August 5, 2020.
Patrick Lovell: "As the producer of this project I am so grateful and proud to have had the opportunity to hear your stories in San Antonio during Appraisal Fest. It is so shocking to me that your stories haven’t been front and center the whole time. I hope better late than never. You guys make everything make sense, and that was my objective from the beginning, because as an outsider, none of it made sense until you guys parted the clouds so we could see the light. Thank you for your integrity."

The Con, the American Dream Dies Where Power Lies - End of Corelogic? The Con is a 5-part series in-depth investigation into the 2008 financial crisis. If you attended the Appraisers Economic Forum, better known as

The more liable AMCs are held responsible for the quality of appraisal reports, the less likely they will push for cheaper practices like bifurcated appraisals.

AMC Liability for Deficient Appraisals - Can They Be Sued for Negligence? ...may AMCs be liable for the deficient work of contractor appraisers? Can AMCs be sued for negligence? Can they be sued by borrowers?.. It’s now been a

Rumor has it there are several Virginia Real Estate State Appraisal Board disciplinary cases against appraisers revolving around hybrid appraisals. If you're doing hybrid appraisals, you need to pay attention...

State Appraisal Board Disciplinary Cases Against Hybrid Appraisers Rumor has it there are several Virginia Real Estate State Appraisal Board disciplinary cases against appraisers revolving around hybrid appraisals... Some

Get an appraisal waiver for $599 to help you avoid having an appraisal that comes in short. In other words, the house you want to purchase is OVERPRICED...

$599 Appraisal Waiver to Save the Borrower Money? - Appraisers Blogs Get an appraisal waiver for $599 to help you avoid having an appraisal that comes in short. In other words, the house you want to purchase is overpriced.

Please comment by Feb 5! Unacceptable risk to taxpayers– Federal agencies have claimed with zero support for the claims, that increasing the threshold to $400,000 poses no increased risk to taxpayers. Of course it does! At minimum it increases the exposure to loss from $250,000 to $400,000! The only truth in the claim that increasing the limit ‘poses no more risk’ is within the context that so many, if not all protections have already been eroded so far that no “greater” risk results from yet one more stripped away protection. Taxpayers should not have to bail out Wall Street every 15 to 20 years!

AGA Objects De Minimis Increase Proposal - It is Time to Call out the Liars AGA objects the proposal to increase de minimis at which no appraisal is required. Time to call out the liars that claim consumers demand faster mortgages.

Does an appraisal include an engineers report or whole house inspection?

Appraisal vs engineer or house inspection | EAPPRAISE Appraisal vs engineer report or house inspection- The appraiser is not a home inspector, engineer, electrician, plumber, HVAC technician or contractor.

Essentially, an appraisal is a conclusion of worth derived by research into the law of probability with specific focus on real estate. Based on education, training, experience, and integrity, an appraiser is able to forecast sellers’ and buyers’ of real estate activities into a calculation or estimate of market value. Due to the character and uniqueness of each property, comparisons between seemingly similar real estate often require that adjustment be made before a value conclusion is reached. But, in some cases, this is not possible and the data may be less than conclusive...

What is the appraisal process? | EAPPRAISE What is the appraisal process? | An appraisal is a conclusion of worth derived by research into the law of probability with specific focus on real estate.