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I have been asked to speak at the Free Financial & Estate Planning Seminar being put on by KVCR Legacy Society. It will be on March 15, 2024 from 2:00 PM to 4:00 PM at KVCR in San Bernardino.

You can register to attend at kvcr.org/legacy.

Please join me!

https://www.kvcr.org/legacy/

KVCR Legacy Society None

https://www.thestreet.com/personal-finance/as-crypto-scams-increase-heres-how-to-spot-them?puc=flipboard&cm_ven=FLIPBOARD

As Crypto Scams Increase, Here's How to Spot Them Capitalizing on the “gold-rush” element of crypto scammers will lure consumers through social media to invest or convert their cash to cryptocurrency.

This is a good primer on Decentralized Finance (DiFi). It discusses the basics of the system, its strengths and its weaknesses. It is not a comprehensive deep dive, but it does provide a basic description of how DiFi works and what it hopes to accomplish.

“How DeFi Hopes to Disrupt Traditional Finance” - From the Wall Street Journal via Flipboard
https://flipboard.com/video/wsj/8d43aba474

I’ve been asked to write some articles on the subject of Personal Financial Planning. I know what I think is important in the area of Personal Financial Planning, but I’m interested in what you are interested in learning about.

What topics would you like to learn more about or what Personal Financial Planning questions do you have?

Which rules are you following?

6 Retirement Rules of Thumb Most Americans Get Wrong: Slideshow - 401K Specialist There are 6 retirement “rules of thumb” most Americans are getting wrong, according to Fidelity’s 2021 State of Retirement Planning Study.

Will Coke's New Guidelines Move the Needle for Law Firms? | Law.com Skeptics said 20 years of Fortune 500 legal department exhortations haven't budged the low percentage of Black partners in Big Law.

Turning food waste back into food UC Riverside scientists have discovered fermented food waste can boost bacteria that increase crop growth, making plants more resistant to pathogens and reducing carbon emissions from farming.

Best in Law: Masks in Businesses What are the Mandatory Face-Covering Requirements?

Black Panther star’s wife must now file for probate to administer his estate assets. This could’ve and should’ve been avoided.

Black Panther Star’s Untimely Death Highlights Importance of Estate Planning Chadwick Boseman’s wife must now file for probate.

It's now easier to contact Financial Avatar.

As the new term for the U.S. Supreme Court arrives, the justices are scheduled to hear numerous cases that could affect Americans' civil rights.

5 Supreme Court Access To Justice Cases To Watch - Law360 As the new term for the U.S. Supreme Court arrives, the justices are scheduled to hear numerous cases that could affect Americans' civil rights, ranging from immigration cases to sentencing disputes. They involve constitutional protections such as religious freedom, protections against unreasonable....

RBG, the U.S. Supreme Court and Estate Planning Reflections on some important decisions.

Judge Amy Coney Barrett: 7th Circ. Decisions To Know - Law360 Judge Amy Coney Barrett is a devout Catholic and a law professor who has developed a conservative record in her relatively brief time on the Seventh Circuit. As a fierce election-year battle looms over her confirmation, here are some telling opinions, dissents and decisions she has written.

AB 992: Open Meeting Laws and Social Media New California Law Addresses Prohibition on Serial Meetings on Social Media

AB 3088: California Eviction Protections The Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020

Did this attorney make a bold stance or act with arrogant behavior?

https://www.law360.com/articles/1299986/pa-judge-bans-atty-exposed-to-virus-for-coming-to-court?nl_pk=a9dc9532-4ca8-45c3-b061-3d41211641fc&utm_source=newsletter&utm_medium=email&utm_campaign=special

Pa. Judge Bans Atty Exposed To Virus For Coming To Court - Law360 A Pennsylvania judge chastised a local attorney who was exposed to COVID-19 for using the pandemic as a tactical weapon and banned her from entering county courthouse facilities after she ignored the court's directive and showed up for a hearing in person even though her son had the virus.

I believe this is a good article discussing the concern over our economy and the effects of the pandemic. Probably because is reflects what I’ve been saying for about two and half months.

U.S. economic outlook darkens, job recovery risks reversing: Reuters poll U.S. economic outlook darkens, job recovery risks reversing: Reuters poll

How are you (or your employer) thinking about perks or benefits for remote workers?

Employers are reconsidering workplace benefits for newly remote workers With no kitchens to stock or in-person classes to offer, some employers are rethinking what perks they offer employees.

US Supreme Court dissenting justices make calls to revisit the constitutionality of the death penalty

Ex*****on Cases Show High Court Divide On Death Penalty - Law360 Federal executions resumed last week following a 17-year hiatus, greenlighted by a spate of late-night divided orders from the U.S. Supreme Court that have sparked calls from dissenting justices to revisit the constitutionality of the death penalty.

Law students seeing their job offers being withdrawn due to COVID-19. Employers cut pay and delay partners draws as well.
https://www.law360.com/articles/1292522/covid-19-forcing-firms-to-rescind-job-offers-to-grads?nl_pk=3a27cd78-9395-46af-857c-8e8028c2e691&utm_source=newsletter&utm_medium=email&utm_campaign=special

COVID-19 Forcing Firms To Rescind Job Offers To Grads - Law360 In the midst of the coronavirus pandemic, almost half of law schools that participated in a recent survey said that some of their 2020 graduates had their job offers reneged — mostly from law firms — and nearly two-thirds of legal employers said they've reduced compensation over the past few mon...

New York has cancelled their bar exam over fears of the Coronavirus Pandemic.

New York Bar Exam Canceled Over Covid-19 Concerns (1) The New York Board of Law Examiners has canceled the state’s September bar exam as a result of ongoing concerns related to the coronavirus pandemic.

This is exactly what I’ve been talking about with regards to the eviction moratorium without a provision for what to do when the moratorium is lifted.

As COVID-19 Safeguards End, Eviction Wave Begins - Law360 In 12 days, a federal eviction moratorium will expire. Most state and local protections have already come and gone. Without more grace periods and direct rental payment assistance, experts say recent eviction filing spikes in some cities look likely to turn into a nationwide "tsunami."

The Department of the Treasury and the IRS have announced that the 2019 tax filing deadline remains July 15, 2020, is your tax return complete or will it be?

IRS Confirms It Has No Plans To Extend The Filing Deadline Past July 15 IRS Confirms It Has No Plans To Extend The Filing Deadline Past July 15

Managing your finances has become more complicated over the past few decades. We’ve all made choices that we would do differently in hind-sight. We simply need to learn from them and move forward (easier said than done).

https://www.nerdwallet.com/article/finance/money-mistakes

Money Mistakes Happen. Don’t Beat Yourself Up - NerdWallet Forgive yourself for money mistakes. That will make it much easier to reflect on what went wrong and troubleshoot solutions.

The pandemic is changing the way people think about and are using their money. Here is an article with some ideas that will help stimulate your thinking.

https://www.letsmakeaplan.org/blog/view/lets-make-a-plan-blogs/6-personal-financial-planning-tips-during-the-covid-19-pandemic

6 Personal Financial Planning Tips During the COVID-19 Pandemic Despite the uncertainty of how the pandemic will affect your financial planning in the long term, there are steps you can take to build financial security for yourself and your family.

Do you understand what type of financial professional you have or need, the type of services to look for, what qualifications to ask about and how to understand fees. It can be even more complicated, because categories of advisers have been described as “squishy”.

Retirees, Pick the Perfect Financial Planner Finding the right financial planner can be more complicated than rebalancing your portfolio. Our smart guide will help you.

We found this article from Forbes that talks about the issues the IRS is having with the stimulus payouts and the website errors. It doesn’t change anything for us at this point but it explains where the IRS is experiencing their problems.

Take care, be safe and stay healthy,

https://www.forbes.com/sites/jimwang/2020/04/19/irs-explains-the-payment-status-not-available-stimulus-check-error/

IRS Explains The “Payment Status Not Available” Stimulus Check Error IRS explains why Americans are getting the "Payment Status Not Available" error message.

How Defense Sleuths Are Forging Ahead Despite A Pandemic - Law360 Across the country, thousands of investigators who help build cases for indigent defendants are adjusting to a new reality in which field work is “pretty much shut down.” Though arrests have slowed and many court proceedings are on hold, investigators say their work can’t stop.

UCR has shared some info about COVID management.

Overwhelmed by all things COVID-19? An expert answers your questions From clothing to groceries, there's a lot of question marks these days. What should we actually worry about (and what’s just overkill)? Dr. John Swartzberg, professor emeritus of public health at UC Berkeley, gives us some clarity.