Espinoza Private Wealth Management
You don’t hire an advisor because you think they’re going to outperform markets. You hire an adv I can help you make sense of today's investment climate.
The investment climate has never been more exciting or more challenging than it is today. To take advantage of all available opportunities, investors need two things: an understanding of which investment products are most appropriate for their situation and a relationship with a trustworthy adviser who has a clear understanding of their needs. By keeping clients' objectives in focus, staying in co
11/17/2022
https://money.yahoo.com/mortgage-rates-drop-170024003.html
Mortgage rates drop by largest amount in 41 years The rate on the average 30-year fixed mortgage fell to 6.61% from 7.08% the week prior, according to Freddie Mac,
11/08/2022
https://finance.yahoo.com/news/5-most-common-mistakes-lottery-224825291.html
The 5 most common mistakes lottery winners make that the $1.9 billion Powerball winner should avoid The $1.9 billion Powerball winner should heed these 5 common mistakes from previous lottery winners.
11/02/2022
Social Security recipients will likely get the biggest payment boost in more than 40 years Prices have risen at a blistering pace — a huge blow for Social Security recipients facing rising costs for food, medical care and other expenses.
10/14/2022
10/14/2022
Ben Bernanke, with two others, wins the economics Nobel Bernanke was able to put theory into practice as chairman of the Federal Reserve.
10/14/2022
https://www.nobelprize.org/prizes/economic-sciences/2022/press-release/
The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2022 The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 2022 was awarded jointly to Ben S. Bernanke, Douglas W. Diamond and Philip H. Dybvig "for research on banks and financial crises"
10/07/2022
Themes of Human Flourishing - Eventide Where businesses and industries are experiencing growth and profiting by meeting important human needs, this is where we find themes of human flourishing.
09/30/2022
https://finance.yahoo.com/news/stock-market-eventually-roaring-back-history-shows-180334088.html
'Don't try to be a hero': The stock market will — eventually — roar back, history shows On the bright side of what has increasingly been a terrible year for stocks is that over time, history is filled with self-corrections and comebacks.
09/21/2022
https://finance.yahoo.com/news/feds-powell-u-housing-market-194508055.html
Fed's Powell: U.S. housing market headed for 'correction' "There was a big imbalance ... housing prices were going up at an unsustainably fast level," Powell said at a news conference following the Fed's decision to raise its policy rate by another 75 basis points. The Fed's rate hikes this year have had their biggest impact on the housing sector, slowing....
09/15/2022
https://finance.yahoo.com/news/irs-funding-means-less-snail-091017010.html
New IRS funding means less snail mail, shorter waits for taxpayers - Yellen Treasury Secretary Janet Yellen on Thursday will announce stepped-up activity by the Internal Revenue Service (IRS) after getting a $79 billion funding boost over 10 years from legislation that President Joe Biden signed last month. Yellen is to make the announcement during remarks in a visit to an....
09/14/2022
https://finance.yahoo.com/news/social-security-recipients-could-see-152913027.html
Social Security recipients could see 8.7% COLA bump as inflation soars Social Security payments could rise by 8.7% in 2023 for about 70 million retirees, disabled people and others. That would be the most since 1982.
09/14/2022
Inflation rises in August as gas prices cool Economists expected a slight decline.
09/14/2022
Ken Starr, Lawyer Who Advocated Impeachment For Bill Clinton, Dies At 76 The Texan, who also defended former President Donald Trump against impeachment, died after complications from surgery, according to his family.
09/07/2022
https://www.federalreservehistory.org/essays/monetary-policy
Monetary Policy The Federal Reserve sets U.S. monetary policy to promote maximum employment and stable prices in the U.S. economy.
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://files.constantcontact.com/d6588e37001/b4896b16-f735-4f52-bf0a-021a3ff549c4.pdf?rdr=true
08/18/2022
https://rareviewcapital.com/demystifying-the-pricing-of-interest-rate-cuts/
DEMYSTIFYING THE PRICING OF INTEREST RATE CUTS - Rareview Capital LLC DEMYSTIFYING THE PRICING OF INTEREST RATE CUTS by Michael Sedacca, Portfolio Manager INTRODUCTION BACKGROUND MISCONCEPTION ABOUT CUTS WEIGHTING PROBABILITY RISKS CONCLUSION INTRODUCTION Many are confused about why the US fixed income market is pricing interest rate cuts in 2023, with inflation at a....
08/12/2022
07/29/2022
https://finance.yahoo.com/news/stock-market-news-live-updates-july-29-124526753.html
Stock market news live updates: Stocks rally to cap best month since November 2020 Stocks finished Friday's trading session higher as the S&P 500 capped its best month since November 2020.
07/08/2022
07/06/2022
Bonds flash recession warning light as key part of the yield curve inverts again The bond market is flashing a warning that the economy may be falling or already has fallen into recession, according to one closely watched measure.
https://rareviewcapital.com/wp-content/uploads/2022/07/Sight-Beyond-Sight-7.5.22.pdf
07/03/2022
https://www.ally.com/do-it-right/trends/stock-market-outlook-june-2022/?CP=AOS220628 -disclaimer
On recession watch | Q3 Market Outlook 6/28/22 In this Q3 stock market outlook (6/28/22), Lindsey Bell looks ahead at how rising prices and the possibility of a recession could impact the market in the months ahead.
Wall Street Wisdom:
https://files.constantcontact.com/d6588e37001/9ae36d5e-dc6e-4107-bd3b-f2f4c4aa6db3.pdf?rdr=true
Drop in Lumber Prices Continues...
https://www.mcclatchydc.com/news/nation-world/national/article262477847.html
Falling Inflation Prices...
https://www.axios.com/2022/06/16/prices-falling-inflation-sports-tickets-apparel-smartphones?utm_source=newsletter&utm_medium=email&utm_campaign=newsletter_axiosfinishline&stream=top
RMD Equation being reduced...
https://finance.yahoo.com/news/good-news-retirees-rmd-formula-150000325.html
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4199 Flat Rock Drive, Ste 109
Riverside, CA
92505
Opening Hours
| Monday | 9am - 6pm |
| Tuesday | 9am - 6pm |
| Wednesday | 9am - 6pm |
| Thursday | 9am - 6pm |
| Friday | 9am - 6pm |
| Saturday | 10:30am - 2pm |
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