Matthew C. Nevins - Mortgage Loan Originator NMLS #56422

As a community bank, GRB’s Welcome Home program helps ease the financial burden of buying a home and reflects our commitment to fostering the long-term financial well-being of the individuals and families who call our region home.

Let us help turn your homeownership dreams into reality with mortgage and banking solutions that reward smart financial decisions. With GRB’s Welcome Home program, you can borrow smarter and bank better!

To learn more about the Welcome Home relationship rewards program, visit grbbank.com/Welcome-Home-Rewards

To assist with the dream of homeownership, the University of Rochester has teamed up with the City of Rochester and GRB to offer eligible university employees up to $20,000 toward the purchase of a first home anywhere within the City of Rochester!*

To learn more about the expanded Home Ownership Incentive Program offered by the University of Rochester, visit their site at: https://www.rochester.edu/human-resources/benefits/programs-perks/home-ownership-incentive-program/

Not a University of Rochester employee? There are still many grant and discount programs available within and outside of the City of Rochester to support your goal of homeownership. Contact me today and let’s discuss all your available options!

*Some restrictions apply, visit the University of Rochester Home Ownership Incentive program website for full eligibility and program details. Program does not apply to current city homeowners whose primary residence is in the city.

HHHUUUGGGEEEEE! Come join us realtors! Click the link to register.

It’s finally here – GRB’s ALL NEW Cash+Guarantee program!

We’ve taken our successful Cash+Mortgage and made it next level with a guarantee from GRB that we will BUY THE HOUSE if the buyer fails to complete the home purchase.*

Real estate professionals - find out more about the mortgage program that gives buyers and sellers a gold standard offer. Join us at Radio Social on Thursday, July 18th from 4:30 – 6:30 PM. Come for the food, drinks, and celebration, but stay for the information! Our GRB residential Mortgage team will be present and ready to answer any questions you may have about Cash+Guarantee.

So come be a part of this Olympic-sized celebration – be sure to RSVP today: https://forms.office.com/r/MFL5YGMYpW

*Some restrictions apply. Talk to a GRB Mortgage Originator for program details and to request a copy of GRB’s Cash+Guarantee agreement.

It’s finally here – GRB’s ALL NEW Cash+Guarantee program!

We’ve taken our successful Cash+Mortgage and made it next level with a guarantee from GRB that we will BUY THE HOUSE if the buyer fails to complete the home purchase.*

Real estate professionals - find out more about the mortgage program that gives buyers and sellers a gold standard offer. Join us at Radio Social on Thursday, July 18th from 4:30 – 6:30 PM. Come for the food, drinks, and celebration, but stay for the information! Our GRB residential Mortgage team will be present and ready to answer any questions you may have about Cash+Guarantee.

So come be a part of this Olympic-sized celebration – be sure to RSVP today: https://forms.office.com/r/MFL5YGMYpW

*Some restrictions apply. Talk to a GRB Mortgage Originator for program details and to request a copy of GRB’s Cash+Guarantee agreement.

Make your dream of homeownership a reality with GRB’s new lender-funded temporary buydown program, RateRelief+. RateRelief+ helps buyers lower their monthly payment in the first year and secure an easy, lower-cost path to a refinance should rates drop.

Contact me or see the details on our website at grbbank.com/raterelief

In honor of Teacher Appreciation Week and National Nurses Week, GRB is proud to launch its special Community Partners Program, providing a $600 closing credit to qualified homebuyers who give their best to our community every day!

EMTs, firefighters, medical doctors, nurses, police officers, K-12 teachers, and active and retired military are eligible to receive the closing credit when they use GRB for their residential home mortgage. Thank you for the great work you do every day.

For more program details, visit: grbbank.com/community-partners

Keep interest rates in check with GRB’s new lender-funded temporary buydown program, RateRelief+. RateRelief+ helps buyers lower their monthly payment in the first year and secure an easy, lower-cost path to a refinance should rates drop.

Contact me or see the details on our website at grbbank.com/raterelief

Fannie Mae recently announced policy updates that reduce the down payment requirements for owner-occupied, 2-4 unit homes to just 5% - with the change set to take effect after November 18th!

So if you've been looking to invest in real estate, now may be the perfect time to buy!

Contact me today for more program details, and to discover the financing options available to you.

https://www.grbbank.com/Matt-Nevins

EXTENDED THROUGH MARCH 31, 2024! Homebuyers, lower your first year's mortgage payment and reduce refinance costs in the future with GRB's temporary buydown mortgage program, RateRelief+.

Contact me or see the details on our website at grbbank.com/raterelief

https://www.grbbank.com/Matt-Nevins

With GRB's Cash+Mortgage program, you can make a good-as-cash offer and improve your chances of getting the home of your dreams.

Call me to see how you can be approved for a Cash+Mortgage!

🏡 Just Listed! 🌟 Welcome to your new home! This well-maintained open concept split-level is ready for you to move right in. With 3 bedrooms, 1.5 baths, and ample curb appeal, this gem is nestled in a serene neighborhood. Step inside to find hardwood floors, a spacious family room, and a dining area with a sliding glass door to your sunny enclosed porch. The kitchen boasts real wood cabinets and overlooks the large private backyard. The lower level offers a flexible space for an additional bedroom, playroom, or office, plus a convenient half bath. Upstairs, you'll find generously sized bedrooms and a refreshed full bath. With summer around the corner, enjoy dinners on the porch or entertain on the deck. Bonus features include newer windows, a shed, and a whole house generator. Showings start on 3/8, with negotiations on 3/11 at noon. Don't miss out!

https://listings.realtogs.com/sites/dwopqgj/unbranded

As a community bank, GRB provides home mortgage options to help families put down roots in our community. Whether FHA, VA, USDA, or a conventional loan, our local team is Here. For You. Make your dreams of homeownership a reality. Call me today to explore home mortgage options that work for you!

Make your dreams of homeownership a reality with a strong offer. Through GRB, your pre-approval is fully underwritten with a mortgage commitment. Let me help you put in your best offer. Call me today for more details or to get started on your pre-approval!

‼️173 Worthington Road ‼️

◾️Featuring 3 bedrooms and 2 Baths
◾️First floor primary bedroom - this home exudes a perfect balance of design and functionality!

◾️$165,000

🟦 Open House this Sunday 11am-1:00pm
(we all know you will need to kill time before the Bills game! Come on out!!)

There's more reason to celebrate this new year as GRB's lender-funded temporary buydown program, RateRelief+, has been EXTENDED through January 31, 2024!

RateRelief+ helps buyers lower their monthly payment in the first year and secure an easy, lower-cost path to a refinance should rates drop.

Contact me or see the details on our website at grbbank.com/raterelief

The Homebuyer Dream Program (HDP) has INCREASED for 2024! If you're a first-time homebuyer (as defined by the U.S. Department of Housing and Urban Development - "HUD"), you may qualify for a grant of up to $20,000 towards the purchase of your new home.

For a list of HDP eligibility requirements, visit our website: GRBbank.com/HDP

Or read our quick overview about the 2024 Homebuyer Dream Program here: https://zurl.co/PMlj

Homeownership is no longer just a dream - contact me today to make it your reality!

https://www.grbbank.com/Matt-Nevins

The Mortgage Update with Mike & Joe podcast is back with September's episode live right now: https://youtu.be/Mm4VT0xlj6A! Hear from Mike & Joe on the latest in the market over the past month, plus we highlight two fantastic GRB Power Tools that could help your buyers!

Prefer audio podcasts? We're now on Spotify, Apple Podcasts, Google and more! https://www.buzzsprout.com/2122585/share

Subscribe to GRB's YouTube channel: youtube.com/

“At GRB, we work hard to make the goal of homeownership attainable. But in a dynamic rate environment, it can be difficult for buyers to feel confident about when is the right time to enter the housing market.

With GRB's RateRelief Program, buyers can rest assured that their decision to purchase a home is well supported, and backed with confidence by a local community bank. Eligible applicants will have the opportunity to refinance their mortgage through GRB at no additional cost, should rates drop within 2 years of the purchase date.*

*Borrowers must meet credit and income requirements at the time of refinance.”

The 2023 Homebuyer Dream Program (HDP) officially opens on March 27th! If you're a first-time homebuyer (as defined by the U.S. Department of Housing and Urban Development - "HUD"), you may qualify for a grant of up to $10,000 towards the purchase of your new home.

For a list of HDP eligibility requirements, visit our website: GRBbank.com/HDP

Or read our quick overview about the 2023 Homebuyer Dream Program here: http://trst.in/noTWzl

Homeownership is no longer just a dream - contact us to make it your reality!

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📞:(585)645-7070
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📧: [email protected]

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Catch up with Mike and Joe at GRB's new Syracuse office at Franklin Square, all on the latest episode of the Mortgage Update With Mike and Joe! They'll be discussing the Syracuse market along with special guest, Bill Carroll of RE/MAX Masters.

Watch the December episode here: https://youtu.be/dUmrUONzIjo

Got questions for Mike and Joe? Submit them here: grbbank.com/MJ

During this Thanksgiving holiday, we're grateful for expert advice!

Be sure to check the latest episode of the Mortgage Update With Mike and Joe to get your latest market update. Listen in for recent trends, expert tips, and solid Bills predictions.

Watch the fourth episode here: https://youtu.be/BlsfxcLrVP8

Got a question? Send it in to Mike and Joe here: grbbank.com/MJ

The sun is going down sooner, which can leave us feeling more down than usual. Check out this article for tips on boosting your mood as the days get shorter: https://trst.in/7CR8C4 ☀

Be sure to catch Episode 2 of the Mortgage Update With Mike and Joe!

Join Mike Pulver and Joe Leone as they discuss the latest changes in the market and their best tips on how to navigate the current environment with success.

View the full video here: https://trst.in/iRTAV0

Visit grbbank.com/MJ to send in your questions!

Listen to the first Mortgage Update for some great insight about the local Rochester market.

Don't miss the first episode of the Mortgage Update With Mike & Joe!

Hear from GRB's SVP & Residential Mortgage Manager, Mike Pulver, and GRB's GVP & Mortgage Operations Manager, Joe Leone, as they talk about current mortgage industry trends.

Find the video here: https://youtu.be/xPdg43XKjh4

And sign up to attend the next episode, live! More information here: https://grbbank.com/mj