Majuwa Kowai-Bell Mortgage Originator NMLS #379251 585.472.9345

The GRB TEAM: Our experienced Mortgage Originators provide GRB’s renowned personal service, competitive rates, and quick lending decisions. WHY CHOOSE GRB?

Our dedicated staff of Mortgage Processors and Underwriters has decades of experience and is located right here in Rochester. GRB is a locally owned and managed community bank. With local decision making, you benefit from quick turnaround times. And, by banking locally, you help strengthen the Rochester economy. We believe that Rochester homebuyers deserve access to the most beneficial interest ra

07/31/2024

The market is trending in the buyers’ direction as median existing-home sales faded 5.4% in June. This month also surpassed May for a new record-breaking median sales price – now at $426,900. Change is in the air, and we’re ready for it. 💸

07/30/2024

Attract more buyers and sell faster with CCM Lock2Sell. No need to list at a lower price initially, wait for interest rates to drop, or cut the price later. 🔐 Now sellers can lock in a discounted mortgage interest rate for buyers and advertise it, including on their home’s MLS listing. 🏡 Learn more at http://spr.ly/6185cqsPS

07/26/2024

Behold, the power of connections! If your clients are house hunting, this is their sign to pick up the phone. Read how far networking goes in our buyer and seller trends article http://spr.ly/6180cHMXo

07/26/2024

Thank you Courtney & Daniel for this testimonial of your experience working with me for your mortgage financing!

07/25/2024

Organic, layered, comfortable, and a touch eclectic. Bohemian style is all about natural design that infuses life, air and energy into a space. 🌿

07/24/2024

The best compliment someone can give is a referral, right? Besides saying you look great today (which you do, btw). Read more in our buyer and seller trends article http://spr.ly/6186cHMXQ

07/23/2024

The world of mortgage refinancing is open for you to explore. If you want to save on refinancing expenses, our guide is the first place to start. http://spr.ly/6183iZIYv

07/19/2024

What happens when a seller doesn’t have their own listing agent? Read our trends article for the biggest reasons a house is “for sale by owner” http://spr.ly/6189gmXUJ

07/18/2024

Looking to beat the heat this summer? Give yourself an indoor maintenance project – aka an excuse to stay inside with the AC. ☀️ For more home maintenance musts, check out our article: http://spr.ly/61829IcDm

07/17/2024

Don’t mess with success! Almost half of sellers used the same agent to purchase and then sell their home. Read our buyer and seller trends article for more market moves http://spr.ly/6180gmXU6

07/16/2024

Interested in digging up some extra cash flow? Investment properties can be a goldmine – generating rental income and building long-term wealth. Check out our guide to see if it’s the right move for you.

crosscountrymortgage.com

07/12/2024

If you’ve heard it from a friend who heard it from another that they loved their agent – you’re not alone! Read how far friend referrals go in our buyer and seller trends article http://spr.ly/6187gmXo7

07/11/2024

The garage is for parking your car – not your mess. Calm the chaos in any room with our decluttering checklist – your home will thank you. 🚗 🏠 Read more here: http://spr.ly/61869IcDq

07/10/2024

Survey results match our client experience. That’s why we’ve expanded our down payment assistance and low-down loan offerings to help first-time homebuyers overcome cost barriers. Learn about other home buyer and seller trends we’re providing solutions for. http://spr.ly/618955uIz

Photos from Majuwa Kowai-Bell Mortgage Originator NMLS #379251 585.472.9345's post 07/09/2024

Close on your new home, customize it, and possibly end up with instant equity all with a renovation loan. Learn more by getting in touch with us today!

07/05/2024

It was a May to remember, as pending home sales dropped to a record low 2.1%. If you’re working with hesitant buyers, we can help them find ways to act now instead of waiting later. Contact us today! 🏠

07/04/2024

We’re here to help ensure high rates don’t stop your dreams from turning into reality. CCM offers four temporary buydown programs that help you save in your first, second and third years, depending on which is right for you. Win the rate game with a little help from CCM. Learn more today.

07/03/2024

Where would we be without friends or family? Almost a quarter of first-time homebuyers may not be in their home without a gift or loan for their down payment. For more ways buyers are making their dreams possible, read our annual trends article http://spr.ly/618555uIH

07/02/2024

Looking for financing above conforming loan limits? Our Signature Jumbo AUS loan features lower qualifying credit scores plus a streamlined homebuying process with automated underwriting and credit approval on loans up to $3 million. Get in touch to get the keys to your luxury home.

How to Get a Construction Loan I CrossCountry Mortgage 07/02/2024

If the perfect home seems out of reach – build it. A construction loan gives you freedom, flexibility, and financial security so you can build the home you want. Find out how you can get yours in our article

How to Get a Construction Loan I CrossCountry Mortgage Learn how to get a construction loan—the types, qualifications, and application process—to finance building your dream home. Get started today!

07/01/2024

06/28/2024

May was a record-breaking month. The median existing-home sales price hit $419,300 – the highest price ever recorded. With existing-home sales slightly down 0.7%, working with a lender who has helpful homeowner programs is a great place to start. Talk to us today. 💰

06/27/2024

Changes in commission regulations are starting now. We’ve studied the complexities and developed strategies for success. Join us for the latest information and learn how you can thrive in this changing landscape. Don’t sleep on this. Contact us to register.

06/26/2024

We have financing options to make the most of that 8%. Read our buyer and seller trends article for more market moves we’re making the most of. http://spr.ly/618655uIy

Prepare Your Home For Vacation Checklist I CrossCountry Mortgage 06/25/2024

Preparing your home for vacation is important to ensuring your peace of mind while away. Your must-dos are all compiled in one place in our article. Click the link to read before your next getaway

Prepare Your Home For Vacation Checklist I CrossCountry Mortgage Ensure peace of mind during your next vacation with our home checklist. Follow these simple steps to keep your house safe and maintained while you're away.

06/21/2024

At some point in every homebuyer’s journey, they’ll go online in search of their dream home. But the internet isn’t just for finding homes to tour – it’s also for reading our annual article on the latest home buyer and seller trends http://spr.ly/61885zSN8

06/20/2024
06/14/2024

When searching for your dream home, it isn’t always love at first sight – or second or third or fourth even. No matter how many homes you’ve looked at, learning the latest home buyer and seller trends will help you be ready when you find the one http://spr.ly/61895zSND

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The GRB TEAM: Our experienced Mortgage Originators provide GRB’s renowned personal service, competitive rates, and quick lending decisions. Our dedicated staff of Mortgage Processors and Underwriters has decades of experience and is located right here in Rochester.

WHY CHOOSE GRB? GRB is a locally owned and managed community bank. With local decision making, you benefit from quick turnaround times. And, by banking locally, you help strengthen the Rochester economy. We believe that Rochester homebuyers deserve access to the most beneficial interest rates and mortgage products available. We provide the best for our clients in terms of mortgage rates, closing costs and customer service.

TYPES OF MORTGAGES: GRB rapidly responds to new opportunities in today’s dynamic mortgage market to find the right mortgage product for your needs. These include:
• Conventional
• Fixed rate
• Adjustable rate
• FHA
• VA
• USDA
• Jumbos
• Home equity loans
• Construction draw loans

GRB provides financing for:
• Single family homes
• Townhouses
• Condominiums
• Two to four family residences
• Second homes
• Investment properties
• Commercial properties
• Refinancing

Facebook Participation Guidelines:

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1. NEVER DISCLOSE PERSONAL INFORMATION: We all have a responsibility to protect confidential financial information. Never share your personal information or details about your accounts. We take your privacy and security seriously, and will remove any post that contains personal or private information.

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Disclosures

IMPORTANT: Never disclose personal financial information on Facebook. GRB will never ask for your account numbers, passwords, Social Security number, or other private information through Facebook.

GRB sponsors this page but is not affiliated with Facebook. We have no control over how third parties use the information you share on Facebook. We strongly encourage you to read and be familiar with Facebook’s Privacy Policy at http://www.facebook.com/policy.php and Facebook’s Privacy Guide at http://www.facebook.com/privacy/explanation.php. GRB is not responsible for, and does not endorse, third party sites or their content.

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Want to know how to qualify for the lowest mortgage rate on your home purchase?Watch this short video to find out how!
Want to know how to qualify for the lowest mortgage rate on your home purchase?Watch this short video to find out how!

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