Majuwa Kowai-Bell Mortgage Originator NMLS #379251 585.472.9345
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The GRB TEAM: Our experienced Mortgage Originators provide GRB’s renowned personal service, competitive rates, and quick lending decisions. WHY CHOOSE GRB?
Our dedicated staff of Mortgage Processors and Underwriters has decades of experience and is located right here in Rochester. GRB is a locally owned and managed community bank. With local decision making, you benefit from quick turnaround times. And, by banking locally, you help strengthen the Rochester economy. We believe that Rochester homebuyers deserve access to the most beneficial interest ra
The market is trending in the buyers’ direction as median existing-home sales faded 5.4% in June. This month also surpassed May for a new record-breaking median sales price – now at $426,900. Change is in the air, and we’re ready for it. 💸
Attract more buyers and sell faster with CCM Lock2Sell. No need to list at a lower price initially, wait for interest rates to drop, or cut the price later. 🔐 Now sellers can lock in a discounted mortgage interest rate for buyers and advertise it, including on their home’s MLS listing. 🏡 Learn more at http://spr.ly/6185cqsPS
Behold, the power of connections! If your clients are house hunting, this is their sign to pick up the phone. Read how far networking goes in our buyer and seller trends article http://spr.ly/6180cHMXo
Thank you Courtney & Daniel for this testimonial of your experience working with me for your mortgage financing!
Organic, layered, comfortable, and a touch eclectic. Bohemian style is all about natural design that infuses life, air and energy into a space. 🌿
The best compliment someone can give is a referral, right? Besides saying you look great today (which you do, btw). Read more in our buyer and seller trends article http://spr.ly/6186cHMXQ
The world of mortgage refinancing is open for you to explore. If you want to save on refinancing expenses, our guide is the first place to start. http://spr.ly/6183iZIYv
What happens when a seller doesn’t have their own listing agent? Read our trends article for the biggest reasons a house is “for sale by owner” http://spr.ly/6189gmXUJ
Looking to beat the heat this summer? Give yourself an indoor maintenance project – aka an excuse to stay inside with the AC. ☀️ For more home maintenance musts, check out our article: http://spr.ly/61829IcDm
Don’t mess with success! Almost half of sellers used the same agent to purchase and then sell their home. Read our buyer and seller trends article for more market moves http://spr.ly/6180gmXU6
Interested in digging up some extra cash flow? Investment properties can be a goldmine – generating rental income and building long-term wealth. Check out our guide to see if it’s the right move for you.
If you’ve heard it from a friend who heard it from another that they loved their agent – you’re not alone! Read how far friend referrals go in our buyer and seller trends article http://spr.ly/6187gmXo7
The garage is for parking your car – not your mess. Calm the chaos in any room with our decluttering checklist – your home will thank you. 🚗 🏠 Read more here: http://spr.ly/61869IcDq
Survey results match our client experience. That’s why we’ve expanded our down payment assistance and low-down loan offerings to help first-time homebuyers overcome cost barriers. Learn about other home buyer and seller trends we’re providing solutions for. http://spr.ly/618955uIz
Close on your new home, customize it, and possibly end up with instant equity all with a renovation loan. Learn more by getting in touch with us today!
It was a May to remember, as pending home sales dropped to a record low 2.1%. If you’re working with hesitant buyers, we can help them find ways to act now instead of waiting later. Contact us today! 🏠
We’re here to help ensure high rates don’t stop your dreams from turning into reality. CCM offers four temporary buydown programs that help you save in your first, second and third years, depending on which is right for you. Win the rate game with a little help from CCM. Learn more today.
Where would we be without friends or family? Almost a quarter of first-time homebuyers may not be in their home without a gift or loan for their down payment. For more ways buyers are making their dreams possible, read our annual trends article http://spr.ly/618555uIH
Looking for financing above conforming loan limits? Our Signature Jumbo AUS loan features lower qualifying credit scores plus a streamlined homebuying process with automated underwriting and credit approval on loans up to $3 million. Get in touch to get the keys to your luxury home.
If the perfect home seems out of reach – build it. A construction loan gives you freedom, flexibility, and financial security so you can build the home you want. Find out how you can get yours in our article
How to Get a Construction Loan I CrossCountry Mortgage Learn how to get a construction loan—the types, qualifications, and application process—to finance building your dream home. Get started today!
May was a record-breaking month. The median existing-home sales price hit $419,300 – the highest price ever recorded. With existing-home sales slightly down 0.7%, working with a lender who has helpful homeowner programs is a great place to start. Talk to us today. 💰
Changes in commission regulations are starting now. We’ve studied the complexities and developed strategies for success. Join us for the latest information and learn how you can thrive in this changing landscape. Don’t sleep on this. Contact us to register.
We have financing options to make the most of that 8%. Read our buyer and seller trends article for more market moves we’re making the most of. http://spr.ly/618655uIy
Preparing your home for vacation is important to ensuring your peace of mind while away. Your must-dos are all compiled in one place in our article. Click the link to read before your next getaway
Prepare Your Home For Vacation Checklist I CrossCountry Mortgage Ensure peace of mind during your next vacation with our home checklist. Follow these simple steps to keep your house safe and maintained while you're away.
At some point in every homebuyer’s journey, they’ll go online in search of their dream home. But the internet isn’t just for finding homes to tour – it’s also for reading our annual article on the latest home buyer and seller trends http://spr.ly/61885zSN8
When searching for your dream home, it isn’t always love at first sight – or second or third or fourth even. No matter how many homes you’ve looked at, learning the latest home buyer and seller trends will help you be ready when you find the one http://spr.ly/61895zSND
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The GRB TEAM: Our experienced Mortgage Originators provide GRB’s renowned personal service, competitive rates, and quick lending decisions. Our dedicated staff of Mortgage Processors and Underwriters has decades of experience and is located right here in Rochester.
WHY CHOOSE GRB? GRB is a locally owned and managed community bank. With local decision making, you benefit from quick turnaround times. And, by banking locally, you help strengthen the Rochester economy. We believe that Rochester homebuyers deserve access to the most beneficial interest rates and mortgage products available. We provide the best for our clients in terms of mortgage rates, closing costs and customer service.
TYPES OF MORTGAGES: GRB rapidly responds to new opportunities in today’s dynamic mortgage market to find the right mortgage product for your needs. These include:
• Conventional
• Fixed rate
• Adjustable rate
• FHA
• VA
• USDA
• Jumbos
• Home equity loans
• Construction draw loans
GRB provides financing for:
• Single family homes
• Townhouses
• Condominiums
• Two to four family residences
• Second homes
• Investment properties
• Commercial properties
• Refinancing
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Brighton, NY
Brighton, 14623
Helping my clients to grow, build, and protect their wealth with customized strategies designed specifically for them.
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Jill Gavin is a Loan Officer with Premium Mortgage Corporation. Licensed in NY and FL.
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