Corey Eames - SacPlacer Real Estate

Check out this fantastic listing hitting the market on Thursday.

This stunning home located in the heart of Roseville is going to be listed at $699,000 and is a 5-bedroom, 3-bath home with all new interior paint and carpeting.

Ready to learn more?

DM or comment below for a private showing or more info!

Corey Eames
The Rachel Adams Lee Group
Keller Williams Realty - Roseville
Ca DRE # 01744482
(916) 469-5102

Things To Avoid After Applying for a Mortgage [INFOGRAPHIC]

There are a few key things you’ll want to avoid after applying for a mortgage to make sure you’re in the best position when you get to the closing table. Don’t change bank accounts, apply for new credit, make any large purchases or transfers, and don’t co-sign loans for anyone. Here’s a good rule of thumb. Always connect with your loan officer before making any financial decisions once you’ve started the mortgage process.

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CA DRE #01744482

Things To Avoid After Applying for a Mortgage [INFOGRAPHIC] There are a few key things you’ll want to avoid after applying for a mortgage to make sure you’re in the best position when you get to the closing table.

Homeownership: The Heart of the American Dream

Everyone’s vision for the future is personal and unique. But for many, common goals include success, freedom, and prosperity — values closely tied to having your own home and the iconic feeling of achieving the American Dream.

So, why is buying a home important to so many today? One reason is the financial and physical security it provides. Many people see homeownership as a way to reduce stress because owning a home with a fixed-rate mortgage stabilizes what is likely their largest monthly expense.
Another factor is the potential for building wealth. That’s because, over time, homeowners gain equity as they pay down their mortgage and as home prices appreciate, leading to longer-term financial stability.
But what about the responsibilities that come with owning and maintaining a home? According to a survey by Entrata, only 23% of renters feel homeownership is...

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CA DRE #01744482

Homeownership: The Heart of the American Dream Everyone’s vision for the future is personal and unique.

Homeownership continues to top the list as a big part of the American Dream.

A recent Bankrate survey found that 78% of people rank it above other milestones like retirement and career success.

Why? Security and wealth-building. A fixed-rate mortgage keeps expenses stable, and as you pay down your mortgage, you build equity and financial stability.

Let’s make your homeownership dream come true.



Corey Eames, eXp Realty
CA DRE # 01744482

Homeowners Gained $28K in Equity over the Past Year

If you own a home, your net worth has probably gone up a lot over the past year. Home prices have been rising, which means you're building equity much faster than you might think. Here’s how it works.

Equity is the current value of your home minus what you owe on the loan.
Over the past year, there have still been more people wanting to buy than there are homes available for sale, and that’s pushed prices up. That rise in prices has translated directly into increasing equity for homeowners.
How Much Equity Have You Earned over the Past 12 Months?

According to the latest Homeowner Equity Insights from CoreLogic, the average homeowner's equity has grown by $28,000 in the last year alone.

What If You Bought Your House Before the Pandemic?

If you bought your house before the pandemic, the equity news is even better. According to data from Realtor.com, home...

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CA DRE #01744482

Homeowners Gained $28K in Equity over the Past Year If you own a home, your net worth has probably gone up a lot over the past year.

Equity is the current value of your home minus what you owe on the loan.

And thanks to the ongoing rise in home prices, the average homeowner's equity grew by $28,000. That’s huge.

Check out the map above to see how much the typical homeowner gained in our state.

And if you want to find out how much equity you have, reach out to me and let’s chat.



Corey Eames, eXp Realty
CA DRE # 01744482

Real Estate Still Holds the Title of Best Long-Term Investment

With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting. Here’s some information that could help put your mind at ease by showing that investing in a home is still a powerful decision.

But why does real estate continue to reign supreme as a top-notch long-term investment? It’s because, even today, buying a home can be your golden ticket to building wealth over time.

Unlike other investments that can feel a bit like riding a rollercoaster with all the ups and downs and ongoing risk factors, real estate follows a more predictable and positive pattern.

History shows home values usually rise. And while prices may vary by market, that means as time goes by, your house is likely to appreciate in value. And that helps you...

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CA DRE #01744482

Real Estate Still Holds the Title of Best Long-Term Investment With all the headlines circulating about home prices and mortgage rates, you may be asking yourself if it still makes sense to buy a home right now, or if it’s better to keep renting.

Did you know?

Real estate has been voted the best long-term investment for 12 years straight.

That’s because history shows home values usually go up. And when that happens, it helps homeowners grow their net worth.

So, if you’re debating renting or buying, remember to factor this into your decision.

When you’re ready to start your homeownership journey, let's connect.



Corey Eames, eXp Realty
CA DRE # 01744482

If your house didn’t sell, it's natural to feel frustrated.
And when you’re ready, it’s worth it to take a look at what happened.
One thing to consider is the price.
Was it priced right? If not, that could’ve turned buyers away.
If you want someone’s help figuring out the right price or getting it back on the market with a fresh strategy, let's connect and make it happen.



Corey Eames, eXp Realty
CA DRE # 01744482

What To Do When Your House Didn’t Sell

If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment. And as you’re working through that, you’re probably also wondering what went wrong and what you should do next.

Was It Priced for Today’s Market?

Setting the right price from the start is key. While it might be tempting to try shooting high with your price, that can slow down the selling process big time. If your house was priced higher than others similar to it, it may have turned away buyers. And that’s likely why it sat on the market.

Was It Easy for Buyers To Tour?

One of the biggest mistakes you can make when selling your house is overly restricting the days and times when potential buyers can tour it.

Was It Set Up To Make the Best Impression on Buyers?

If buyers weren’t interested in your house, it’s worth taking another look at your...

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CA DRE #01744482

What To Do When Your House Didn’t Sell If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment.

Wondering what will happen with the housing market in the second half of the year?

According to the experts, home prices are set to climb moderately, mortgage rates might dip a little, and home sales are expected to stay steady.

Have questions about what this means for you? Let's chat about your plans.



Corey Eames, eXp Realty
CA DRE # 01744482

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC]

Wondering what the second half of the year holds for the housing market? Here’s what expert forecasts say. Home prices are expected to climb moderately. Mortgage rates are forecast to come down slightly. And, home sales are projected to hold steady. If you have questions about what to expect for the rest of the year, DM me so we can have a conversation about what it means for you and your plans.

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CA DRE #01744482

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC] Wondering what the second half of the year holds for the housing market? Here’s what expert forecasts say. 

The Difference Between an Inspection and an Appraisal

When you decide to buy your first home, you may come across a number of terms and conditions you’re not familiar with. While you may have a general idea of what an inspection is, maybe you’re not sure why you need one or how it’s different from an appraisal. To keep it simple, here’s an explainer of each one and what they mean for you as a homebuyer.

Home Inspection

Once you’re under contract on a home you’d like to buy, getting an inspection is a key part of the process. An inspection gives you a clear idea of the safety and overall condition of the home – which is important for such a big transaction.

And don’t worry – you don’t have to go through that process alone. Your real estate agent will be your advocate and negotiate with the seller for you.

Home Appraisal

While the inspection tells you about the current state of the house, an appraisal...

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CA DRE #01744482

The Difference Between an Inspection and an Appraisal When you decide to buy your first home, you may come across a number of terms and conditions you’re not familiar with.

Buying a home? Don't skip the inspection.

It protects your financial interest and helps you understand the home's condition. If issues arise – like an old roof or HVAC repairs – your agent has your back.

They can help you negotiate repairs with the seller so you can feel confident about buying your home.



Corey Eames, eXp Realty
CA DRE # 01744482

Focus on Time in the Market, Not Timing the Market

Should you buy a home now or should you wait? That’s a big question on many people’s minds today. And while what timing is right for you will depend on a lot of other personal factors, here’s something you may not have considered.

If you’re able to buy at today’s rates and prices, it may be better to focus on time in the market, rather than timing the market.

The Downside of Trying To Time the Market

Trying to time the market isn’t a good strategy because things can change. Here’s an example. For the better part of this year, projections have said mortgage rates will come down. And while experts agree that’s still what’s ahead, shifts in various market and economic factors have pushed back the timing of when that’ll happen.

The Advice You Need To Hear If You’re Ready and Able To Buy Now

Right now, you may be focused on what’s happening with...

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CA DRE #01744482

Focus on Time in the Market, Not Timing the Market Should you buy a home now or should you wait?

Should you buy now or wait? Consider this.
If you bought a $400,000 home at the start of this year, you’d be set up to gain roughly $83,000 in equity over the next 5 years based on expert forecasts.
So, if you’re ready and able to buy today, remember to factor in the equity that’s at stake as you make your decision.
This is why time in the market is better than timing the market.



Corey Eames, eXp Realty
CA DRE # 01744482

How Long Will It Take To Sell My House?

You want your house to sell fast. And you may be wondering how long the whole process is going to take. One way to get your answer? Work with a local real estate agent.

They have the expertise to tell you how quickly homes are selling in your area and what’s impacting timelines for other sellers.

The Growing Supply of Homes for Sale

Over the past few months, the number of homes for sale has increased. This is good news when you move because it means you’ll have more options as you search for your next home. But it also means buyers have more to choose from, so if your house doesn’t stand out – it may take a bit longer to sell.

How It’s Impacting Listings Today

Think of the homes on the market like loaves of bread for sale in a bakery. When a fresh batch of bread is put out, everyone wants the newest and hottest one. But if a loaf sits there too long, it starts to...

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CA DRE #01744482

How Long Will It Take To Sell My House? You want your house to sell fast. And you may be wondering how long the whole process is going to take. 

Have you heard? Inventory is growing.

And not all that growth is because more homeowners are putting their houses up for sale (new listings). It’s also that some homes are taking a bit longer to sell (active listings).

If you want to make sure your listing doesn’t stick around long enough to go stale, DM me to chat about the marketing strategies I’ll use to draw in more buyers.



Corey Eames, eXp Realty
CA DRE # 01744482

Want to know what to expect from the housing market for the second half of the year?

Expert forecasts say:

Prices will keep rising, just at a slower pace.
Mortgage rates will come down slightly.
And sales will hold steady.

If you have questions about what’s ahead and want advice from a pro, I'm here to help.



Corey Eames, eXp Realty
CA DRE # 01744482

Housing Market Forecast: What’s Ahead for the 2nd Half of 2024

As we move into the second half of 2024, here’s what experts say you should expect for home prices, mortgage rates, and home sales.

Home Prices Are Expected To Climb Moderately

Home prices are forecasted to rise at a more normal pace. The graph below shows the latest forecasts from seven of the most trusted sources in the industry:

The reason for continued appreciation? The supply of homes for sale.

While inventory is up compared to the last couple of years, it’s still low overall. And because there still aren’t enough homes to go around, that’ll keep upward pressure on prices.

If you’re thinking of buying, the good news is you won’t have to deal with prices skyrocketing like they did during the pandemic. Just remember, prices aren’t expected to drop. They’ll continue climbing, just at a slower pace.

Mortgage Rates Are Forecast To Come...

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CA DRE #01744482

Housing Market Forecast: What’s Ahead for the 2nd Half of 2024 As we move into the second half of 2024, here’s what experts say you should expect for home prices, mortgage rates, and home sales.

Thinking about selling your house without an agent?

You should know there are some major downsides.

You’d miss out on marketing tools, expert pricing, top-notch negotiation skills, and the know-how to handle all the fine print.

Why take on all that stress alone? Let’s chat and make sure you have the support you need.



Corey Eames, eXp Realty
CA DRE # 01744482

The Downsides of Selling Your House Without an Agent

Considering selling your house without an agent? You should know there are some serious downsides to handling it on your own. You’ll be missing out on marketing tools that draw in more buyers, pricing and market expertise, essential negotiation skills, in-depth knowledge of the fine print in contracts, and so much more. Don’t take all of this responsibility on. Instead, DM me so you have someone with the knowledge and experience you’ll need on your side.

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CA DRE #01744482

The Downsides of Selling Your House Without an Agent Considering selling your house without an agent? You should know there are some serious downsides to handling it on your own.

Why a Vacation Home Is the Ultimate Summer Upgrade

Summer is officially here and that means it’s the perfect time to start planning where you want to vacation and unwind this season. If you’re excited about getting away and having some fun in the sun, it might make sense to consider if owning your own vacation home is right for you.

An Ameriprise Financial survey sheds light on why people buy a second, or vacation, home (see below):

• Vacation destination or a place to get away from the stresses of everyday life (81%)

• Better weather (49%)

• Rental income (41%)

• Primary residence in the future (33%)

• Having a venue for gatherings with family and friends (25%)
Ways To Buy Your Vacation Home

And you don’t have to be wealthy to buy a vacation home. Bankrate shares two tips for how to make this dream more achievable for anyone who’s interested:

• Buy with loved ones or friends: If you’re okay with...

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CA DRE #01744482

Why a Vacation Home Is the Ultimate Summer Upgrade Summer is officially here and that means it’s the perfect time to start planning where you want to vacation and unwind this season.

Ready to plan your ultimate getaway?

Consider buying a vacation home to relax and enjoy the sun whenever you want.

From better weather to a gathering place for family and friends, many people are seeing the benefits of owning a second home.

Curious if it's right for you? Let’s chat!



Corey Eames, eXp Realty
CA DRE # 01744482

Planning to move this winter? Capture your outdoor photos now while everything is green and blooming and before the heat turns everything brown again!

Do you need any help on this? I’m here to provide guidance and support every step of the way on this journey. I can even recommend a photographer for you!

Corey Eames
Keller Williams Realty
DRE #01744482
916-469-5102

What You Need To Know About Today’s Down Payment Programs

There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if there’s anything you qualify for that can help. But unfortunately, many homebuyers feel like they don’t know where to start.

A recent Bank of America Institute study asked prospective buyers where they lack confidence in the process and need more information. And this is what topped the list:

53% said they need help understanding homebuying grant programs.

So, here’s some information that can help you close that gap.

What Is Down Payment Assistance?

Contrary to what you may have heard, typically you don’t have to put 20% down unless it’s specified by your loan type or lender. So, you likely don’t need to save...

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CA DRE #01744482

What You Need To Know About Today’s Down Payment Programs There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation.

What’s one of the top things today’s homebuyers say they need more information on?

It’s programs that can help with the upfront costs of buying a home.

There are over 2000 down payment programs available – and with how tight affordability still is, it’s worth seeing if there’s one that can help you.

Want to learn more? Connect with a trusted lender and local agent.



Corey Eames, eXp Realty
CA DRE # 01744482

Worried About Mortgage Rates? Control the Controllables

Chances are you’re hearing a lot about mortgage rates right now. You may even see some headlines talking about last week’s Federal Reserve (the Fed) meeting and what it means for rates. But the Fed doesn’t determine mortgage rates, even if the headlines make it sound like they do.

The truth is, mortgage rates are impacted by a lot of factors: geo-political uncertainty, inflation and the economy, and more. And trying to pin down when all those factors will line up enough for rates to come down is tricky.

That’s why it’s generally not worth it to try to time the market. There’s too much at play that you can’t control. The best thing you can do is control the controllables.

And when it comes to rates, here’s what you can influence to make your moving plans a reality.

Your Credit Score

Credit scores can play a big role in your mortgage rate. That’s...

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CA DRE #01744482

Worried About Mortgage Rates? Control the Controllables Chances are you’re hearing a lot about mortgage rates right now.