Chris Looney - State Farm Insurance Agent

Let’s put a few insurance myths to bed that I see floating around out there:

1. “Insurers are making record profits while raising rates”

This is very easy to fact check. Insurers of autos and homes have been losing their shorts since 2021. Billions and billions of dollars to quote Carl Sagan. Some have gone under. The rest have tightened their eligibility rules.

2. “80% of your insurance premiums go into the pocket of your agent”

This whopper is being passed around, at times, by lead aggregators - folks that get you to click their bait and then sell your information to 6 or more insurance companies and charge each company $10-50 for your information to quote and will continue to sell it for years to come.

The agent makes about 8% on your premium before salaries, rent, utilities, furniture, marketing, taxes, etc. This leaves about 2-3%, or $2-3 a month on a $100 a month premium.

3. “All insurance companies are the same. Just go with what’s cheapest.”

Two problems here - pricing is constantly changing and adjusting so there is a difference between cheapest today and who is consistently priced right year after year.

Second - companies are not the same. Why would they be? What other industry can you think of where it’s all the same? It’s not. There are good carriers and bad ones.

Nobody is happy with increasing rates. But insurance has faced the double whammy of inflation AND rates being held down for over three years during Covid. They can’t “write off the loss” or print money or borrow it. They are required to maintain a large reserve in case of catastrophic loss. Of which we’ve had many lately.

Thanks for reading.

Still thinking about when Phew's Pies stopped by the office last month with their food truck. 🍕✨ Their pizza is TOO good. Were you able to make it out? Be sure to tag us in your photos if you did!

It's a new week filled with endless opportunities for growth and success! ✨💪🏼 Take the first step towards your goals by setting them today. You've got the power to make it happen!

Throwback to living our best life in Hawaii! 🏝️🏞️ From beautiful beaches to delicious food, we loved it all. Got any trips planned for the fall? Let us know where you're headed in the comments!

We believe in providing personalized insurance for everyone and are proud to be able to assist customers in English, Spanish, and Portuguese. 🗣️✨ Let’s talk about your needs and get you the protection you need. Give us a call or stop by today!

Guess who stopped by the office today? Baby McKinley! 👶💖 She had everyone wrapped around her tiny fingers.

Happy National Parents' Day from our family to yours! There's no role more rewarding than being a parent. 🌟❤️ Honored to navigate this journey with the love of my life by my side.

As your local Roswell insurance agent, I’m dedicated to helping you personalize your coverage. ✨ Give my team a call or stop by today to learn more about your options!

🍴 We're always trying new spots for lunch. Have you been anywhere good recently? 🍔 Let us know in the comments so we can give them a visit!

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Tips to Help Prevent Burglary Consider these home burglary prevention ideas to help protect your home.

Every day is an adventure with Maddie. 🌍🌟 Her curiosity and joy for life remind me to cherish every little moment. So grateful for this journey together!

New to the neighborhood? 🌞 Stop by our office to chat about how we can help you protect your new start! My team and I are here to help.

I'm not saying I miss winter, but I just saw a squirrel fanning itself with a tiny little piece of bark. 🌞 How are you all beating the heat?

Have a family vacation planned this summer? 🌟 If it's your first time traveling with the babies, give this article a read. It was a lifesaver on our first trip with Maddie and McKinley!

Tips for Traveling With a Toddler Traveling with little ones can be stressful. Help make toddler travel easier, safer and more relaxing with these ideas.

🍕Get ready for a pizza party like no other! Stop by on July 13th for a delicious event with Phew's Pies Pizza Food Truck! Indulge in freshly made pizzas from the truck. Don't miss out on this tasty summer treat!

🎉 Today, I am thrilled to celebrate Ashton and Christine's 1-year anniversary with Chris Looney State Farm Agent! Their dedication and outstanding service have been key contributions to our team. Join me in congratulating them on this milestone and wishing them many more successful years ahead!

🍦🎆 Ice cream and sparklers—our recipe for a perfect Fourth of July! I hope you’re all having a sweet day, too. Happy Fourth, Roswell!

Boat day was a success! Had such a fun time celebrating our team’s successful first half of the year! I’m so proud of my team and the hard work they put in each and every day to ensure all of our customers are taken care of. The support they receive from their spouses and loved ones is also critical to our team’s success. Thank you for all you do!

Maddie and Knox — partners in crime and the best of friends! What a team! 🤗🐕‍🦺

When you're willing to put in the effort, the possibilities are endless. Let's keep pushing forward! 💪

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🎉 Happy Father’s Day! 🎉 Here's to the dads who inspire, teach, and love unconditionally. May your day be as special as you!

Planning a camping trip? 🏕️ Check out this article full of camping safety tips!
https://www.statefarm.com/simple-insights/auto-and-vehicles/simple-tips-for-camping-safety #:~:text=Campsite%20setup&text=Be%20sure%20to%20arrive%20before,insect%20nests%20and%20poisonous%20plants.

Camping Safety Tips for Setting up a Safe Campsite A camping trip is a great way to get in touch with nature. Setup your campsite & secure your belongings with the help of these camping safety tips.

Looking for coverage options in Georgia, South Carolina, Tennessee, or Alabama? I’m your guy, licensed and ready to help. Let’s chat! 🌟📞
https://www.chrislooneyinsurance.com/

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And just like that, the year is half over! 🗓️🌟 How are your 2024 New Year's resolutions coming along?

If you've been putting off learning about life insurance, this article is for you! It lays out all the key points clearly and simply. A great resource for anyone starting their research! 📖✨

How Does Life Insurance Work? Understanding how life insurance works can help you plan for the future of your loved ones or protect your business.

Questions about life insurance? Check out this link for info on how it works, what it’s used for, and the different options available. Contact me if you'd like to learn more.

https://st8.fm/4aHPrJW