Southern Insurance Advisors

As risk awareness has grown, more businesses are turning to the cyber insurance market for protection. Education, health care industries, and hospitality are particularly affected.

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There are many factors influencing auto insurance rates. One is the lack of available workers: labor shortages are impacting the industry. Learn more.

There are many factors influencing auto insurance rates. One is supply chain issues that are triggering shortages of cars and electronic chips. Learn more.

There are many factors influencing auto insurance rates. One is car prices: used car prices are up 26.4% and new car prices are up 9.8% as of October 2021! Learn more.

There are many factors influencing home insurance rates. One is the cost of lumber and wood products: prices were up 6.2% in 2021 compared to 2020. Learn more.

There are many factors influencing auto insurance rates. One is the cost of car parts: they’re up 6% as of September 2021! Learn more.

There are many factors influencing home insurance rates. One is the cost of asphalt roofing materials: they were up 16.3% as of October 2021! Learn more.

There are many factors influencing auto insurance rates. One is an increase in the severity of auto accidents: the number of fatal car crashes was up 18.4% in the first six months of 2021 as compared to the previous year! Learn more.

There are many factors influencing home insurance rates. One is the cost of new residential construction materials: prices rose 18.6% as of October 2021 over the previous year! Learn more.

There are many factors influencing home insurance rates. One is the lack of available workers: There were 358,000 job openings in construction as of August 2021! Learn more.

There are many factors influencing home insurance rates. One is more severe weather: There were 20 separate $1 billion loss events due to weather in 2021! Learn more.

With the rise of cybercrime and the subsequent number of claims being filed, the cost of cyber insurance cost is also being affected.

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Did you know that cyber insurance is the number one neglected coverage area among small businesses? Learn more about cyber insurance and the four other small business insurance gaps.

Liberty Mutual Insurance Protect your business with Liberty Mutual Insurance. We offer commercial and specialty insurance, surety, and reinsurance solutions to help protect businesses across the U.S. and around the world.

According to the 2019 Cost of a Data Breach Report, the average cost of a data breach is $3.9 million, with the healthcare industry being the most costly. Get all the facts by registering for the full report.

Cost of a data breach 2022 Get the Cost of a Data Breach Report 2022 for the most up-to-date insights into the evolving cybersecurity threat landscape

71 percent of cyber attacks target small businesses. Check to make sure your small business owner's insurance covers cyber attacks.

Liberty Mutual Insurance Protect your business with Liberty Mutual Insurance. We offer commercial and specialty insurance, surety, and reinsurance solutions to help protect businesses across the U.S. and around the world.

Curious when you'll receive your tax refund? Visit the IRS website to learn the status of your refund now.

Refunds | Internal Revenue Service Get information about tax refunds and track the status of your e-file or paper tax return.

Addressing your cybersecurity weaknesses can mean so much more to your business than just a first line of defense.

Cybersecurity: A Major Concern And A Great Business Opportunity Because cyber attacks have risen with the growth of the cloud computing and outsourcing, spending on cybersecurity has risen in tandem, a trend that will bring many business opportunities to those with expertise, both businesses and individuals.

A large tax refund may seem like a great way to start saving. Read the full article to see just how much money it can cost over time.

There's A Hidden Cost To Your Big Tax Refund A new study highlights how much money you actually lose by waiting to receive a refund.

As an employer, you are obligated to provide a safe workplace for your employees. On the off chance that something bad were to happen on the job that's where your worker compensation insurance comes into play. Learn more regarding workers' compensation for small businesses, including what's covered, and how premiums are set.

Workers Compensation Insurance What Is Workers Compensation Insurance? Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage. Workers compensation insurance serves two purposes: It assures tha...

Choosing the right workers' compensation insurance can be a tough decision. Read the full article to learn the three key factors in how your premium is calculated.

How to Calculate Your Workers’ Compensation Premium | Risk Strategies How to Calculate Your Workers’ Compensation Premium

Workers' compensation insurance rates can vary based on a variety of factors, one being the state you live in. Rates can be anywhere between $.10 per $100 payroll or exceed $29 per $100 payroll. Read the full article to see the average rate in your area.

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Tax season is here and you have until April 15 to make sure to fix these common mistakes!

7 Common Tax Mistakes That Can Cost You Big April 15 isn't the only important deadline to watch out for.

How to get the most money back on your tax return.

Tax Deductions and Credits Guide These tips will help you get a larger refund this year while teaching you how to pay less in taxes going forward.

Workers' compensation is required for any business, but like with everything regulations vary from state to state. Use this website to find your state worker compensation requirements.

Workers’ Compensation Laws – State by State Comparison Even in industries that are fairly safe, small business owners would be mistaken to think workers’ compensation insurance isn’t required. Businesses that fail to carry compulsory workers’ compensation insurance can face severe fines, a heavy lawsuit, or even criminal charges.

Tax planning is for everyone. Get ready today to file your 2021 federal income tax return. Planning can help you file an accurate return and avoid processing delays that slow your tax refund.

Steps to Take Now to Get a Jump on Next Year’s Taxes | Internal Revenue Service Get ready to file your taxes. See tips that can make filing taxes easier next year. Learn about tax law changes, how to view your tax account information online, and ways to get help.

Ready to declutter your house? Start here with these items you're sure not to miss.

Stop Household Clutter: 50 Things to Get Rid of Right Now Ready to declutter your house? Start here with these items you're sure not to miss.

Presence is far more intricate and rewarding an art than productivity, and seven more life learnings are illustrated in this article.

7 Life-Learnings from 7 Years of Brain Pickings, Illustrated “Presence is far more intricate and rewarding an art than productivity.”

Are you looking for an excellent new show to start? Here's a list of 32 binge-worthy shows you should check out.

What to watch on Hulu: 35 best TV shows streaming right now Check out new episodes of Abbott Elementary, catch up on Snowfall before its final season, and more

Reversing burnout isn't as simple as just taking a day off. A psychologist says you may need to work on these six areas to find balance and increase energy.

Balance these 6 things to reverse burnout at work, says social psychologist and author of 'The Burnout Challenge' Reversing burnout isn't as simple as just taking a day off. You may need to work on these six areas to find balance and increase energy, a psychologist says.

Are you looking for a one-off volunteer opportunity that could turn into a long-term partnership? VolunteerMatch can help with that, they will match your interests with a variety of opportunities in your area today!

VolunteerMatch - Where Volunteering Begins Search Volunteer Opportunities. VolunteerMatch is the #1 volunteer-engagement network. Find volunteer information and listings in your local community now!