SAFE Credit Union

Don’t wait! Refinance your auto loan with SAFE and get a .50% rate discount.* Promotion ends 9/30/24 and is valid for external refinances only. Apply now: https://brnw.ch/21wMOyi

*All loans subject to credit approval and membership eligibility.

Looking for student loan options? Stop scrolling! We’ve partnered with Ascent®, a provider of innovative financial products and student support services to help students access education and achieve academic success. Explore your options and take one step closer to your higher education goals*. https://brnw.ch/21wMKyR

*All loans subject to approval. Visit https://brnw.ch/21wMKyT for terms and conditions.

Please join us in congratulating our most recent grant recipient, Hacker Lab EDU. These funds will go toward providing STEM education to system-impacted youth in our community. Stay tuned for our final round of 2024 grant funding in October!

Join our webinar September 10, 2024, at 11 a.m. on the topic of ‘Advance Your Budget: Tips, Tools, & Techniques.’ Our Financial Wellness Team will provide in depth details on different budgeting methods, how to build your savings, tools to track your progress, and much more. Secure your spot here: https://brnw.ch/21wMldr

Join our webinar September 10, 2024, at 11 a.m. on the topic of ‘Advance Your Budget: Tips, Tools, & Techniques.’ Our Financial Wellness Team will provide in depth details on different budgeting methods, how to build your savings, tools to track your progress, and much more. Secure your spot here: https://brnw.ch/21wMldA

Families that bank together can build healthy financial habits together, two SAFE experts recently shared on Fox Studio40 Live. Marketing Strategist Adrianna Valencia and Financial Wellness Educator Savannah Brown discussed the benefits of family banking, the kinds of accounts and services perfect for kids, teens, and young adults, as well as what parents can do to help their children develop healthy financial habits for life.

Check out the segment here and learn more about SAFE’s kids accounts today. https://brnw.ch/21wMjBY

Certificates are secure, low-risk accounts that help you take a shortcut on your savings journey. Special rates let you earn dividends on your balance, growing your money over a 3-to-60-month term. You can even ladder your accounts, opening multiple certificates over time to take advantage of higher rates as your other certificates mature.

Learn more about certificate laddering in our blog: https://brnw.ch/21wMjzc

Certificates are secure, low-risk accounts that help you take a shortcut on your savings journey. Special rates let you earn dividends on your balance, growing your money over a 3-to-60-month term. You can even ladder your accounts, opening multiple certificates over time to take advantage of higher rates as your other certificates mature.

Learn more about certificate laddering in our blog: https://brnw.ch/21wMjzq

Shout out to our lending expert Eric Grabin for sharing how commercial loans of all kinds can help businesses grow and thrive on ABC10’s Your California Life. One of the Sacramento area’s first credit unions to offer business and commercial real estate loans, Eric explains how SAFE has been an ally to entrepreneurs and business owners starting and strengthening their operations for over 15 years. Watch his interview and learn more here: https://www.abc10.com/video/sponsor-story/experience-the-credit-union-difference-with-safe-sponsored/103-4836045a-bedc-4418-8e4b-72e57ae0c28f

www.abc10.com

Have you read this week's market commentary? On a weekly basis, we cover insights and thoughts on market news. Check it out here:
https://www.lpl.com/newsroom/lpl-series.html?category=lpl-www%253Anewsroom-public%252Flpl-research%252Fweekly-market-commentary

Business Owners 💸

You of all people know that it takes a team of people to run your business effectively. In a similar fashion, having a team of professionals to help you grow and manage your business is critical.

Consider adding a financial advisor to your team, today!
https://www.safecu.org/wealth-management/meet-our-advisors

Share your love for SAFE with your friends and family and get rewarded! For each friend you refer, you get $100. AND for a limited time, your friend gets $500* if they open a Perfect Cents Checking® account by 9/30/24 and meet the reward criteria within 60 days! Insured by NCUA. https://brnw.ch/21wM5t9

*See SAFE for details and restrictions.

Share your love for SAFE with your friends and family and get rewarded! For each friend you refer, you get $100. AND for a limited time, your friend gets $500* if they open a Perfect Cents Checking® account by 9/30/24 and meet the reward criteria within 60 days! Insured by NCUA. https://brnw.ch/21wM5tl

*See SAFE for details and restrictions.

Our first-ever, back-to-school backpack drive was one for the books! Special thanks to all members and employees for taking the time to provide backpacks and school supplies for the Sacramento Children's Home, we had a total of 169 stuffed backpack donations and three full large bins of supplies that will go to local families in need. Thank YOU!

Our first-ever, back-to-school backpack drive was one for the books! Special thanks to all members and employees for taking the time to provide backpacks and school supplies for the Sacramento Children’s Home, we had a total of 169 stuffed backpack donations and three full large bins of supplies that will go to local families in need. Thank YOU!

Worried about your Social Security number and personal information being compromised? Here are some things to do to protect your financial information. This is informational only and not a SAFE related data breach.
https://blog.safecu.org/how-to-protect-yourself-after-a-major-data-breach

How to Protect Yourself After A Major Data Breach After a significant data breach that compromises personal information like Social Security numbers, names, and dates of birth, it’s essential to take steps to protect yourself.

Add these September webinars to your calendars! Don’t miss out on the opportunity to learn more about financial essentials for entrepreneurs, budgeting, Medicare, and more. To secure your spot, visit https://www.safecu.org/community/events

Refinance your auto loan over to SAFE and get a .50% rate discount!* Promotion valid for external refinances only and does not apply to current SAFE auto loans. Effective 7/1-9/30, 2024. Apply now! https://www.safecu.org/personal/borrow-money/auto-loans

*All loans subject to credit approval and membership eligibility.

August is National Investors' Month, so we've outlined six strategies that you can design your portfolio around.

Not sure what strategy is right for you? Working with a financial planner can help in a couple of ways:

💡 Financial planners are well-versed in investment styles, strategies, and philosophies. They can help you understand which strategy best fits your financial goals.

💡 Financial planners at SAFE Financial Services build long-term relationships with their clients. This means that as your goals change, so does your investing strategy. A financial advisor can help you adapt throughout life.

Calling all teachers! Did you know you can create your own personalized financial literacy curriculum with ZOGO Classroom and help students launch their financial literacy journey? Stay in-the-know with a portal that allows you to create classes, assign curriculum, and monitor students’ progress. Learn more about ZOGO options here: https://www.safecu.org/community/financial-education?utm_source=Facebook&utm_medium=post&utm_campaign=CR+-+Zogo&utm_content=Zogo+Classroom

For more info, please email [email protected]

Calling all teachers! Did you know you can create your own personalized financial literacy curriculum with Zogo Classroom and help students launch their financial literacy journey? Stay in-the-know with a portal that allows you to create classes, assign curriculum, and monitor students’ progress. Learn more about ZOGO options here: https://www.safecu.org/community/financial-education?utm_source=Facebook&utm_medium=post&utm_campaign=CR+-+Zogo&utm_content=Zogo+Classroom

For more info, please email [email protected]

Introducing Gift Card+, a quick and easy way for members to buy digital gift cards and earn cash back on brands like Amazon, Starbucks®, and much more. It’s simple and there are no hidden fees! Check out your SAFE Mobile App or Online Banking and use a benefit that pays. To learn more, visit https://www.safecu.org/personal/online-and-mobile-banking/gift-card

Charitable giving is often an integral piece to a financial plan, as it can help minimize taxes and uplift your community. But what strategy is best?

This wheel represents some of the charitable giving strategies available, and knowing which one is right for you is best discussed with a dedicated financial professional. Meet our team of advisors, today!
https://www.safecu.org/wealth-management/meet-our-advisors

How to know if you are a below-average investor⚠️

According to a new report from JP Morgan Asset Management, investors only saw a 2% rate of return over the last 20 years.

The reason? Emotional investing and a lack of strategy. This is why working with a financial planner is important to help keep you accountable to your goals and see higher rates of return.

Talk to an advisor, now!
https://www.safecu.org/wealth-management/schedule-an-appointment

This is your reminder to apply for our quarter three grant cycle! Organizations who aim to provide youth and young adult education to our community are welcome to apply. Don’t wait, applications accepted through August 9, 2024. https://www.safecu.org/community/community-impact/funding