The Chris Kennedy Team at Reliant Lending

🤷‍♂️ it is what it is. Contact me if you need guidance tho

Congrats your offer was accepted, but now what? Swipe to find out. If you have any questions dm me or comment below 👇🏻

grove

Coming up this weekend is this amazing opportunity to check out this open house & epic CAR SHOW🏎️. Take a look at the photos and come check it out in person !!! Promise you won’t get disappointed.

All about down payments! Here are all the facts and explanations to it all. Did I answer your question? Comment down if you have any more, I’ll answer them!

Buy a home, let it do its thing 🙂‍↕️🏡

✅WANT TO KNOW IF YOU QUALIFY?
⬇️Below is a summary of key information I gathered⬇️

❗️First-Generation Home Buyer Requirement: The most significant update is that the buyer must be a first-generation home buyer. This means neither they nor their parents should have owned a home in the last 7 years. Borrowers are required to sign an affidavit affirming this information to be true to their knowledge. 
 ➡️Directly from the CALFHA website: To qualify for the Shared Appreciation Loan, at least one borrower must meet the definition of a first-generation homebuyer:
✔️A first-generation homebuyer is defined as a homebuyer who has not been on title, held an ownership interest or have been named on a mortgage to a home (on permanent foundation and owned land) in the United States in the last 7 years, AND;
✔️To the best of the homebuyer’s knowledge whose parents (biological or adoptive) do not have any present ownership interest in a home in the United States or if deceased whose parents did not have any ownership interest at the time of death in a home in the United States, OR; 
✔️An individual who has at any time been placed in foster care or institutional care (type of out of home residential care for large groups of children by non-related caregivers).

❗️Income Limits for Sacramento County: The total household income limit for Sacramento County has been lowered to $180,000. Income limits vary by county, so please consult the attached document for specific limits in the county where your clients are looking to purchase. It’s worth noting that qualified income excludes bonuses and overtime, potentially helping to stay within the threshold.

💰Distribution of DFA Funds: The California Housing Finance Agency (CALHFA) will distribute the Dream for All (DFA) funds across all California counties via a lottery system. Demand is high in certain areas, which may affect the likelihood of your client securing a dream loan. Nonetheless, if they meet the aforementioned criteria, encourage them to apply—you never know if they might be selected.

More in comments ⬇️⬇️

Great investor class with the and

SWIPE to read cheat sheet on the 2024 CA Dream For All. Please reach out to me if you have any more questions or would like to get to be prequalified 🏡🔑

The Budweiser of Thailand

Back at it after a few days off

The man the myth and the legend is going to open a new restaurant. So excited!!!!

T

2023 wrapped ✅

The 10 commandments of buying a home | a thread: 🧵🪡

Merry Christmas

Looks like snoop on a stoop and elf on a shelf got together and messed up my office !!!

Merry Christmas! Here is the best way to prevent unsolicited calls, emails, and texts. Watch the video below. I also included the links to the websites mentioned in the video:

opt out prescreen - https://www.optoutprescreen.com/
do not call registry - https://www.donotcall.gov/

https://youtu.be/xMM2B4z0A6s

How to Opt Out of Unsolicited Calls opt out prescreen - https://www.optoutprescreen.com/do not call registry - https://www.donotcall.gov/Connect with us:CHRIS KENNEDY // Senior Loan OfficerO: (...

Team dinner last night!! Surrounded by good company 🥂

Why you should be thinking about Refinancing!

The Fed has talked about cutting rates at least 4 times in 2024. While it's not for certain, the market does indicate to be heading that direction. Thus, I would highly suggest preparing for a refinance so that when rates do drop, you can lower your interest rate.

Why NOW is the perfect time to Refinance Exciting news! The Federal Reserve just announced projected interest rate drops for 2024, making it the ideal time to refinance your home or at least begin t...

Office elf is hot boxing

Every day for the past 10 days I keep getting emails that are saying rates have improved! Love this!

Looks like our Christmas elf found his stash.

Our office elf is back

Once again my friend Dion doesn’t disappoint with his memes. What are your thoughts, would you live with the ghosts?

Learn about the latest updates to the VA home loan program! Veterans can now purchase homes with non-spouse co-borrowers, such as friends, to qualify for a more substantial loan. This change allows for greater flexibility and increased purchasing power. Additionally, veterans can use their eligibility to buy multi-unit properties. Spread the word or contact me today for more details, and help a veteran you know embark on the journey to homeownership with the VA home loan program.

The federal reserve is will cut interest rates 6 times in 2024, ING Economics says.

The interest-rate cuts would be in response to a slowing US economy.

ING says cuts will start in the second quarter and extend well into 2025.

There are some * NEW* VA Eligibility Guideline Changes! Veterans are now able to qualify with nonveterans which is a huge game changer. Please watch the video below for more information

*NEW* VA Eligibility Changes 2024! Hi all! There are some exciting new changes to the VA eligibility guidelines! Please reach out to me for any questions!Connect with us:CHRIS KENNEDY // Senio...

After this week I need this in my life

I wanted to share with you all a few tips to improving your credit score before you go out and buy a home.

Share this video with someone who is wanting to buy but doesn't know where to start!

Tips to Improve Your Credit Score Before Buying a Home We know that having a good credit score is one of the many factors to consider when buying a home. So in today's video we are going to go over a few tips and...