PRMG - Sacramento, CA

Our professionals are dedicated to finding loans to help clients with mortgage needs. NMLSID#75243 PRMG Inc.

(NMLS #75243) has successfully helped homeowners purchase and refinance their homes across the country for well over a decade. PRMG has consistently been recognized within the top 25 largest independently owned mortgage lenders in the nation. PRMG is a technology-based mortgage company that lends nationwide, but still provides personal service to our clients. As a direct lender/servicer, PRMG work

08/26/2024

Did you know that about 66% of the population owns a dog? That makes dogs the most popular home pet! Finding a place to call home for your pet is just as important as finding a place for your human family! ๐Ÿพ

Celebrate National Dog Day by connecting with PRMG today to find the best home loan solutions for you and your furry friend! Is it a bigger backyard for fetch or more indoor space to roam?

๐Ÿ• Post a picture of you and your dog today and use the hashtag

08/23/2024

Do you want to be part of a team that works hard and celebrates their victories? ๐ŸŽ‰

Our PRMG TPO team has been awarded as a Top 10 Lender! In return for the team being ALL IN, PRMG organized a TPO Leadership trip. The team had an incredible time and got to bond and relax under the sun. โ˜€๏ธ

Join our fantastic team and be part of the trip next time! Visit our website to learn more about our TPO team today.
๐Ÿ–ฅ๏ธ www.prmg.net/wholesale/

08/23/2024

When buying a home, one of the biggest decisions to make is whether you will seek out a 15 year mortgage or a 30 year mortgage. ๐Ÿ ๐Ÿ’ฐ

There are pros and cons to both, depending on what you want your homeownership journey to look like. Luckily, we have gone ahead and highlighted a few key facts about each mortgage option to help you out! ๐Ÿ™Œ

PRMG is here to guide you in your home-buying journey, reach out today.

๐Ÿ“ง [email protected]

08/22/2024

If you were affected by a California wildfire in 2018 and 2020, PRMG has a program that can help finance your next home! The ReCoverCA Homebuyer Assistance Program is designed to help low-to-moderate-income households purchase a home in California outside of high or very high Fire Hazard Severity Zones. ๐Ÿก๐Ÿ”ฅ

Homebuyers can get up to $350,000 in assistance in the form of a Second Mortgage Loan that would be forgiven after five years of maintaining ownership and occupancy. Renters and homeowners are eligible, and those with a credit score as low as 640 can qualify!

Contact our local PRMG representative today to learn more!
๐Ÿ“ซ [email protected]

08/21/2024

FUSE powered by AIME is only three weeks away and is being hosted in New Orleans, Louisiana! โœจ

Make sure you get your ticket today by checking out their website - https://aimegroup.com/fuse-2024/

Don't miss the opportunity to hear best-selling author, speaker, coach, and entrepreneur Ed Mylett speak as this year's keynote speaker! ๐ŸŽค

08/21/2024

๐Ÿ’™๐Ÿงก "The incredible culture at PRMG is why I joined over 4 years ago," says Robin Clayton, Director of Performance Marketing.

"I wanted to be part of a company not owned by a hedge fund, with owners who care and are involved daily. PRMG celebrates employee milestones, set up PRMG Cares to support us, and ensures transparency from each of the 4 partners โ€” Paul, Robert, Kevin, and Gary."

Licensed in 49 states, we're committed to growth and employee well-being. Join us! Reach out at [email protected]. ๐ŸŒŸ๐Ÿ”‘

08/21/2024

Are you ready to become a homeowner? ๐Ÿ 

If so, here are the three things you will need to get a home loan:

๐Ÿ’ธ Down Payment - There are more options than you think! Ask about our down payment assistance options based on the area you are looking in.

๐Ÿ“„ Proof of Income - If you own your own business or have self-employed income, documentation requirements may differ. PRMG can explain what you will need.

๐Ÿ’ณ Credit - Ask the team at PRMG about the best way to learn more about your current credit score and discover the best options for you and your family.

Connect with our team at [email protected]!

08/21/2024

Today is the start of NAMMBA Connect! We hope to see you there! โ˜€๏ธ๐ŸŒด

08/20/2024

PRMG proudly thanks our Platinum Sponsor NAN for their valued support at this yearโ€™s upcoming 2024 Leadership Conference!

With a commitment to service, accountability, and data-driven decision making, NAN is among the nation's longest tenured and most widely trusted appraisal management companies. Proudly serving the lender and broker community in every county of the United States for over 20 years, NAN takes a partner-focused, relationship-based approach with its clients and its vast panel of highly skilled appraisers. NAN's unique ability to leverage advanced data and predictive analytics, along with meaningful performance-based appraiser incentives, has allowed them to continually raise the bar on turn times and report quality, attracting many of the nation's top lenders to turn to NAN as their preferred AMC.

Learn more about the 2024 Leadership Conference at https://www.prmg.net/events/leadership-2024/

08/19/2024

NAMMBA Connect is 2 days away! The first event with Fobby Naghmi, the podcast Laugh, Lend & Eat, and Joe Wilson, Founder & CEO of SocialCoach starts at 10:30 AM. ๐ŸŽค

PRMG is a Diamond Plus Partner of this event! ๐Ÿ’Ž
See the full agenda at https://www.nammba.org/connect-2024-agenda

Photos from PRMG's post 08/19/2024

When buying a home, there are a LOT of people involved and each person plays a very important role! ๐Ÿก๐Ÿ‘ We have identified three main players that will help you prepare to buy your first home or your dream home:

โœ”๏ธ The Buyer (you!)
โœ”๏ธ Your Experienced Real Estate Agent
โœ”๏ธ Your PRMG Loan Officer

Connect with PRMG today to get started!

๐Ÿ“ซ [email protected]

08/16/2024

Paramount Residential Mortgage Group has been a leader in the mortgage industry since 2001. As a privately held mortgage company and residential home lender, PRMG has successfully helped many borrowers purchase and refinance their homes throughout the United States. We are proud to be repeatedly recognized in our industry and by association groups for our commitment to excellence.

Weโ€™re all in, and it shows. Weโ€™re grateful to have been recognized for the hard work and dedication of our loan officers and would love for you to join us.

Just a few of the recent awards weโ€™ve received include:

โ€ข Top 250 NAHREPโ€™s Ninth Annual Latino Mortgage Originators
โ€ข Newsweek 2024 Excellence 1000 Index
โ€ข Top Place To Work For In South Florida
โ€ข Top 10 Mortgage Lender Awarded By Scotsman Guide 2024

Connect with us to learn more about joining our team!
[email protected]

08/16/2024

The Utah Association of Mortgage Professionals is hosting its annual mortgage expo in just one month! Enjoy dozens of exhibitors and a star-studded speaker lineup ranging in topics from political, industry professionals, and motivation. ๐Ÿก ๐ŸŽค

PRMG is an exhibitor at this event!

Learn more on their website and sign up today - https://uampmortgageexpo.com/

08/16/2024

Paramount Residential Mortgage Group has been a leader in the mortgage industry since 2001. As a privately held mortgage company and residential home lender, PRMG has successfully helped many borrowers purchase and refinance their homes throughout the United States. We are proud to be repeatedly recognized in our industry and by association groups for our commitment to excellence.

Weโ€™re all in, and it shows. Weโ€™re grateful to have been recognized for the hard work and dedication of our loan officers and would love for you to join us.

Just a few of the recent awards weโ€™ve received include:

โ€ข Top 250 NAHREPโ€™s Ninth Annual Latino Mortgage Originators
โ€ข Newsweek 2024 Excellence 1000 Index
โ€ข Top Place To Work For In South Florida
โ€ข Top 10 Mortgage Lender Awarded By Scotsman Guide 2024

Connect with us to learn more about joining our team!
[email protected]

08/16/2024

PRMG proudly thanks our Platinum Sponsor Xactus for their valued support at this yearโ€™s upcoming 2024 Leadership Conference!

Xactus is the leading verification innovator for the mortgage industry. Partnering closely with clients, we advance delivery of the Modern Mortgage through our proprietary technology and market-leading service at scale. As a result, we enable lenders to digitally verify prospective borrowers, their credit, and their assets quickly, reliably, and accurately.

Learn more about the 2024 Leadership Conference at https://www.prmg.net/events/leadership-2024/

08/16/2024

We have HUGE National News for your clients! ๐Ÿšจ

The new NHF National FHA High Balance product is available in ANY state and ANY county. There are NO income limits on this special down payment assistance program, and your client DOES NOT have to be a first-time homebuyer! ๐Ÿก

This product is now available for high-balance loan amounts, and borrowers can get up to 5% down payment assistance! ๐Ÿ’ฐ๐Ÿ”บ

Help your clients get started today by learning more.
[email protected]

08/15/2024

We have HUGE National News! ๐Ÿšจ

The new NHF National FHA High Balance product is available in ANY state and ANY county. There are NO income limits on this incredible down payment assistance option, and you DO NOT have to be a first-time homebuyer! ๐Ÿก

This product is now available for high-balance loan amounts, and eligible clients can get up to 5% down payment assistance! ๐Ÿ’ฐ๐Ÿ”บ

Learn more today by reaching out to our team.
[email protected]

08/15/2024

PRMG proudly thanks our Silver Sponsor SYMMETRY Lending for their valued support at this yearโ€™s upcoming 2024 Leadership Conference!

Symmetryโ€™s dedicated focus on HELOCs combines with a leadership team of seasoned industry experts, strong relationships with financial investors, and a commitment to service, speed, and simplicity โ€“ presenting a foundation of long-term success for our business and our clients.

Learn more about the 2024 Leadership Conference at https://www.prmg.net/events/leadership-2024/

08/15/2024

We have HUGE National News! ๐Ÿšจ

The new NHF National FHA High Balance product is available in ANY state and ANY county. There are NO income limits on this incredible down payment assistance option, and you DO NOT have to be a first-time homebuyer! ๐Ÿก

This product is now available for high-balance loan amounts, and eligible clients can get up to 5% down payment assistance! ๐Ÿ’ฐ๐Ÿ”บ

Learn more today by reaching out to our team.
[email protected]

08/15/2024

Today is the start of Originator Connect! We hope to see you there in Planet Hollywood, Las Vegas. ๐ŸŽฒโ™ฃ๏ธ

08/14/2024

Become a part of the greatest community in the housing industry by joining the annual gathering of independent mortgage professionals at AIMEโ€™s 7th-annual Fuse National Conference. โœจ

Book your flight to New Orleans, Louisiana for September 12 to September 14! ๐Ÿ—“๏ธ

Learn more at https://aimegroup.com/fuse-2024/

08/14/2024

Conversations with Chris Sorensen, SVP and Director of National Retail Production at PRMG!

Imagine boosting your team's performance from 15% to 30%, 40%, or even 50% with our powerful and groundbreaking systems. As a manager, think about the incredible value you bring to your loan officers by joining PRMG. Double or triple your business effortlessly!

๐Ÿ’ผ๐Ÿ’ช

08/14/2024

PRMG proudly thanks our Platinum Sponsor FastApp for their valued support at this yearโ€™s upcoming 2024 Leadership Conference!

Fastapp is the fastest growing full-service national AMC in the country. We assist mortgage professionals everyday with our turnkey appraisal solutions and diligence. Fastapp provides appraisals for all residential and commercial property types and lending programs including DSCR, STR's, new construction, and fix and flips. Email [email protected] to learn more.

Learn more about the 2024 Leadership Conference at https://www.prmg.net/events/leadership-2024/

08/13/2024

Unlock the hidden benefits of homeownership! ๐Ÿก๐Ÿ’ฐ Did you know that owning a home comes with tax advantages? From deducting mortgage interest and capital gains exclusions, homeownership can be a smart move for your finances.

Invest in your future while enjoying tax perks!

08/13/2024

If you are unsure of the difference between an asset and a liability, we've got the answer! ๐Ÿ’ก

A liability is generally an obligation between two parties that has yet to be completed or paid. An asset is what you own (or something that's owed to you).

When it comes to home-buying, a liability is linked to your home mortgage because the homeowner is borrowing from a lender. A 15-year or 30-year mortgage is considered a long-term liability because the mortgage is payable over that period of time. ๐Ÿกโฐ

Learn more by reaching out to your local PRMG representative today!
๐Ÿ“ซ [email protected]

08/13/2024

Are you going to Originator Connect in 2 days? Make sure you attend the Opening Reception Party: Neon Rodeo! ๐Ÿค 

Friday, August 17 at 7 PM is the official Originator Connect 2024 Opening Networking Party! Enjoy dancing, glow sticks, food, cocktails, entertainment and more! ๐ŸŽถ

Learn more and check out the full agenda at https://www.originatorconnect.com/agenda

*Attendees must have checked in at registration and must have their badge present to attend the reception party.

08/13/2024

If you are unsure of the difference between an asset and a liability, we've got the answer! ๐Ÿ’ก

A liability is generally an obligation between two parties that has yet to be completed or paid. An asset is what you own (or something that's owed to you).

When it comes to home-buying, a liability is linked to your home mortgage because the homeowner is borrowing from a lender. A 15-year or 30-year mortgage is considered a long-term liability because the mortgage is payable over that period of time. ๐Ÿกโฐ

Learn more by reaching out to your local PRMG representative today!
๐Ÿ“ซ [email protected]

08/12/2024

PRMG proudly thanks our Gold Sponsor National MI for their valued support at this yearโ€™s upcoming 2024 Leadership Conference!

National MI believes in expanding access to the American dream of homeownership. We do this by providing private mortgage insurance to low down-payment borrowers while protecting lenders and investors against losses related to default. Our goal is to offer competitive pricing using risk-based technology while delivering outstanding service to our lender customers.

Learn more about the 2024 Leadership Conference at https://www.prmg.net/events/leadership-2024/

08/09/2024

The Originator Connect is happening in 1 week! There are two Keynote Sessions that you will NOT want to miss!

๐ŸฅŠ The first Keynote Session - Broker Brawl Returns - is on Friday, August 16 at 5 PM.

โœจ The second Keynote Session - The Power of Choice - is on Saturday, August 17 at 10:45 AM.

Register right now and head to Planet Hollywood, Las Vegas. ๐ŸŽฒ
Learn more at https://www.originatorconnect.com/

08/09/2024

Social Media is taking over how businesses and professionals market themselves. This can be a daunting and time-consuming task that many professionals specifically do not want to spend their time doing! Thankfully, the Account Executives at PRMG have posts being pushed to their pages and are given guidance on how to best manage their pages!

Join our team today to get the help you need marketing yourselves via social media! ๐Ÿ‘
Learn more by reaching out to your local Account Executive.
๐Ÿ“ซ [email protected]

08/08/2024

โœจ Did you know you can pay off a 30-year mortgage in less than 30 years? By making extra payments, like a 13th payment each year or switching to bi-weekly payments, you can reduce your principal loan balance faster. This means you'll pay less interest and shorten your loan term!

Talk to your mortgage lender about the best strategy for you and start saving big! ๐Ÿ’ฐ Reach out to PRMG for expert guidance on all your home loan needs!

08/08/2024

If you are looking to buy a home this year, do you know the steps that go into the home buying process? ๐Ÿ 

PRMG has the entire process covered so you can make sure you can buy a home like a pro! ๐Ÿค“

Any questions? Reach out to our PRMG team to walk you through the home buying process in more detail.
๐Ÿ“ซ [email protected]

08/08/2024

PRMG proudly thanks our Photobooth Sponsor Enact for their valued support at this yearโ€™s upcoming 2024 Leadership Conference!

Enact Mortgage Insurance goes the EXTRA MILE for PRMG with competitive mortgage insurance options, best-in-class training, Homebuyer Privilegesยฎ, leading underwriting expertise, and more. They're committed to helping you put more people in homes and keep them there, because after all, there's no place like home! Learn more today at EnactMI.com.

Learn more about the 2024 Leadership Conference at https://www.prmg.net/events/leadership-2024/

Photos from PRMG's post 08/07/2024

Life moves fast! So how can you get your client's loan closed in a flash? โšก

Here are the 3 things that will have Underwriters running to your client's submission first! ๐Ÿ‘Ÿ

1๏ธโƒฃ Submit a FULL file! We know there is the saying Less is More, but in this case, More is Best! Prevent questions that could cause delays and conditions that could be thrown your client's way.

2๏ธโƒฃ Explain the file! No one understands the loan file better than YOU. To prevent an underwriter from drawing any wrong conclusions... include a note with an explanation of your file. This can even help reduce conditions!

3๏ธโƒฃ Preparing your income calculation sheet! Ensure everything listed is according to program guidelines and specifically lays out how you reached the figure you are disclosing. This will aid the underwriter in determining what you are trying to achieve. ๐Ÿ‘

If you are dealing with a complex situation or just need some more information, work with your PRMG Account Executive, who is always available to help!

Reach out to our team today to get started. โœจ
[email protected]

08/06/2024

When you apply for a home loan, do you know where the money for that loan comes from? ๐Ÿก๐Ÿ’ฐ

The Lender! Most mortgage lenders in the US are mortgage bankers, credit unions, and online banks. Each lender will ask a potential borrower for proof of income, credit documentation, proof of assets, and information about debts and liabilities to see if they qualify. Also, keep in mind that each lender has their own terms, interest rates, and fees. ๐Ÿ“‘

Be sure to do your research to pick the right mortgage lender for you! Reach out to our PRMG team to ask any questions!
๐Ÿ“ง [email protected]

08/05/2024

It's National Mortgage LOS (Loan Origination System) Day! This day recognizes the importance of LOS software in managing the mortgage loan process. ๐Ÿ–ฅ๏ธ๐Ÿก

LOS platforms streamline workflows, facilitate communication between stakeholders, and enhance operational efficiency. Recognizing this day emphasizes the significance of technology-driven solutions that optimize the loan origination process, enabling smoother transactions and improved borrower experiences. ๐Ÿ‘

08/04/2024

Saluting the brave men and women of the United States Coast Guard on National Coast Guard Day! ๐Ÿ›ฅ๏ธโš“ Thank you for your unwavering dedication, courage, and commitment to keeping our coasts safe. Today, we honor your service and sacrifice.

08/02/2024

Success does not come without hard work, and PRMG knows this! We provide our team with numerous opportunities to attend group and one-on-one training courses and personalized coaching sessions. ๐Ÿ‘

Courses and sessions can be in person or online. PRMG delivers quality materials to develop you and your team's skills! Let us help you achieve your goals and objectives to succeed at PRMG!

Connect with us to learn more about coaching opportunities.
๐Ÿ“ซ [email protected]

08/01/2024

Single women represent 22% of all homebuyers and are sweeping the housing market! These amazing ladies have found ways to achieve their home-buying dreams despite changing interest rates, inventory shortages, and the persistent myth that single individuals cannot afford a mortgage on their own. ๐Ÿก โœจ

Congratulations to all of our single women homebuyers! Share your story with us if you are one of them! ๐Ÿ‘

07/31/2024

Today is the conclusion of this month's Federal Reserve meeting! ๐Ÿšจ If you are curious about how this affects you and your homebuying goals, contact your PRMG representative to learn more.

๐Ÿ“ซ [email protected]

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Click here to claim your Sponsored Listing.

Our Story

Company Overview: For nearly two decades, Paramount Residential Mortgage Group Inc. (PRMG) continues to be a leading lender in the mortgage industry. As a privately held mortgage banker and residential home lender, PRMG has successfully helped many borrowers purchase and refinance their homes throughout the United States.

Mortgage Products: FHA, VA, Conventional, FHA Streamline, VA IRRRL, Jumbo, Down Payment Assistance programs, Agency & Conforming Loans, new construction loans, Refinance, New Purchase. and Reverse Mortgage (HECM), Bank-Statement Loans and High-Balance Loans.

History: When we opened for business in 2001, Paramount Residential Mortgage Group had only 3 employees in a small office in Southern California. A little over a decade later, we have branches and operation centers strategically located across the nation with well over 1000 employees and enjoy being among the top 23 largest independently held mortgage banking companies in the nation! Our annual volume exceeds 5 billion and we enjoy being an Agency direct seller/servicer as well a GNMA issuer. We feel that our successful growth is the direct result of our focus on teamwork and a commitment to service. We do not take our success for granted and we try our best to deliver on every transaction, we put out a very competitive product line and price and try to create exceptional experiencesโ€ฆ every person, every time! Our vision is to be partners with the origination team in producing a high-quality product by maintaining a spirit of cooperation, appreciation, and understanding. To act in a fair and timely manner while exceeding customer expectations without jeopardizing the integrity of our company.

PRMG Inc licensing disclaimer page: http://prmg.net/License

Videos (show all)

Single women represent 22% of all homebuyers and are sweeping the housing market! These amazing ladies have found ways t...
Today is the conclusion of this month's Federal Reserve meeting! ๐Ÿšจ If you are curious about how this affects you and you...
๐Ÿ ๐Ÿ’ซ The Fed's balance sheet has decreased from $8.5 to $6.8 trillion, while our GDP continues to rise. Despite concerns a...
Step #3 of refinancing a mortgage is seeing if your current loan has a prepayment penalty. ๐Ÿ”Ž๐Ÿ“ƒReview your original mortga...
"At PRMG, leadership truly cares about their people, doing everything possible to help them grow." - Wendy Walker, Branc...
PRMG's Kevin Peranio discusses the rising unemployment rate! ๐Ÿ’นThe U-6 unemployment rate is already over 7.2% and this co...
"At PRMG, the most important factor for me has been the company culture. From top leadership down, accessibility and sup...
๐Ÿ“Š PRMG's Kevin Peranio breaks down the latest job market and inflation trends:๐Ÿ’ผ Job Creation: Nearly 90,000 more jobs we...
"At PRMG, the systems and tools are designed by originators for originators, boosting productivity and efficiency." ๐ŸŒŸ - ...
๐Ÿ›’"Inflation numbers coming down just means prices are rising more slowly, not that they're falling." - PRMG's Kevin Pera...
The warmer weather has finally arrived! What summer plans do you have on the calendar already? โ˜€๏ธ๐Ÿ– Make some room for ho...
"At PRMG, it's like being at the best buffet ๐Ÿฒ in Vegasโ€”there's something for every need"๐ŸŒŸ - Benjamin Mireles, Area Mana...

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Address


1800 27th Street Suite 100
Sacramento, CA
95816

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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