Joseph T. Bellamy II - Agent with New York Life

Happy Labor Day! Here's to all the hard workers who deserve a day of acknowledgement and gratitude for all they do.

Student loans are among the biggest debts for Americans. Lowering these debts can provide significant financial relief. This article discusses ways to reduce your monthly payments amidst recent changes in student loan relief.
https://fxn.ws/3YVyl8B

If you have questions about how student debt affects your finances, please contact me.

Top Olympic athletes' rigorous training, dedication, focus, and adaptability are key elements of financial success. Understanding their approach to finances offers valuable insights. Read more about how top-tier athletes' handle their strategies here:
https://bit.ly/4djm8yZ

If you have any questions about reaching your personal financial goals and would like to discuss your strategies, please feel free to contact me.

Mortgage rates have risen, making home affordability more challenging, but many continue to buy. If you’re looking for a new house, it's crucial to maximize your finances. Here are some tips to reduce the impact of high interest rates on your wallet and monthly payment.
If you have questions about personal finances and buying a home, please feel free to contact me.
https://nyl.co/3SenlyL

Feeling unprepared for future financial responsibilities? You're not alone. Our Wealth Watch Survey reveals that less than six in 10 women feel ready, versus 70% of men. Read our findings to understand how we can close the preparation gap together.

Women confident managing short-term finances, but less so on long-term strategies, finds New York Life Wealth Watch. The latest findings from New York Life’s Wealth Watch survey provide insights into the existing financial confidence and knowledge gaps between men and women.

Caring for an aging parent is never easy, especially for LGBTQ+ individuals facing their own unique obstacles. But there are steps you can take to ease the financial burden. As someone who understands the emotional and financial toll firsthand, reach out, and let's navigate the complexities of long-term care planning together.

Financial Tips for the Sandwich Generation. We can help you create a temporary, long-term, or permanent life insurance solution that meets your needs and your budget

It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

Types of Income the IRS Doesn't Tax

For families who have experienced the death of a loved one, grief can often be hard to talk about. If you're struggling yourself or unsure how to talk to your child about grief, New York Life's Kai's Journey book series may be able to help you both find common ground to cope.

Kai's Journey - A Series for Families Navigating Grief | New York Life Foundation Share in stories about a boy and his mom experiencing profound loss to guide your family through understanding, communicating, and processing grief.

As more than 1,000 providers shut their doors for a Day Without Child Care, we examine a few numbers that reveal why the landscape is in crisis.

The child care system is broken. Here are 5 striking statistics that show why.

Can AI answer the needs of smaller businesses? Artificial intelligence tools are finding widest use at big companies, but there is expectation that the impact will spread.

Can A.I. Answer the Needs of Smaller Businesses? Some Push to Find Out. Artificial intelligence tools like ChatGPT are finding widest use at big companies, but there is wide expectation that the impact will spread.

The trick with budgeting is to find a strategy that works for you. Zero-based budgeting is one popular strategy that assigns a specific purpose to every dollar you earn and is a strategy that offers an easy way to save.

Guide to zero-based budgeting If you’re struggling with sticking to a budget, the zero-based budgeting strategy could help you get on track. Learn more about how a zero-based budget works.

Applying these simple brain hacks to your daily work and career strategy can help you stand out, make your mark, and expand your personal brand. Cognitive biases underscore the importance of first impressions in getting noticed.

7 Simple Brain Hacks To Expand Your Career Success Put your brain to work so you can easily increase your career success and grow your personal brand.

If you’re managing student loan debt — and especially if you’re struggling to keep up with payments — you may have questions about recent proposals and what they mean for you. Here, frequent questions are answered.

5 FAQs About Student Loans, Answered How new government policies might benefit federal student loan holders.

What’s the true cost of pet ownership? Here’s how much you should expect to pay when adopting a new furry friend.

Pet Ownership: What It Really Costs to Own a Dog or Cat What's the true cost of pet ownership? Here's how much you should expect to pay when adopting a new furry friend.

Imagine a place where your health and financial goals are not just dreams, but a reality you are actively working toward. Welcome to Get Fit!—your session for financial, nutritional, and fitness insights. Find out how New York Life's resources can help support your aspirations. Contact me today to start working toward peak performance in every area of your life.

Living in a home with one of these street names could significantly increase the value of your property.

These Street Names Could Boost Your Home Value by Thousands

As you enjoy the warm summer days, remember that planning for the future is just as important as savoring the present. Let’s work together on building a strategy that ensures your future is made in the shade. Reach out and let's talk.

If you’re planning to retire in the next few years, it’s important to be prepared. Taking steps now to manage your finances can help you enjoy your golden years with fewer concerns. Here’s a great article with five tips to make your retirement a little sweeter.
If you have questions about reaching your retirement goals, please feel free to contact me.
https://bit.ly/3Sa68H0

Millions of children are now caregivers at home without any government recognition, pay or support. Nonprofits lend a hand, but the kids need more.

Role reversal: millions of kids care for adults but many are alone. How to find help.

Social media can be a great resource for tips and advice. But when it comes to your financial security, it never hurts to follow up with a trusted professional. Whatever your goals for the future may be, I can provide customized guidance to help you in your journey. Reach out, and let's talk.

When it comes to retirement savings, there's a lot to consider when preparing for the future—including managing costs for extended periods of care. Read this article to learn more about how to ensure you're prepared.

Retirement Planning Checklist | Bankrate Retirement planning requires thinking ahead and being flexible. Check these five items off your savings to-do list to get started.

Teaching kids the basics of money management sets them up for a lifetime of financial wellbeing. From understanding the value of a dollar to learning how to budget, here are some lessons you can use to help teach your children about money this summer. If you need any guidance of your own, don't be afraid to raise your hand. I'm here to help.
https://cnb.cx/3LcOwq4

Balancing the care of elderly parents and your family is never easy, but having someone to help guide you in your financial decisions can make a huge difference. Let’s work together to create a strategy that supports your responsibilities and secures your financial wellbeing. Reach out and let's talk.

Teaching kids about money can be one of the most powerful lessons you give them. As parents, you have the unique opportunity to shape their financial future by instilling smart money habits early on. This Make a Difference to Children month, learn how simple activities like saving allowance, discussing needs vs. wants, and setting financial goals can pave the way for their financial literacy and independence.
https://bit.ly/4eQYdYH

Looking for a way to prepay your life insurance premiums while reducing your out-of-pocket costs? Lock in a 10% interest rate for the first year and 5% for subsequent years on a Premium Deposit Account to fund premiums for select life insurance products. Speak to me today to learn more.

Happy Independence Day! As we celebrate our nation's freedom, let's also take a moment to reflect on financial independence. Whether you're planning for retirement, investing, or saving for a big goal, I'm here to help you achieve your financial dreams.

Looking for a way to prepay your life insurance premiums? Lock in a 10% interest rate for the first year and 5% for subsequent years on a Premium Deposit Account on select life insurance products. Speak to me today to learn more.