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Apex Lending Group PLLC NMLS#2527955 Manny has a MBA and began his career in the mortgage industry in 2007. NMLS ID: 511147
He is the recipient of numerous top producer and service awards. His philosophy is to combine old fashioned banking with a high tech touch. This enables him to give his clients the best in personal service, as well as access to current industry news, changes, and trends. In addition to being well versed on loan programs and guidelines, he has extensive experience and knowledge of purchase home loa
Your home's equity can do more than just sit there! With a HELOC, you can put it to work. Renovate, consolidate debt or even pay for education. Let's explore how a HELOC can help you accomplish your financial goals. DM me today!
As a local, I understand the charm and potential of our neighborhood and am committed to helping our community thrive. Let me help you secure the right loan to make this place your home.
Found a home that fits like a glove? We can help you pull off virtually any style of loan: conventional, FHA, VA, USDA and more. Reach out today!
There's no easy answer for how long the average home search takes — so much depends on market conditions and time of year. Our best advice: Don't stress if your search is taking longer than expected! Call us today!
It was OK while it lasted ... but if you're feeling weighed down and need more freedom, consider purchasing a home! You'll build equity and start building a life the way you want it. We're breakup experts — call us today!
We're not kidding: A mortgage broker has more options and are experts who know your area. Contact me today and let's have a great conversation (honest!)
Are you in the market to buy in Alamo Heights? See below some data to help you make your real estate decision.
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There's no better feeling than making that perfect home a reality for a borrower. Get that exhilaration regularly when you join our team — we're looking for talented people now. Reach out today!
Are you currently renting because you think you don’t have another choice? You may be eligible for a down payment assistance program and low down payment options. In the end, your mortgage could be less than your rent. Let’s talk today!
How does saving $9,407* on your next home loan sound? That's the average that borrowers save when they go through an independent mortgage broker, rather than a big bank. Call me and I'll tell you more!
We know you can't wait to get started on your journey to homeownership. That’s why we make things fast and simple right from the start. Apply online and get your initial approval in as little as 15 minutes!
Getting your finances in order should be your first step in house hunting. It’s important to keep things as consistent as possible and put off any major money moves until you’ve been approved for your new mortgage. Call me for more info.
Wondering how much $ you’ll need to buy a rural home? Maybe none if you qualify for a USDA loan! From 100% financing – meaning no down payment – to some loans allowing closing costs be written into the loan – home ownership is in reach! Call us today to learn more.
Buying a home should be fun! As independent mortgage experts, we have your back and can help you every step of the way.
Bring your revolving credit payments down to earth by consolidating them with a lower-interest Home Equity Line of Credit (HELOC). Ask me how easy it is and how much I can save you.
Working with an independent mortgage broker like me can save you $9,407* on average over the life of your loan. Message me to learn how.
If you want to buy a home but are having trouble gathering enough money for a down payment, rest assured there are options — including lowering your interest rate for the first year. Plus, you may be eligible for a no-cost appraisal! Give me a call today to discuss your options.
Spend less on the down payment for your dream home and more making it your own. If eligible, you could put as little as 3% down. Ask us about our low down payment options today!
No down payment, low interest rates and fast closings for all veterans. Call us today for more details!
A home is often life's biggest purchase. That's why it's important to find a lender that can meet your financial needs and not those of their company. Make one of life's best decisions and work with a wholesale lender, like me.
Sick of wasting your money on rent? Buying a home could be the perfect solution for you! It allows you to build equity, customize your space and may even lower your monthly payment. Call us to learn more!
Using gift funds is always a good answer! If you received money during the holidays, you can put it toward your down payment and bring your monthly payments to a happier place. Ask me for details.
Ready for some pulse-pounding excitement? Turn the equity in your home into a Home Equity Line Of Credit (HELOC) that can fund much-needed updates. Contact me today to learn how!
Getting a mortgage can be intimidating — especially if it’s your first. Work with me and I'll guide you every step of the way. Call today!
Did you know that you can buy down the interest rate of a home mortgage for up to three years? It's another way I can help save you money. Call me today to learn more about temporary rate buydowns.
Stop the madness: Use the equity in your home to pay off high-interest credit cards. It's a simple swap that can save you thousands! Call me for a confidential consultation.
The best way to get into a new home is to work with a mortgage expert who can guide you every step of the way. Give me a call today so we can celebrate another closing — yours!
Whether you cover drafty windows, switch to LED bulbs, or add color, texture, and warmth to your floors with cozy rugs, there are so many ways to save energy in your home. Stay cozy!
It's my honor to help veterans buy a home. If you've served, call me to learn more about your VA mortgage assistance benefits and get the savings you deserve.
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Our Story
Manny has a MBA and began his career in the mortgage industry in 2007. He is the recipient of numerous top producer and service awards. His philosophy is to combine old fashioned banking with a high tech touch. This enables him to give his clients the best in personal service, as well as access to current industry news, changes, and trends. In addition to being well versed on loan programs and guidelines, he has extensive experience and knowledge of purchase home loans. He considers it an honor to assist our veterans and active duty military personnel - whether it is with a PCS or local move. First time or seasoned mortgage applicants, can rely on his integrity and ingenuity, for a custom tailored smooth mortgage transaction. Manny is a native Texan and resides with his family in Bexar County. NMLS ID: 511147
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