Samantha L. Beran, Licensed Agent with New York Life

If you’re exploring career options right now, that’s a smart move. Here are tips from career coaches on being strategic with your job search, preparing for negotiations, and asking for what you want.

How to Get What You Want at Your Next Job - NerdWallet Exploring your career options right now is a smart move; here's how to be strategic with your job search, prepare for negotiations and ask for what you want.

These three steps will make preparing your taxes easier and save you time every tax season.

3 Easy Things You Can Do Now To Ace Your Federal Tax Preparation There are essentially three easy steps when preparing your taxes: Getting key documents in a file, identifying ways to save and doing the return.

The “Great Resignation” has impacted our economy as more people than ever are looking for a career change that is more in line with their goals. Read insights on the economy from New York Life’s Executive Vice President and Chief Investment Officer, Tony Malloy. In the meantime, if you want to discuss your financial goals reach out to me.
https://nyl.co/3Bc8ziw

Looking for a little more certainty with your money? Check out this guaranteed interest rate. Contact me today!

If you didn’t receive a third stimulus payment or got less than you expected, you may be entitled to stimulus money when you file your 2021 tax return. Find out why in this article.

Stimulus Check Money is Still Available…But You Must File a Tax Return to Get It | Kiplinger If you didn't get a third stimulus check last year – or you didn't get the full amount – you may be able to cash in when you file your tax return this year.

Happy 2022! The last few years may have been hard, but if you've made it this far, preparing for the long haul should be a breeze. Read these 6 tips to help you avoid long-term debt and build savings. When you’re ready to go further, let’s talk.

6 tips to avoid long-term debt | New York Life Strategize your savings to avoid long-term debt. Learn the steps you need to take to build out a savings plan to keep your head above the water.

The IRS usually has three years to audit you. But there are many exceptions that give them six years or longer. Here’s what you need to know if you’re audited by the IRS.

IRS Audits: 3 Years, 6 Years Or Forever, Which Applies To You? It pays to know how many years are at risk, and there are steps you can take to hedge. The IRS usually has three years to audit you, but there are many exceptions that give the IRS six years or longer. The three years is doubled to six if you omitted more than 25% of your income.

Business leaders can take these six simple actions to set the stage for success in 2022 and generate momentum for what lies ahead.

Council Post: Six Ways Business Leaders Can Prepare For Success In 2022 And Beyond 2022 will not bring back “business as usual.”

On behalf of New York Life, I wish you and your family all the light and magic of the holiday season.

If you're new to financial strategy, you often have more questions than answers. I can work with you to help you reach your financial goals.

Everything is a lot more expensive than it was before the pandemic, but forecasts show a decline in inflation rates by the end of 2022. Take a look at what’s contributing to inflation in this article.

There's No Vaccine Against Inflation | Kiplinger Prices should ease in 2022, but inflation will remain above the levels of recent years.

Supply chain issues have you wondering what to get the little ones this year? Learn why life insurance for kids can make a great gift.

Gifting Life Insurance for Grandchildren | New York Life Life insurance can be a great gift to show your children and grandchildren just how much they mean to you. Learn more about gifting life insurance to grandkids.

There's so much to do to get ready for family gatherings, holiday gift lists, snowstorms and—you guessed it—awkward financial discussions. I'm ready to embrace the flurry with you. Click here to learn the differences between a will, trust, and estate.

Will, Trust, and Estate | New York Life Avoid complications by planning out your estate today. Learn more about the importance of planning ahead with a will, trust, or estate.

They care, support, and save lives. Let’s do our part for their families. The helps the families of healthcare workers who lost their lives to -19. Fund applications accepted through 12/31/2021.
https://www.braveofheartfund.com/?cmpid=smca_Bd_BOH_na_1768340_na_na_na_clpr_na_gen_ip_na_nylf

Before the spirit of the holiday completely washes over you, take a look at these six financial habits that could be detrimental to your holiday season—and beyond—if not addressed.

Council Post: Six Financial Habits To Avoid During The Holidays The holidays are a great time for a financial checkup.

Right now, loaning money to your trust or children to pay life insurance premiums can be a good idea due to low interest rates. If you have questions about tax strategies and interest rates, I can help. Let’s talk about your future!

I’m telling all my clients that there’s never been a better time to review their estate plans. With tax exemptions under current law set to expire, we don’t know what the future will hold. However, with the right strategy, you can work to reduce your estate taxes so you can leave a lasting legacy.

Leaving a legacy for your heirs requires careful preparation. You’ll want your estate to be passed on according to your wishes, and in the most tax efficient way possible.

I help many of my clients with tax diversifying their assets with life insurance to help reduce their overall tax liabilities in the future. With the 2017 Tax Cuts and Jobs Act (TCJA) set to expire soon, maybe it’s time to review your financial strategies for the future. Let’s work together to make your money work harder for you.

GriefTalk is an initiative of the NAGC aimed at encouraging and supporting honest conversations around the topics of death and grief. Click here to access these toolkits and learn how NAGC is helping to alleviate grief in schools.
https://childrengrieve.org/resources/grieftalk-resource-guides

This is the time of year we start to think about taxes. While the top income tax rate is set at 37%, we never know where it’ll go in the future. I can help you reposition your assets to help reduce the overall impact of taxes while meeting your life insurance needs. Reach out today, and we’ll start the conversation!

In 2021, there have already been 8 weather and climate disaster events in the U.S. with losses >$1B. With this frequency of natural disasters, you should prepare for the financial and emotional consequences of a catastrophic event. Reach out to me today to learn how.

With holiday season approaching, you’ll need to decide if you want to use credit or debit to pay for your purchases. Here are good reasons for embracing one and rejecting the other.

Should I Use Credit or Debit? | Kiplinger Credit cards offer more protections and rewards, but debit cards reduce the temptation to overspend.

Women are often the pillar of support to their loved ones during tough times. Let me help you develop a financial strategy to protect your loved ones when they need it most. Reach out to me today.

Only 1 in 4 affluent women are confident in making financial decisions on their own. Contact me for guidance on developing your financial roadmap to suit your needs now and in the future.

Financial empowerment through knowledge and education can help women reach their short-term and long-term financial goals. Contact me to learn how I can help you take control of your financial future.

If women earn $0.84 to every $1 earned by men, should they work an extra 42 days a year to make up the difference OR take other steps to help secure their financial future? Contact me to develop your financial strategy today!

You can haggle for just about any product or service. Use these methods to become a savvy negotiator.

How to Haggle for Almost Anything | Kiplinger These strategies will help you negotiate a better price for just about any product or service.

In this article, experts share how cutting back on what you spend on coffee can help you grow your savings and investments.

Here’s How Much Americans Are Spending on Coffee – And Smarter Ways To Use That Money Instead If your first thought upon waking up is a delicious cup of your favorite coffee, you are not alone. Coffee is among the most popular drinks consumed in the world second only to water. In the United...