Aval Financial Strategies & Insurance Solutions, Inc.

Worried about the impact of inflation? Diversifying your holdings can help hedge against inflation and bring you closer to your goals.
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As more than 1,000 providers shut their doors for a Day Without Child Care, we examine a few numbers that reveal why the landscape is in crisis.

The child care system is broken. Here are 5 striking statistics that show why.

Social Security Benefits are a vital part of your retirement income. Know your options.
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Creating a budget is the first step toward financial success. With these five easy steps, you can take control of your personal finances, work to achieve your goals, and gain the confidence to build a better future.
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It may feel like the IRS taxes most of your hard-earned money, but some types of income are nontaxable.

Types of Income the IRS Doesn't Tax

What is an important lesson you learned from a mistake?

What have you done in the past that has paved the way for your success today?

"I don’t think of work as work and play as play. It’s all living." ~Richard Branson

Tax diversifying strategies can help retirees during economic volatility by offering protection from inflation and market downturns. Learn more, in this article.

Council Post: Tax-Free Retirement Options Can Help During Economic Volatility Retirees face unprecedented economic volatility, making it more critical to consider tax-free investment options for their retirement savings.

The use of outdated vocational listings makes it difficult to qualify for disability benefits through the Social Security Administration. A recent Washington Post article reveals how the Social Security Administration uses a list of jobs that was last updated in 1977 to decide if a person is still able to work today. Read the full article here:

Social Security denies disability benefits based on list with jobs from 1977 Despite spending at least $250 million to modernize its system, Social Security still relies on 45-year-old job titles to deny thousands of disability claims.

The new year is a great time to plan for your financial future. Here are five financial resolutions to consider for 2024.

5 Financial New Year’s Resolutions for 2024 - NerdWallet Create some new financial resolutions for 2024, including getting a higher interest rate on your bank account, paying down student loans and more.

The average cost of disability insurance depends on several factors. We can help you get the coverage you need.

To maximize Social Security benefits, you need to choose the claiming strategy that best fits your goals.
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Will you have enough income to cover your needs in retirement? Plan ahead to help cover any income gap.
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Think it’s too early to be worried about your tax bill? Not at all. Now is the time to look closer at your investment losses and gains for the year.
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Deferring your income to a later year can help trim your tax bill—and get you closer to your long-term goals. Learn how with these five strategies.
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The Social Security overpayment problem worsened in October, now standing at $23 billion. Here’s how the Social Security Administration will try to recoup the overpayment.

Social Security Overpayment Problem Swells to $23 Billion The Social Security Administration will now have to try and recoup $23 billion in overpayments.

These eight common estate planning mistakes can upend your best efforts to protect your family’s finances when you pass away. Here’s why.

Common Estate Planning Mistakes Have you managed to avoid the eight most common estate planning mistakes? Your family will thank you.

No matter what your financial goals are, now is the time to start mapping out a plan. Use these 12 tips as a guide to achieve financial fitness.
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Here are 10 financial strategy ideas to consider for year-end, that may help prepare you to achieve your financial goals in 2024.

2023 Year-End Financial Checklist Year end financial planning is imperative to preparing for the New Year. Here are ten strategies to consider.

Today we honor the legacy of Dr. Martin Luther King, Jr. Together, let's reflect on his inspiring words and continue working toward a world of equality, justice, and unity.

As the year-end approaches, this is the perfect time to reflect on your financial objectives and align them with your current and future financial commitments. Take a look at these year-end tax strategy tips which can help reap the benefits of optimizing your financial outlook.

Maximizing Your 2023 Year-End Tax Planning Benefits It's never too late to start planning, and with the right approach and resources, you can make the most of your financial capabilities to secure your present and future.

Financial professionals share how much of your income you should save and invest for the long run, while finding the balance between comfort and lifestyle expenses.

Here’s how much of your income you should invest as a ‘good start’—and how much is considered ‘excellent’ Aiming to invest 10% of your gross annual income toward retirement is a good rule of thumb, says CFP Doug Boneparth.

Most people who have Medicare Part A, don’t have to pay a premium. But the other parts of Medicare come with some type of monthly premium. Here’s what you need to know about your Medicare coverage.

Is Medicare Free? - NerdWallet Medicare Part A is premium-free for most people, however, there may be other associated costs.

50% of high schoolers failed a national financial literacy test, according to a study by the National Financial Educators Council. Here is a list of guidelines and actions to help the young adults in your life build their financial knowledge.

Financial Checklist for Young Adults: What I Wish I’d Known Then Even if you think you know critical information, do you really understand what it means and the impact it could have on your standard of living later in life?

A NerdWallet survey reports retiree-hopefuls plan to leave full-time work at age 57. If you’re interested in doing the same, then take these steps to retire 10 years earlier.

How to Retire 10 Years Early - NerdWallet A new NerdWallet survey finds that retiree-hopefuls plan to leave full-time work at age 57, on average. Here’s how you can bow out of the workforce a decade early.

Is it better to claim Social Security benefits early or late? Use this analysis to help you decide when you should claim your benefits.

Ready to claim Social Security? Here’s the best time to start collecting payments Unfortunately, many seniors are unprepared for this tough decision.

New legislation allows unused money from 529 college savings plans to be redirected to a tax-free IRA account.

Education Savings: Leftover 529 Plan Money Can Roll Over Into an IRA Thanks to New Law Owners of 529 college savings plans got a potentially lucrative boost from the $1.7 trillion omnibus spending bill that passed in late December, thanks to a measure that allows unused money in the...

ThinkAdvisor presents statistics on just how committed Americans are to preparing for retirement despite economic uncertainty.

12 Merry Retirement Statistics: 2022 | ThinkAdvisor While worrying stats on retirement preparedness make headlines, there's also plenty of good news to celebrate.

The IRS released inflation adjusted marginal rates and brackets for 2023, and as a result many workers will see higher take-home pay in the new year. Here are the marginal rates for tax year 2023, depending on your tax status.

Here are the federal income tax rates and brackets for 2023 Some of the changes are significant, and Americans might see higher take-home pay as a result.