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Some experts think that our housing market is in or nearing a recession. Find out what this means for buyers, sellers and homeowners (and how it differs from an economic recession).
We're in a 'housing recession,' experts say. Here's what that means for homeowners, sellers and buyers While home sales last month were down more than 20% from a year earlier, prices are up more than 10% and demand remains strong despite a slowdown.
Staging can help showcase home features to potential buyers. But it's important to know how staging tricks can be used to hide things too -- and how you can spot them.
Buying A House? Don't Be Fooled By These Home Staging Tricks These common staging tricks may not all be deal breakers, but it's good to recognize any red flags before you move forward in buying a home.
When lenders assess risk for a mortgage, this includes the home you'd like to buy. Here are four potential property risks that lenders look out for and buyers should know.
These 4 Property Risks Matter for Your Mortgage As a buyer, you should look out for these features.
Having a trained eye can help you identify and evaluate these important property and construction factors before you buy.
Don’t Forget This Crucial Step When Shopping for a House to Flip Flipping a house is exciting but requires careful analysis of the home itself, so don't bypass this essential step.
Fixer-uppers can allow people to become homeowners when turnkey properties aren't an affordable option. Another lesser-known fact is that they can be financed -- reach out to learn more.
Best Cities For Fixer-Uppers | StorageCafe Not sure where to buy a fixer-upper? Here's how much a fixer-upper costs in the 50 biggest cities and how much you're saving when buying one.
Recent decreases in mortgage rates and the ongoing cooldown of pandemic demand have created more favorable conditions for buyers.
Affordability Improves in July for Home Buyers in 47 States According to the MBA’s Purchase Applications Payment Index, national median mortgage payments applied for decreased for a second month in a row.
Average home prices across the nation saw a slump in prices for the first time in 3 years recently. Are more market changes on the horizon?
Home prices fell for the first time in 3 years last month – and it was the biggest decline since 2011 The sharp and fast rise in mortgage rates this year caused an already pricey housing market to become even less affordable.
No one wants to overpay for property, but it can be hard to tell in the moment. These five signs of an overpriced home can help you know when to question if the price is right.
How can you tell if a home is overpriced? Learn to spot common signs of overpriced real estate.
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You've got your financing and are ready to bring your home design to the next level -- here's six steps to help make sure everything goes smoothly and successfully.
Home renovation – 6 steps to modernizing your home Ensure your home renovation goes smoothly with these simple steps for success
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Even the best household budgets often don't account for all of these potential expenses -- the seventh is definitely easy to miss.
8 Hidden Costs of Home Ownership - Realty Times If you’re a first-time homebuyer, you’re probably already overwhelmed. You might think that a monthly payment along with your down payment is the bulk of the financial responsibilities you’re taking on. The mortgage is just the tip of the iceberg, however. There are plenty of other costs of ho...
It can be difficult to weigh the pros and cons of building a new home versus buying an existing house. Chris LaMont from HGTV's "Buy It or Build It" gives his insights on how to decide.
How to Decide Whether to Buy or Build Your Dream Home, According to Two HGTV Experts Given the scarce state of the housing market right now, building a new home on an empty lot has become an increasingly attractive option to some people. Chris and Calvin LaMont, the twin brothers behind “Buy It or Build It,” have devoted their HGTV series to showing buyers the many avenues that ...
Some say the early bird gets the worm, but others think patience can pay off if they wait to buy a home. The truth? It depends -- here's why, and how to decide what's best for you.
Is it worth it to wait for better mortgage rates? These factors might make things more clear.
Many are using their credit cards to cover increased costs related to inflation, which could lower an individual's credit score and make it harder to qualify for loans.
Credit card balances jump 13%, highest leap in over 20 years, as inflation outpaces wage growth Americans now say they need to be making about $107,800 a year to feel financially healthy, roughly double the national average.
Construction plans and building permits saw a decline recently. In addition to supply chain woes delaying materials, builders are now concerned about buyers as well.
Wary builders fear new home buyers are being priced out Builders fear that demand for new homes could be on the wane. As a result, they’re taking their foot off the gas in terms of production, wary that too many prospective buyers have been priced out of the market by rising costs. In June, single-family home construction fell to its lowest level since...
These strategies can help you and your household keep a downturn from impacting your personal finances.
How to Recession-Proof Your Life in 7 Steps A recession may be on the horizon. Gas prices are at a staggering $5 per gallon on average. Rents are soaring and inflation is at 8.6% — the highest it’s been in 40 years. The stock market is flirting with bear territory and bitcoin and other cryptocurrencies continue to crash. In response to so...
Limited yard spaces don't have to cut back on luxury: Cocktail pools save space with sophisticated style.
Escape the Summer Heat with a Cocktail Pool The space-savvy water features brings both fun and relaxation to small backyards. Learn more about the size, cost, and design ideas for cocktail pools.
Your offer was accepted and the moving day is set, but don't bring in those boxes just yet! This essential checklist can help make sure your new home is ready for you.
New Home? Check This List Before Moving In These tasks are easier to tackle beforehand.
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Ninety years ago, "The House of Tomorrow" in the Chicago World's Fair included an open floor plan, passive solar heating and numerous other features that accurately predicted our present-day reality.
90 Years Ago: The House of Tomorrow A rare look at an experimental 1930s house and its lasting impact on sustainable home design today.
The number of new homes listed for sale recently surpassed pre-pandemic levels. Some economists think this is a sign that the housing supply shortage may slowly ease to an end.
Home inventory grows as more listings come onto the market Economists say the historic shortage of homes for sale is coming to an end, as more inventory is added to the market. Realtor.com reported that active listings of existing homes rose 19$ in June, the fastest rise since it began tracking the data five years ago. Meanwhile, the number of new listings....
These tips can help you decide whether ARMs sound like a good fit for your personal finance needs and goals. If you need more information, please get in touch.
Adjustable-rate mortgages are gaining in popularity. Here’s how to know if one is right for you Double the amount of borrowers have applied for adjustable-rate mortgages from earlier this year. Here is how they work.
Adjustable-rate mortgages have gotten more attention recently due to higher rates, but ARM options can feel more daunting to navigate. Here's what borrowers need to know:
What's the deal with ARMs? Learn about must-know ARM facts in simple terms.
Whether you're new to house flipping or you're a homeowner thinking of renovating, these tips from an experienced flipper can mean fewer lessons learned the hard way.
This House Flipper Has One Piece of Advice for Real Estate Newbies You’ve heard the house-flipping horror stories. Shoddy wiring. Poor plumbing. An inadequate HVAC system. Not to mention the ripped-out charms and cookie cutter finishes. But not all flips are created equal. For all the hurried, move-in ready flips, there are renovators who are taking their time to...
Ask these questions to determine if your home improvement project is better off in professional hands or if you can save money doing it yourself.
When to Save Money via DIY Home Improvements and When to Call in the Experts Here's when you should dare to DIY, and when skimping on hiring a professional could actually cost you more.
What happens when the inspection finds a necessary repair in your soon-to-be home? Find out what sellers will and will not fix after the inspection process.
What You Can (and Can't) Expect the Seller to Fix After the Home Inspection If you're buying a house, you can make repair requests before signing the closing documents. But you can't expect the seller to fix everything. Here's what you can expect a seller to fix after the home inspection has been completed.
Here's how to put your kids on the path toward smart money management.
How to teach your kids to have a healthy relationship with money – even if you didn't "Children need to learn from a very early age that money is not a scary concept," said Debra Kaplan, a licensed therapist, author and speaker.
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Santa Clara, 91387
Angela Zhao provides mortgage loan service for anyone who is interested in residential properties in California.
4880 Stevens Creek Boulevard , #200
Santa Clara, 95129
We aim to make home financing as simple and pain-free as possible. We are your guide and protector in this turbulent market. California DRE License 1517901 / NMLS 306302
2350 Mission College Boulevard, Ste 242
Santa Clara, 95054
Goodview Realty & Financial --- Your searching hard Real Estate & Loan Agent as well as lifelong Real Estate Partner!!!
2975 BOWERS Avenue SUITE 315
Santa Clara, 95051
Residential 1-4 unit purchase and refinance home loans. MLO NMLS #334072 DRE #01144748 Company NMLS #135622 DRE #01821025 www.nmlsconsumeraccess.org
2975 Bowers Avenue, Suite 315
Santa Clara, 95051
Loan Officer DRE 01144748 NMLS 334072
4675 Stevens Creek Blvd, Ste 245
Santa Clara, 95051
Brayam Rosero is an agency owner and risk manager with Farmers Insurance Group of Companies. We are devoted to helping protect people's families & futures.
2975 Bowers Avenue #315
Santa Clara, 95051
I’m a Millennial Mortgage Matchmaker! As a mortgage broker with access to over 100 lenders, I am your partner and advocate in helping you find the right loan. MLO NMLS #1085067 D...
11107 Sunset Hills Road, Suite 300
Santa Clara, 20190
Jamal Elhably joined Guidance Residential in August 2018. Since becoming an Account Executive, Jamal has helped over 35 families finance their dream homes.