Cynthia Draughon - Caliber Home Loans, Inc.

Business Highlight:
Professional Flooring Installations. If you are in need of new flooring, hardwood, vinyl, or carpeting, please give Kellie an opportunity to earn your business. https://www.pfi4u.com/

Hardwood Floors Kent, WA | Hardwood Installers in Kent | PFI Professional Flooring Installations offers quality hardwood flooring in Kent, plus hardwood flooring installation. We also do laminate, carpet, vinyl, and more.

Do you know what your home is worth? Free report, don't worry I promise not to spam you. Opt out at anytime, I am here to help.

Helping Homeowners Maximize their Wealth Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

https://azbigmedia.com/real-estate/phoenix-ranks-no-4-in-u-s-for-biggest-home-sale-price-decrease/

Phoenix ranks No. 4 in U.S. for biggest home sale price decrease - AZ Big Media The median sales price decrease in Metro Phoenix ranks No. 4 in the U.S. among markets with the biggest home sale price decrease.

https://azbigmedia.com/real-estate/3-best-metro-phoenix-neighborhoods-to-own-a-condo/

Condo's are a great option for 2nd homes, first time homebuyers, etc.

3 best Metro Phoenix neighborhoods to own a condo - AZ Big Media Phoenix continues to be one of the most popular destinations. Here are the best Metro Phoenix neighborhoods for prospective condo owners.

Thank you!

Remember and Honor Those Who Gave All

I can recall the excitement and sense of pride in remodeling our 1960's home in Twin Lakes, Federal Way, WA.

How Homeownership Can Bring You Joy If you're trying to decide whether to rent or buy a home, you're probably weighing a few different factors. The financial benefits of homeownership might be one of the reasons you want to make a purchase if you’re a renter, but the decision can also be motivated by having a place that’s uniquely...

What is an escrow cushion?
An escrow cushion is money collected to cover any unanticipated disbursements or payment increases. Federal and State guidelines may determine the amount of the cushion which is usually equal to 2 months of escrow payments.

Which would you choose? And Why?

Down payment: Money paid at the onset of a purchase to make up the difference between the purchase price and the amount financed in the mortgage.

Frequently Asked Questions...
⭐What are the advantages of having an escrow account?
👉You won’t have to pay your annual property taxes or Insurance premiums yourself! Caliber will take care of this for you.
🕺Easier, month-to-month payments toward your annual property taxes and insurance premiums. Instead of having to produce the entire payment when due, an escrow account only requires you to pay 1/12 of these costs each month, plus any cushion amount required on your loan.

Is 2022 a good year to remodel?
Spending for home remodeling projects is expected to rise into 2022. A new Harvard University study predicts that spending on home remodeling and maintenance will increase by 8.6% through the middle of 2022. Integrators are seeing an increase in opportunities from projects coming from homes that already exist.

If you want to upgrade your current residence, Caliber Home Loans, Inc. ("Caliber") offers a wide array of financing options specifically designed for improving your home.

When you are ready...
☎️ Call our office at .206.714.5484

A good investment
A home renovation not only improves the functionality, comfort and beauty of your family’s home, but most updates will also increase the value of your home and the return on your investment once you decide to sell.

Which home improvement project appeals to you?

Appraisal: A trained professionals' estimate of the value of a piece of real estate as of a particular date, based on a documented analysis of the property's features and local market sales.

Great information!

Here’s how much the same mortgage costs now, compared to last year The interest rate on a mortgage has risen by 2% in the last year. This increases the monthly cost of a financing a home by hundreds of dollars.

Buying a home can be confusing, especially since it’s not something most of us do very often. Even if you have gone through this in recent years, it can be hard to remember everything that you had to do, not to mention – things change. It’s helpful to know what to expect before you begin the process so that you can be prepared. Not only will this make you feel better, but it will also make everything go smoother and quicker.

Here are a few steps that will help you get started.

[Disclaimer: *Caliber is not a credit counseling agency, a credit repair organization, or a similar service. We do not assist or advise consumers on how to improve their credit scores.]

Amortization describes the shrinking of your mortgage as you pay it off. With each mortgage payment you make, part of the repayment is applied towards reducing the principal, while a separate portion of it is applied to the interest. For most loans, you pay more toward interest in the earlier payments. As your loan ages, an increasingly larger portion of the payment gets applied directly to your principal balance.

🦸Are you looking for a way for those clients that need financing but would be more competitive with a cash offer?

Caliber Home Loans, Inc. is partnering up with Zoom Casa to solve this for you. It is especially ideal for realtors since they maintain the same relationship with their clients throughout the whole transaction.

👉Please join us for our virtual "Lunch and Learn" on April 14 11:30am - 12:30pm via Zoom
💻Sign up here https://lnkd.in/gcemHUNt!
See you soon!

What change would you like to make to your home?
Find out more about our renovation loans 👉

Loans For Renovation Whether you’re in the market for a fixer-upper or you just want to upgrade your current residence, Caliber Home Loans, Inc. ("Caliber") offers a wide array of financing options specifically designed for improving your home.

At Caliber Home Loans, Inc. we don't stop at great low rates, extensive loan programs, and expanded guidelines. Our Smart Series is a full suite of non-QM solutions to ensure that home buyers who have unique financing needs have access to unique mortgage solutions that meet their specific needs.
SmartSelf
Is ideal for borrowers requiring the use of bank statements and/or assets amortization to qualify.
■ Up to $3 million loan amounts
■ Cash out limit up to $1,000,000
■ Income is calculated by averaging deposits shown on bank statements
Want to learn more? Send us a message here!

Annual percentage rate (APR): The relationship between a loan's total finance charge and the total amount financed, expressed as an annual percentage. This total yearly cost includes interest, any discount points paid by the borrower, the loan origination fee, and mortgage insurance costs.

Hello flowers.. Hello sun.. Hello April 🌷🌻🌺🌷🌞
Wishing all our referral partners and clients a very happy month!!