Evan Einhorn - Mortgage Loan Officer - Modern Home Lending

Are you in the market for a new home or refinancing an existing mortgage? Consider reaching out to us.We can provide personalized advice and help you find the right loan product for your needs. Get started today.

Wishing all of our clients a blessed and peaceful Easter! May you enjoy the joys of springtime and reflect on the fresh beginnings that come with new seasons.

Moving into a new home is an exciting opportunity to start fresh and get organized! From linen closets to playrooms, now is the time to tackle those piles of stuff and get your house in order. Make 2023 the year you declutter and reorganize your space with these tips.

https://www.thespruce.com/good-organizing-habits-for-2023-7093769

Owning a home is a huge investment, and it's important to make sure you're not biting off more than you can chew. Make sure you find a mortgage rate you can afford and never stretch your finances beyond what you can afford. Contact us at (602) 456-2273 to get started.

Don't let the volatile housing market scare you away from finding the perfect home. Now is still a great time to explore your options, and get a great mortgage rates, there's never been a better time to turn your dreams into reality! contact us today at (602) 456-2273 to get started.

When you're in the market for a mortgage broker, there are three key things to keep an eye out for: experience and knowledge of the industry, competitive rates and fees, and clear communication. Luckily, we offer all these things for smooth sailing through the home loan process. contact us today at (602) 456-2273 to get started.

Owning a new home is an exciting milestone, and many new homeowners are excited to show off their new home to friends and family by hosting a party. Showing up empty handed is a no-go. Here are some gifts to consider that new homeowners will appreciate.

https://www.buzzfeed.com/mackenziekruvant/housewarming-gifts-people-actually-want

The New Year is a great time to start planning for the future! If you want that dream home in 2023, now's your chance. Make sure not only do we have enough money saved up but also figure out exactly what kind of mortgage will work best with your finances to get saving. Here are some ways to save for your dream home. When you’re ready for a pre-approval for a new home contact us today at (480) 598-8700 to get started.

https://www.creditkarma.com/home-loans/i/how-to-save-for-house

From all of us at Modern Home Lending we wish you a happy holiday filled with friends and family.

Had an amazing time at 5! Each year it gets better and better. Always great to learn from other and keep growing. Top notch event. Thanks to everyone at AIME for putting it all together!

A 2-1 Buy Down allows your effective rate that you pay to be 2% lower your first year of the mortgage and 1% lower your 2nd year of the mortgage. This does require the seller to pay money upfront (seller concessions).

Contact me to learn more!!

Reducing Your Payment with a Mortgage Recast (without Refinancing) On conventional mortgages and some other loans, there is an option to do what’s called a mortgage recast (also known as re-amortization).

Ways to Buy a New Home Before Selling Your Current One - Modern Home Lending We have options for Non-Standard buyers! If you have a unique situation that you think precludes you from home ownership, think again!

Welcome to the team, guys!!!

We're thrilled to finally announce that we have TWO amazing loan officers joining the team!!

Aaron and Steven each have nearly 30 years of experience in the industry and we're ecstatic to have them on board!!

Love what I do!!

Thanks, Glenn! We love working with you! 🙌

iBuyers are sweeping across the market -- find out what they are and what they mean for you!

iBuyers and What They Mean for You - Modern Home Lending iBuyers are buying up more and more properties. They usually offer more convenience than your traditional sale, but that convenience comes with caveats.

https://www.housingwire.com/articles/fhfa-hikes-fees-for-high-balance-and-second-home-loans/

TLDR: 2nd home rates are expected to go up by roughly .25-1.000% by April. If you’re looking for a 2nd/vacation home in the next year, now's the time! (Right now, their rates are much lower than investment homes.) Also, there's no high balance in AZ.

FHFA hikes fees for high-balance and second-home loans - HousingWire The Federal Housing Finance Agency introduced new upfront fees for some high-balance and second-home loans sold to Fannie Mae and Freddie Mac.

Happy Winter Solstice and Happy Holidays!! ❄️❄️❄️

Thanks to Maxwell for writing this piece about us and how we've been growing!

https://himaxwell.com/resources/customer-story/modern-home-lending/

Modern Home Lending increased closed loans by 79% with Maxwell Point of Sale - Maxwell Modern Home Lending leverages Maxwell solutions to give flexibility and options to its borrowers and growing team.

Happy Thanksgiving!! 🥧🥧🥧

We hope you have an amazing day with your loved ones!!

Thank you to all those who have served 🇺🇲

Thanks to AIME for putting together another great event!

Another day, another glowing review 🙌🏆

Understanding the loan contingencies and how to use them to your advantage can make the difference between getting the home you want or not!

https://www.youtube.com/watch?v=hHdsg_PzCBE

Loan Contingencies 0:00 - Opening 0:27 - What’s a contingency? And what are 3 types?3:16 - Why do appraisals come in low? And Examples4:09 - Chance of not needing appraisal4:17...

Considering a refinance? Use this tool to see what your options are.
https://homequityreport.com/evan?brand=MTQxLjE2MTUyNDk0ODQ

Get Your FREE Detailed Net Equity Report Now Considering a refinance? Use this tool to see what your options are. https://homequityreport.com/evan?brand=MTQxLjE2MTUyNDk0ODQ

Thanks to the FHFA eliminating this fee, more people will be able to save even more money with a refinance during these historically low rates!

https://modernhomelending.com/fhfa-eliminated-adverse-market-refinance-fee/

The FHFA Has Eliminated Their Adverse Market Refinance Fee Thanks to the FHFA elminating this fee, more people will be able to save even more money with a refinance during these historically low rates!

This is grant funding -- not a tax credit! 🏠

Contact me for more info!

Here it is: A bill to help first-time homebuyers - HousingWire The newest iteration of a first-time homebuyer tax credit has several significant restrictions. And it's not a tax credit.

Huge THANK YOU to my clients, partners, and my top notch team for all your support in making this happen, especially during a year of constant change. And a separate thank you to my fiancée, family, and friends for putting up with some crazy work hours! Time to celebrate!! 🥳

Paradise Valley Mall will be largely demolished for a new 'town center' The owner of Paradise Valley Mall is demolishing most of the mall to build a new town center.