Cynthia Sparre at Lifetime Financial Growth

2021 was a record year for M&As. Global volume reached $5.9 trillion (with a “t”). CEO/board confidence, innovation and tech disruption could make 2022 a big M&A year, too. Want your piece of the M&A pie? 3 tips to plan your exit strategy

3 Tips to Plan Your Exit Strategy Be realistic about the sale of your business, get it ready for the sale and make sure key employees are on board

What do Americans spend more on? 1) taxes or 2) food, clothing, and shelter? Answer = 1.

What Do Your Taxes Pay For? Here's a breakdown of how the federal government spends your tax money.

Facing divorce? Don't overlook changes to your insurance coverage.

What You Should Do About Insurance Following a Divorce In the face of divorce, making changes to insurance coverage may be overlooked.

Turning to coaches for advice is a smart thing to do. We'd like to be one of those coaches.

Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.

Are you holding money in your bank account to keep it insulated from volatility? Here’s why it may be time to rethink. Stockpiling cash isn’t the same as building wealth.

The Pros and Cons of Banking Your Money The Pros and Cons of Banking Your Money

We all want to know, “What’s next for the financial markets?” But no one knows for sure.

Where Is the Market Headed? We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”

You can help ensure that losing your wallet doesn't turn into something bigger.

What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.

According to the International Business Brokers Association (IBBA), one in 10 businesses are sold. Someday, could yours be one of them? Here are a few tips to help you get full value. Considering selling your business? Four tips

Four Tips for Getting the Most From Your Life's Work Some things to consider when contemplating selling your business

Confused about SECURE Act 2.0? Take a look at our rundown of the new legislation and how it changes your retirement.

SECURE Act 2.0: An Overview The second iteration of the SECURE Act brings forward several changes to the world of retirement.

What Happens To Your Employer-Sponsored Retirement Accounts When You Change Jobs? Find out in our latest video.

Retirement Accounts When You Change Your Job This video discusses issues related to your retirement accounts when you move on from your job.

Is your retirement portfolio subject to “sequence of returns” danger?

Retirement Income and the Traditional Portfolio Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.

69% of women live without a spouse or partner. If you are a woman, you need to have a financial strategy. Read more in our infographic:

How to Conquer the World - 5 Financial Strategies for Savvy Single Women Learn more about women taking control of their finances with this infographic.

$100 not spent is more like $143. Intrigued?

Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters.

Have a kid heading off to college? Here are a few tips.

A Cheat Sheet for Sending Your Kid to College Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.

a car? Consider gap to protect against losses that may not be covered by your current policy.

Gap Insurance for Leased Cars If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

Even low inflation rates can pose a threat to investment
returns.

Inflation and Your Portfolio Even low inflation rates can pose a threat to investment returns.

The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why.

Tax Rules When Selling Your Home The tax rules governing profits you realize from the sale of your home have changed in recent years.

Save your passion for your favorite team, not your financial balance sheet. 5 tips to make smarter decisions in turbulent times

5 Tips for Smarter Decisions in Turbulent Times Take the long view - 5 tips for staying on track even during volatile times

Life Insurance:Important Protection

Why Consider Life Insurance and What Type Key uses for life insurance and the difference between whole life and term

With great wealth comes even greater questions. Learn more in our article.

What To Do When Your Income Reaches 7 Figures Preserve your hIgh net worth with these foundational tips.

Choices, choices, choices. Make sure you know the benefits and limitations before committing your money.

Mutual Funds vs. ETFs Exchange-traded funds have some things in common with mutual funds, but there are differences, too.

When your dog bites someone, the liability may be covered by your homeowners policy, though there are exceptions.

Dog Bites Neighbor. Now What? Even dogs have bad days. So, what happens when your dog bites a neighbor or passing pedestrian?

For a small business, the loss of a key person could cause financial hardship.

Protecting Your Business from the Loss of a Key Person Business owners may be able to protect themselves from the financial consequences of losing a key employee.

Might you need more coverage in retirement? This piece covers some good reasons to retain your insurance.

Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years.

How will your investments weather the ups and downs of the business cycle?

The Business Cycle How will you weather the ups and downs of the business cycle?

Over age 50? You may be able to catch-up on retirement.

Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

Retirement may change your perception of investment risk.

Your Changing Definition of Risk in Retirement A change in your mindset during retirement may drive changes to your portfolio.

Have you used a junk-drawer approach to manage your investments?

The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer.

Fallen trees damage property and strain neighborly relations. Who pays when your tree falls?

Fallen Tree Damage—Who Pays? Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

Stay-at-home parents may not bring home a paycheck, but their contributions to the household are invaluable. Here’s why life insurance for a stay-at-home spouse’s full lifetime value is so critical.

What’s a stay-at-home parent really worth?

Valuing Your Work as a Stay-at-Home Parent It's important to insure the life of a stay-at-home parent to protect the value they bring to the family.

Compound interest can dramatically impact the future growth of your assets. Learn more.

How Compound Interest Works Use this calculator to better see the potential impact of compound interest on an asset.

Lost 401(k)s are a huge issue, with over 24 million forgotten. Learn more about what you can do in our new article.

Find That Lost Retirement Account With over 24 million “forgotten” 401(k) accounts, you may be surprised to learn of your unclaimed “found” money.

What does the average American budget look like? We’ve created a fun interactive piece that lets you see how your own budget compares. Read more now.

The Average American Budget Learn about the average American budget in this fun and interactive piece.

It can be difficult sometimes to think about the future during times like these. But if you did, how would you retire in a post-pandemic world?

Retiring in a Post-Pandemic World Imagine your ideal post-pandemic retirement with this animated video.

Social host laws may make you responsible for underage drinking in your home, even if you are away.

Teen Drinking and Your Liability Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

Wall Street has a lot of cliches. How many do you know?

16 Wall Street Cliches in 60 Seconds Pundits say a lot of things about the markets. Let's see if you can keep up.

How long will your retirement money last with regular withdrawals? Have you run the numbers?

A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.

Assets minus liabilities = net worth. When was the last time you calculated yours?

What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Social Security has been a fact of retirement since 1935; how much do you really know about it?

Social Security: By the Numbers Here are five facts about Social Security that might surprise you.