Dustin Sain-Country Financial

Paying for a child’s or grandchild’s education is one of the biggest expenses people face. A COUNTRY Trust Bank Financial Advisor like me can cut through the confusion and get you a plan that makes sense.

Ready for another adventure? Call us today at 541-334-7700 or visit us at the corner of Rainbow and Centennial at
870 W. Centennial BLVD, Springfield, OR 97477

Looking for great service and competitive rates? Look no further, because we offer both! Contact me today at 541-334-7700 to get a quote.

Barely staying above water?

Call our office today for a quote! 541-334-7700 or stop by at 870 W. Centennial BLVD. in Springfield, OR 97477

A little Peace of Mind goes a long way when you're a COUNTRY client!
Call us today 541-334-7700 for a quote!

I'm proud to be part of a Fortune 1000 company! COUNTRY Financial was ranked 701. Why does that matter? Fortune Magazine recognizes the 1,000 largest American companies according to revenue. That level of financial strength and stability means we’ll be here for you when you need us. Contact me to learn more about why you should choose COUNTRY and, in the meantime, check out the list.

Fortune 500 The Fortune 500, in its 70th year in 2024, ranks the biggest U.S. companies by revenue.

I dream of RVing the United States one day, but it’s not just a financial commitment. Maintaining your RV is the absolute best way to protect your investment (besides having the right insurance, of course!). Check out our 9 favorite tips to keep your RV in tip-top shape: https://cfin.us/3WGR8CS

You don’t want to worry about your insurance, you just want to trust it’s there when your farm needs it. As a Farm Certified Representative, I can look at your farm operation and make recommendations for coverage that helps you sleep easier at night.

Call or stop by for a quote today!
541-334-7700
870 W Centennial BLVD, Springfield, OR 97477

Elevate your success by becoming a COUNTRY client today!
Call us to see how we can help 541-334-7700

We know the stakes are high this summer! Let COUNTRY protect what matters most to you.
Call us today at 541-334-7700

Planning some fun at home this summer? Make sure your backyard is safe for all your favorite activities by using this summer safety checklist.

Pool safety
⁃ Never leave children unattended
⁃ Kids should never be alone in or near a pool (even if they know how to swim).
⁃ Teach children to swim
⁃ Sign your kids up for swimming lessons if you haven’t
⁃ Learn emergency skills
⁃ Young children should learn when to get help. Older children and adults should learn CPR and first aid.
⁃ Buy pool safety equipment
⁃ Keep a first-aid kit, ring buoys and reaching poles nearby. Easy access to these items could be lifesaving.
⁃ Install a safety fence
⁃ Make sure your pool safety fence covers all pool sides and has self-closing gates. Also, install locks and alarms on doors with pool access.
⁃ Keep everyone in the know. Create and post safety rules and enforce them.

Trampoline safety
⁃ Add safety features
⁃ Make sure your trampoline has padding and netting. An enclosed trampoline can help prevent falls.
⁃ Maintain your trampoline. Inspect your trampoline regularly for missing pads, tears, exposed springs and other issues that could cause injury.
⁃ Enforce safety rules. Only one jumper at a time to reduce risk of injury.

Playground safety
⁃ Inspect your playground equipment regularly
⁃ Look out for protruding bolts, open hooks, broken ropes or rusted chains that could cause injuries. Replace equipment as needed.
⁃ Create a safe landing
⁃ Invest in soft-landing material like rubber tire chips or mulch to reduce or prevent injuries.
⁃ Teach playground rules
Having kids follow simple rules can contribute to playground safety and help avoid injuries.
⁃ Supervise young children at play
⁃ Keep a close eye on kids to reduce injuries and ensure your backyard safety expectations.

Review your home liability insurance limits
Even if you follow all these tips, accidents happen. Keep your liability insurance coverage updated (and consider adding an umbrella liability policy). If you add a pool, trampoline or playground to your yard, meet with your insurance agent to see if you need to increase your home liability coverage. Stay safe and have fun this summer!

Make sure you're hitting the water with all the right coverages this Summer!

Contact us today for a quote or to review your coverages! 541-334-7700
870 W Centennial Blvd Springfield, OR 97477

If you’re the parent of a younger child, recent high school grad, or are looking to further your own education, this thought has likely crossed your mind — how exactly am I going to pay for college? One of the most popular options available to you is a 529 college savings plan. Here’s what you need to know:

What is a 529 plan?
A 529 college savings plan is a state-sponsored plan for the educational benefit of a child or adult that can help you save for college expenses. Each state has their own plan, and you’ll usually get state tax benefits from picking the 529 plan from your home state.

Who’s it for?
A 529 plan can be a good choice if your main goal is to use the money for college costs for you or your kids and you want high contribution limits.

Who can contribute and how much?
Almost anyone can contribute to a 529 plan — parents, grandparents, friends, corporations, and tax-exempt organizations. The maximum total contribution varies by plan, but the limits are usually over $200,000 per beneficiary.

What schools can this be used for and what investments are available?
The money in a 529 plan can be used at accredited public or private colleges in any state. Investment choices vary depending on the plan.

How will contributions be taxed?
All contributions are made after federal taxes, but contributions qualify for the $18,000 annual federal gift tax exclusion ($36,000 for joint filers).

What do I need to know about earnings and withdrawals?
Earnings in a 529 plan grow income-tax deferred. You won’t pay taxes on withdrawals either, as long as they’re used to pay for qualified education expenses like tuition, books, fees, supplies, equipment, and reasonable room and board.

To learn more about 529 college savings plans, visit https://cfin.us/529plan

Since 1925, COUNTRY Financial has grown to offer everything from farm to business insurance — but we still remember where we came from. As a Farm Certified Representative, I rely on this experience to customize your farm’s insurance and meet your operation’s specific needs. Contact me today to learn more!

Happy 4th of July from all of us here at Team DAK!

As we gear up for the 4th of July, here are some important reminders for celebrating safely from all of us here at Team DAK!

We are out here at the Oregon State Police Officer's Annual Golf Tournament! Team DAK is sponsoring hole #8, come see us!
Did you know we offer discounts for first responders? Call our office today to get a quote!
541-334-7700

If wedding bells are in your future, let’s talk about uniting your insurance policies, too.

Managing Money & Marriage Finances in marriage are challenging. Have regular conversations about budgeting, saving and paying off debt to manage money as a married couple.

Good news! COUNTRY Financial has been ranked #1 for life insurance in the U.S. on Forbes’ World’s Best Insurance Companies 2024 list! Plus, we placed seventh in the U.S. for auto insurance and eighth for homeowners’ insurance. I am proud to help my clients secure their financial futures and protect the things that matter most through our products and services.

Learn more about the ranking and check out the list: https://www.forbes.com/lists/worlds-best-life-insurance-companies/

Join us in congratulating Dustin Sain and Anthony Kennedy on achieving 2024 All-Star Status! Your continued commitment to your clients and your business is stellar!🌟

You’re more than just a farmer, which is why I offer more than just farm insurance. Whether you need home and auto insurance or assistance passing on the farm, I can help. Schedule an appointment today.

UPDATE: We are up and running! Call us at 541-334-7700 for any of your insurance needs.

Our office phones are not working today, but we are still here ready to assist you. Please call 1-866-COUNTRY for immediate assistance or email us at [email protected]

Thank you all.

Adding new equipment to your farm is an investment in your success. Are you doing everything you can to safeguard that investment?

Feel confident you have the protection you need with farm equipment insurance from COUNTRY Financial. Schedule an appointment with me today to learn more!

Are you worried about what would happen if you had to repair or worse, replace your farm equipment? It can be expensive and bring your operation to a stop. Ask me how our enhanced AgriPlus®️ coverage can help provide you with peace of mind as you plan for your farm’s success.

A huge thank you to NerdWallet for naming us one of the 6 best home insurance companies for March 2024 and awarding us 5 out of 5 stars!
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But what does that mean for you? Let’s start with all the ways you can customize your policy so you get exactly what you need. We offer Sump Pump Failure/Back-up of Sewer or Drain Coverage* and Identity Theft Expense & Advocacy Service just to name a few.

Among our clients’ favorite add-ons? Our replacement cost coverage. Let’s say the cost to rebuild your home is more than what your policy limits. Our Additional Replacement Cost** coverage means you’ll be able to rebuild your home at today’s prices. It’s like inflation protection.
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At COUNTRY Financial, you can expect more protection, more options and fewer worries.

Want to read the NerdWallet review? https://bit.ly/4c1geS7

* Eligibility requirements may apply.
** Property must meet age and condition requirements, which vary by state.

When you need us most, we’ll be there. Whether you recently moved, changed jobs or have a new teen driver, you can count on our nearly 100 years of experience and award-winning service. Let’s meet today.