JC Insurance Group

Medicare AEP ends on December 7th. You are probably getting bombarded by calls, emails and texts (not to mention Facebook ads). Why not pick a local independent agent to help ensure you are getting all the benefits you deserve. Make sure you have a plan that will cover all of your doctors and prescriptions. Learn the value of having an agent who you can call with questions and concerns all year long and will advocate for you with Medicare and the insurance company.
I have expanded my hours for the remainder of AEP, but availability is already limited. Book an appointment by clicking on the link below.

AEP Medicare Review - Joseph Cioffi Appointments to specifically discuss your Medicare options during the Annual Election Period. You can choose a Zoom (virtual), phone or in-person office appointment.

Learn about Pacific Source Medicare Advantage Plans available in Lane County for 2023. Thursday November 3rd at 2:30 pm PST.

Click on this link to join:
https://us06web.zoom.us/j/7202969542?pwd=Y2tpTzkwbWF2cUJENC8wUTVESmEvQT09

RSVP at https://jclifehealth.com/event/pacific-source-medicare-advantage-plan-meeting-3/

RSVP is only necessary If you would like to receive an email reminder.

Learn about Providence Medicare Advantage Plans available in Lane County for 2023. Thursday October 27th at 2:30 pm PST.

Click on this link to join
https://us06web.zoom.us/j/7202969542?pwd=Y2tpTzkwbWF2cUJENC8wUTVESmEvQT09

RSVP at https://jclifehealth.com/event/providence-medicare-advantage-plan-meeting-2/

RSVP is only necessary If you would like to receive an email reminder.

Learn about Pacific Source Medicare Advantage Plans available in Lane County for 2023. Thursday October 20th at 2:30 pm PST.

Click on this link to join:
https://us06web.zoom.us/j/7202969542?pwd=Y2tpTzkwbWF2cUJENC8wUTVESmEvQT09

RSVP at https://jclifehealth.com/event/pacific-source-medicare-advantage-plan-meeting-2/

RSVP is only necessary If you would like to receive an email reminder.

The Medicare Annual Election Period is fast approaching. Medicare Advantage (Part C) and Medicare Prescription Drug Plan (Part D) members can enroll a in new Medicare Advantage or Prescription Drug plan for 2023, from October 15th - December 7th. If you are currently on a Medicare Supplement plan and thinking about switching to a Medicare Advantage plan, the Annual Election Period is the time to review whether this is the right move for you. Agents are not allowed to discuss 2023 plans until October 1st.

Questions about Medicare? Give us a call.

Joseph Cioffi Insurance LLC is now doing business as JC Insurance Group. We are growing and looking for Independent Life and Health Insurance agents to join our team.

Independent Life and Health Insurance agent. Licensed and AHIP certified or ability to obtain. Self starter. Leads and training available. 1099 position.

Not satisfied with your Medicare Plan. Questions? You still have options. Give us a call.

Stressful Life Events May Increase Our Susceptibility to Fraud
Great article on how criminals attempt to take advantage of us when we are most vulnerable.
https://www.aarp.org/research/topics/economics/info-2021/fraud-victim-susceptibility-study/?cmp=RDRCT-0611c3a2-20211117

Stressful Life Events May Increase Our Susceptibility to Fraud This AARP report examines the incidence of scam encounters among US adults, as well as financial losses and factors affecting our susceptibility to fraud.

Are you panicking because this is the last day to pick your under 65 health plan? Stop panicking and give us call.

But if you can't get a hold of us today, there is good news, you actually have until January 15th, 2022 to pick a plan this year. If you wait, your new plan will not start until February 1st, 2022.

Don't let Healthcare Marketplace confuse you, we can help you apply, determine your credit and pick a plan. There is no cost for our service. We are paid by the insurance company for helping you enroll, again no additional cost. So why not have an advocate that can assist you with your questions 7 days per week.

Start saving on your prescriptions by using GlicRx! No signup fees, it's not insurance. https://applink.glicrx.com/QdeeTaNU5kb

Looking for a contact-less way to buy Life Insurance?
No Agent knocking at your door, No Phone Calls, Simple way to get quotes and apply. Get a free, personalized quote. Just click here: https://agents.ethoslife.com/invite/de0e2

In a recent article on Medpage Today titled:

Medicare Patients Don't Compare Plans
— Seniors don't shop during open enrollment, end up surprised by changes they can't afford.
https://www.medpagetoday.com/special-reports/exclusives/94997

Don't like surprises? Review your Medicare Plan with an experienced agent, like me.

You pay nothing extra for my services and by allowing me to assist you with your enrollment, you have an advocate you can talk to all year long.

JC Insurance Group Medicare, Life and Health Insurance Agent - Licensed in Oregon and Washington, as well as 12 other

How can you reduce your Medicare Part B premium? Contact me and I will be happy to go over the options with you.

CMS Extends Open Enrollment Period and Launches Initiatives to Expand Health Coverage Access Nationwide
Sep 17, 2021

The Biden-Harris Administration, through the Centers for Medicare & Medicaid Services (CMS), is taking a number of steps that will make it easier for the American people to sign up for quality, affordable health coverage and reduce health disparities in communities across the country. Beginning this year, consumers will have an extra 30 days to review and choose health plans through Open Enrollment, which will run from November 1, 2021 through January 15, 2022, on HealthCare.gov. CMS is also expanding services provided by Federally-facilitated Marketplace (FFM) Navigators—experts who help consumers, especially those in underserved communities, understand their benefits and rights, review options, and enroll in Marketplace coverage. Additionally, CMS will re-launch its “Champions for Coverage” program. The program currently includes more than 1,000 local organizations that are active in providing outreach and education about the Health Insurance Marketplace and how consumers can enroll in coverage through HealthCare.gov, Medicaid, or the Children’s Health Insurance Program (CHIP).
“We’re continuing to answer the clear call from the American public for affordable, accessible care,” said Health and Human Services Secretary Xavier Becerra. “The Biden-Harris Administration has already made historic investments to help connect communities to coverage. By continuing to build a policy framework that can support this momentum, we’re also building back better for communities in need.”

“Health care is a basic human right, and the Biden-Harris Administration is committed to making health coverage more accessible than ever. With the Affordable Care Act and the American Rescue Plan, the President has brought affordable health coverage to millions—many of whom now have insurance for the first time,” said CMS Administrator Chiquita Brooks-LaSure. “Today’s action to extend the Open Enrollment Period by a month, to continue our investment in local health care Navigators, and to establish a special enrollment period for many low-income people further demonstrates our commitment to connect families to coverage.”

Not sure if you knew, but September is Life Insurance Awareness Month—which makes this the perfect time to revisit whether you have the coverage you need. As you do, you won’t be alone. Nearly 31% of consumers say COVID-19 made it more likely they will purchase life insurance within the next 12 months.

But just how much life insurance is the right amount for your family? A good rule of thumb is to multiply your income by 10, then add $100,000 per child for college expenses. Ultimately, the best way to determine if you have the coverage you need is to reach out and get a personalized quote based on your needs and obligations. If you’re interested, I’d love to help.

A few things to keep in mind:

Term life insurance is highly affordable, especially when you’re young.
Term life insurance is purely an insurance product.
Whole life insurance combines life insurance and investing.
Whole life insurance works as a forced savings vehicle.

If you need life insurance or suspect you could use additional coverage, give me a call--I’m here to help however I can.

JC Insurance Group now takes appointments on their Page.

Senior Grocery Program
Food For Lane County

Do you run out of food by the end of the month? Would you benefit from a monthly food box of nutritious shelf stable foods as well as fresh produce?

The Senior Grocery Program is a USDA program that provides eligible seniors with a monthly food box of nutritious staple foods. An application is required to determine eligibility.
Each member of a household can be qualified separately.

You qualify for Senior Grocery if:
-You are 60 years of age or older
-Your income is at 130%of the federal poverty level OR you are enrolled in SNAP (food stamps) or Medicaid

For more information call Food for Lane County 541-343-2822

All Veterans, their spouses, caregivers can get COVID-19 vaccinations from VA
All Veterans, their spouses and caregivers can get COVID-19 vaccinations from VA under the SAVE LIVES Act signed into law March 24.

Covered individuals can receive a vaccine from VA due to the ongoing COVID-19 public health emergency, including Veterans who are not eligible to enroll in VA health care.

Click on the link below to learn more:
https://blogs.va.gov/VAntage/86532/veterans-spouses-caregivers-can-get-covid-19-vaccinations-va/?utm_source=VRfeature&utm_medium=email&utm_campaign=VetResources

All Veterans, their spouses, caregivers can get COVID-19 vaccinations from VA - VAntage Point All Veterans, their spouses and caregivers can get COVID-19 vaccinations from VA under the SAVE LIVES Act signed into law March 24.

On January 28, 2021, in accordance with the Executive Order issued by President Biden, the Department announced a Special Enrollment Period (SEP) for individuals and families for Marketplace coverage in response to the COVID-19 Public Health Emergency, which has left millions of Americans facing uncertainty and exceptional circumstances while millions of Americans have experienced new health problems during the pandemic. This SEP will allow individuals and families in states with Marketplaces served by the HealthCare.gov platform to enroll in 2021 health insurance coverage.

Beginning February 15, 2021 and through May 15, 2021, these Marketplaces will operationalize functionality to make this SEP available to all Marketplace-eligible consumers who are submitting a new application or updating an existing application. State-based Marketplaces (SBMs) operating their own platform have the opportunity to take similar action within their states.

To read the press release, visit: https://www.hhs.gov/about/news/2021/01/28/hhs-announces-marketplace-special-enrollment-period-for-covid-19-public-health-emergency.html

HHS Announces Marketplace Special Enrollment Period for COVID-19 Public Health Emergency In accordance with the Executive Order issued today by President Biden, the U.S. Department of Health and Human Services (HHS), through the Centers for Medicare

Need help navigating OregonHealthCare.gov or Healthcare.gov? Give us a call, we are here to help. The deadline for signing for non-Medicare individual insurance is December 15th.

Get 2021 health coverage. Health Insurance Marketplace® Official site of Affordable Care Act. Enroll now for 2021 coverage. See health coverage choices, ways to save today, how law affects you.

The Annual Enrollment Period for Medicare is October 15th - December 7th. During this time persons who have both Medicare Part A and Part B may enroll in a Medicare Advantage or Prescription Drug plan or change from the current plan to another plan. I am here to help you make the right decision for you in regards to your 2021 Medicare coverage. Fill free to call and set up a time to discuss maximizing your Medicare benefits in 2021.
If you would like to attend an online Medicare Advantage Plan meeting, click on the link below and RSVP to a meeting you would like to attend.
jclifehealth.com/events/

Events Archive - Joseph Cioffi Insurance Attend one of these free seminars on Zoom to learn more about United Healthcare Medicare Advantage Plans available in Lane County in 2021. We’ll have an independent agent present with additional information as well as enrollment assistance.

Please consider helping those in need during these unprecedented times.
You can donate to the American Red Cross at https://www.redcross.org/donate/donation.html/ (Select Western Wildfires
and local radio host John Canzano's Bald Faced Truth Foundation has created an Oregon Wilddfire Family Fund, donate at https://baldfacedtruth.org/

I support the American Red Cross Support the American Red Cross today. Please visit our website to donate now. Financial donations of any size help fund our mission.

Questions about Medicare, Life Insurance, Disability or Long Term Care. Feel free to click on Contact Us and I will do my best to answer your questions or concerns.
Check out my blog at https://jclifehealth.com/blog/ I may have already answered your question.

Medicare & Life Insurance Blog | Joseph Cioffi Insurance Joseph Cioffi is an experienced life and health insurance agent. Stay informed on all things Medicare through blog posts and news articles.

The safety of our clients is our top priority. We understand that it is difficult for some people to use technology to make important updates to the insurance plans. That's why are conference room is equipped with a Plexiglas shield, masks, individual hand sanitizers and pens (for the client to keep). The conference room and doors are also wiped down with disinfectant wipes after every visit. So if you want to talk face to face, please don't hesitate to call and arrange an office visit, just click on the Contact Us link at the top of the page.

Important reminder for those of you on LIS/Extra Help. The Social Security Administration does their annual re-determination of eligibility in August. If you are currently on LIS watch your mail for letters from Social Security, and be weary of scams. If you have questions please don't hesitate to contact me.

If you make less than $1,595 per month and have less than $14,610 in assets and you are not on LIS or you are not sure, please feel free to call me as well.

Really excited to announce that in addition to Oregon and Washington, I am now licensed in Arizona, California, Idaho, Montana, Nevada, North Dakota, Tennessee, Texas and Utah. As my client base has grown I have received more and more out of state referrals. A positive result coming from this pandemic is that it is now easier to assist customers remotely.

If you are looking for a short term health insurance solution to bridge the gap between early retirement and Medicare. I can help. Click on the Contact Us button above.

Welcome Dana Woodall. My new assistant is here to assist me with providing the best possible customer service. Dana is not licensed so he will not be able to answer specific product questions. However he can help you find the answers to your questions.

My office is now open, Monday - Thursday, 9 am - 5 pm and Fridays from 9 am to 2 pm. Appointments are recommended. To insure your safety as well as the safety of Dana and myself, masks and the use of sanitizer are required during the COVID-19 pandemic.

To schedule an appointment call (458) 205-8398 or schedule online at https://calendly.com/jclifehealth.