Deja Hirsh Real Estate Agent

Happy Thanksgiving everyone! 🦃

If you noticed this holiday that you wished you had more hosting space, it’s not too late for Christmas! 🤣 Let’s get you into a bigger house! 🧡

Publicity stunts create conversation…. 🤔 Fake news

I am so sick of hearing this saying!
My promise to you is, I will never pressure anyone to buy a house they struggle to afford under the guise of future rates.

Buy the house you can comfortably afford today, no matter the rates in the future! 😁

🏡 Tips for a Smooth Home Buying Journey! 🏡

Are you dreaming of owning your own home? Exciting times are ahead! As a trusted Realtor, I understand that buying a home can be a significant decision, and preparation is key to a smooth journey. Here are some essential tips to help you get ready to embark on the exciting adventure of becoming a homeowner:

1️⃣ Evaluate Your Finances: Start by reviewing your financial situation. Determine your budget, including how much you can afford for a down payment and monthly mortgage payments. Check your credit score and take steps to improve it if needed. Remember, a strong financial foundation sets the stage for a successful home purchase.

2️⃣ Define Your Needs and Wants: Make a list of your priorities and preferences for your future home. Consider factors like location, size, number of bedrooms, amenities, and proximity to schools or workplaces. Having a clear idea of what you're looking for will help you narrow down your options and find the perfect match.

3️⃣ Get Pre-Approved for a Mortgage: Visit a reputable lender and get pre-approved for a mortgage. This step will give you a clear understanding of your borrowing capacity and help you stay within your budget. It also shows sellers that you are a serious buyer, increasing your chances of securing your dream home.

Deja Hirsh Realtor
314-221-7513

Buying a home is a big investment, but it also provides a sense of stability and security that renting simply can't match. Here are just a few of the reasons why owning a home is so important:

Building Equity - When you make mortgage payments on your home, you are building equity, which is essentially the amount of your home that you own. Over time, your equity will grow, and your home will become a valuable asset.

Stability - When you own a home, you have more control over your living situation. You don't have to worry about a landlord raising the rent or selling the property, and you can make improvements to your home as you see fit.

Tax Benefits - There are many tax benefits associated with home ownership, including deductions for mortgage interest, property taxes, and more.

Sense of Community - When you own a home, you become a part of a community. You get to know your neighbors, become involved in local events and activities, and feel a sense of pride in your home and community.

Long-Term Investment - Owning a home is a long-term investment that can provide financial stability for years to come. As home values increase over time, your investment will grow and provide a solid foundation for your financial future.

If you're thinking about buying a home, now is a great time to start the process. As always, feel free to reach out to me if you have any questions or need any help along the way.

Here's your Saint Louis market report! The market is still hot, and now is still a great time to sell.

Don’t just choose any agent, choose one with personality ✨

Do you find yourself wanting a “one stop” person for your finance and real estate needs? Do you wish you could go to someone who could do your taxes, mortgage, sell your home, and notarize your documents?

Well, you won’t have to wait much longer! Soon, I will be able to offer all of those things!

More to come soon.

It’s no secret that your credit score can have a major impact on your ability to purchase a home. As a Realtor, I often see potential home buyers overwhelmed by the prospect of getting a mortgage due to their credit score.

Your credit score is one of the most important factors that a lender considers when you apply for a mortgage. Lenders use your credit score as an indicator of your financial trustworthiness, as well as your ability to repay the loan. Generally speaking, the higher your credit score, the more likely you are to be approved for a loan and to receive better loan terms.

If you have a low credit score, don’t worry. There are still ways to qualify for a mortgage. If you can demonstrate that you have a good history of paying your bills on time and are working on improving your credit score, you may be able to get approved for a loan..You have options!

As a Realtor, I am here to help you navigate the mortgage process. I can provide you with resources to help you improve your credit score, as well as provide guidance and advice on how to best find a mortgage lender.
Contact me today to learn more.

Tired of renting? Ready to take the plunge and make an investment in a home of your own? It's time to call a Realtor!
I can provide you with the guidance and advice you need to make the best decision when it comes to buying a home. I’ll help you figure out your budget, narrow down your options, and answer all of your questions.
Contact me today to get started on your journey to homeownership!

Attention all homebuyers!
Are you looking for a new place to call home? Look no further! As a Realtor, I specialize in helping clients find the perfect home to fit their needs. I have access to all the latest listings, so you can rest assured that I can help you find the home of your dreams. Don’t hesitate to reach out to me with any questions you may have, and I’ll be happy to discuss the options available to you.

Happy Monday! ☀️ 📆
As we start a new week, I'm reminded of how lucky I am to be a Realtor and to be able to help my clients find their perfect homes. It's truly an honor to be a part of such an important life decision. I'm always available to answer any questions you may have about the home buying process, so don't hesitate to reach out.
Let's make this week a great one!

Do you know the benefits of working with a real estate professional? Working with a Realtor can be a great way to ensure you are making an informed decision when it comes to buying or selling a home. From market analysis to local knowledge, I can provide the guidance and support you need to make the most of your real estate investment. Contact me today to learn more about how I can help you

It's the weekend and the holiday season is here! Time to get out and enjoy the festivities!
Let me be your guide to finding the right home at the right price that's perfect for you and your family this holiday season!