Phillip R Wight - Synergy Wealth Solutions

Debt is a drag on your finances. Identify your worst debt (hint: it’s probably your credit cards) and limit its use while you pay it down.

It may be time to have the ‘money talk’ with your parents. Break the ice by opening up about your own financial experiences. They may welcome the conversation.

Procrastination makes everything harder. For example, waiting to start a savings plan can mean thousands of dollars less when you’re ready to retire. Don’t wait to call me!

The past few years taught many of us that we can spend less and still have what we need. I can help you reevaluate your monthly expenses.

I tell all my clients: an emergency fund is critical! It’s a core component of any financial plan and can keep you in the game, especially when adversity strikes. Let’s talk about your preparedness.

Preparing for the future can seem daunting. Here are three steps that can get you started on a path to financial security.

Your financial future: How to take the next step | MassMutual Here are three ways to move forward on your path to a secure financial future.

What does investing have in common with one of Aesop’s Fables? Hint: think turtles, not hares.

How you can win with a steady, long-term investment strategy | MassMutual A consistent, diversified investment strategy can help you reach your goals. Get information from MassMutual.

Retirement today looks different than it did for our parents. Odds are, your retirement plan will look different, too.

How to help maximize your retirement income | MassMutual Retirement income strategies to help maximize your income in today’s retirement realities.

With the shift to a more hybrid working lifestyle, employee benefits are beginning to adapt to the new norm. When looking for a new job, more employees are looking for offers like employer-subsidized internet and better dependent care benefits, as opposed to pre-COVID benefits providing discounted gym memberships.

Important employee benefits in a hybrid workplace | MassMutual Learn which employee benefits can help you do your best work in a hybrid office.

Trying to get your finances back on track in the new year? Here are three financial steps you can today, this week, and this month.

Here's 3 financial moves for today, this week, and this month | MassMutual There are steps you can take today, this week, and this month to help get grounded again.

Need another reason to lace up those sneakers? A recent study provides new guidance on how often and how far you should run to improve your health. (It’s better than you think!)

How to understand the health benefits of running regularly | MassMutual A longer life span is one potential health benefit of running, but consistent exercise may also contribute to emotional wellness and quality of life.

With a little planning, your life insurance policy could help leave a charitable legacy for causes you care about.

How to use life insurance as a charitable gift | MassMutual Life insurance for charitable giving can be used to donate in several ways, from donating an existing policy to transferring dividends.

Should you get pet insurance?

Should you get pet insurance? Pet care plans of action | MassMutual Pet owners can find insurance policies that fit almost any need, breed or budget. Consult a financial professional to see if pet insurance is in your budget.

2 timeless lessons for investors from the past year

2 timeless lessons for investors from the past year A year ago, the S&P 500 began its sharp descent from its then record high as the coronavirus started to get seriously priced into the stock market.

Setting savings priorities can be challenging. This guide outlines various strategies and tools that can help sort through your choices. (3 min read)

Your ultimate savings guide: Goals and strategies | MassMutual An assortment of ways for setting, measuring, and achieving savings goals in early and later years.

Here's the most overlooked fact about how Warren Buffet amassed his fortune, says money expert.

Here's the most overlooked fact about how Warren Buffett amassed his fortune, says money expert More than 2,000 books are dedicated to how Warren Buffett built his wealth. Many of them are wonderful. But few pay enough attention to the simple fact that the billionaire's fortune isn't due to just being a good investor, but being an investor since he was literally a child.

Do you have any financial fears? Here are 5 you might face...

How to face up to these 5 common financial fears | MassMutual Don’t let college costs, market volatility, or longevity risk give you nightmares. Strategies to face your financial fears.

The Pandemic Has Changed The Way We Eat

The Pandemic Has Changed The Way We Eat Sapna Batheja, assistant professor in the Department of Food and Nutrition Studies at George Mason University, discusses the pandemic's impact on our eating habits.

What to know when buying your first home

What to consider when buying your first home | MassMutual MassMutual’s tips for buying your first home from determining your budget to finding a location and real estate agent to making a financial offer.

Are your student loans stopping you from meeting other financial goals? Jessica refinanced her college debt and her savings helped secure her financial future. What questions do you have about college loan refinance?

Do you have student loan debt? Do you have student loan debt? Consider if your monthly payments could be reduced. Perhaps you could reach your financial goals sooner! Check out how one Mas...

3 financial steps for today, this week, and this month

Here's 3 financial moves for today, this week, and this month | MassMutual There are steps you can take today, this week, and this month to help get grounded again.

Learn more about the benefits of money mapping.

Are You Mapping Your Money? Here's What it is and Why You Should Do It Ever heard of money mapping? Nope, you've probably just heard about budgeting. Learn about what it is and why you want to do it.

Focusing on the essentials can help lead to a happier lifestyle.

7 Habits for a Healthy and Happy Life You’ll be happier now and in the future if you establish healthy habits, like getting more sleep and managing stress.

Getting life insurance coverage is probably more affordable than you think.

Can you pass this life insurance fun fact quiz? | MassMutual Astronauts ... Disneyland ... Do you know these fun facts from the history of life insurance?

Younger generations are facing additional financial challenges compared to older generations.

Finances of Gen Xers, Millennials Hit Hardest by Pandemic: Study | ThinkAdvisor Younger generations reported more negative financial fallout than older ones in a Society of Actuaries survey.

There are a lot of factors to consider when it comes to using student loans.

Should Students Still Get Student Loans To Pay For College? With all of the talk about student loan forgiveness, should students still get student loans to pay for college?

Phillip R Wight - Synergy Wealth Solutions updated their address.

Higher education gives you more than just a degree. From exploring career paths to cultivating healthy habits, college yields a lot of benefits for your future.

9 Key Practices to Make College Pay Off | Kiplinger One of the biggest investments families make is the money they spend on college. Here are nine things college students should do during their school years to help ensure the best return on that investment.

Do you have a schooler in your family? What they need to know about student loans.

What high schoolers need to know about student loans | MassMutual Tips for educating high school students on college loans pitfalls.

Most of you know me by my dog Gunner, others know me as a veteran, others as an outspoken patriot, some as a jeeper, couple others as a farmer. What I am most passionate about is helping people and businesses succeed in this journey we call life.

I am also recruiting for Financial Planners.

Let me know how I can help you, your business and family.
Cell (636) 675-9896
Email: [email protected]