Whatley Financial Advisors

What goals have you set to create a happy and healthy life for you and your loved ones?

“With major U.S. stock averages, like the S&P 500 and Dow, back near their high-water marks, investors should be a little more cautious of the near-term ‘direction of travel’ from here. For stocks to grind higher through year-end, profit expectations need to be met, outlooks need to remain largely positive, consumer/business trends need to stay on track, and the Fed still needs to land the plane into a soft-landing. Simply, a lot has to go right for stocks to continue to elevate from here." – Anthony Saglimbene, Ameriprise Chief Market Strategist

Rate cuts are finally coming. However, a lot must go right for stocks to move higher through year-end. Get more expert insights by reading the latest Weekly Market Perspectives.

Even the most compatible couples sometimes disagree on how to spend their hard-earned dollars. Ameriprise Senior Vice President of Financial Strategy Marcy Keckler shares five tips for finding common financial ground.

Five Tips to Find Financial Harmony With Your Partner Many couples trust each other and have shared goals for retirement, but more than half have yet to put an estate plan in place.

The duration of an average long-term disability claim is 34.6 months, according to the Council of Disability Awareness. How would you maintain your lifestyle if you couldn’t work for that long? Let’s talk about planning like you would for other emergencies.

“It's mid-August, and we are in a seasonally weak period for stocks. Volatility usually climbs in August and September, and an upcoming election in November may keep markets wound tight and susceptible to periodic downdrafts.” – Anthony Saglimbene, Ameriprise Chief Market Strategist

Stocks recently posted their best week all year: where did all the market volatility go? Get more expert insights by reading the latest Weekly Market Perspectives.

Achieving financial goals takes discipline and a long-range view. What actions are you taking today to reach your goals tomorrow?

Choosing when to take Social Security is one of the most important decisions you’ll make as you near retirement. You don’t have to make it alone. Let’s work together to evaluate your options and plan for your future.

The markets rallied today and experienced solid gains. provides their thoughts on today’s market upturn in After the Close.

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Investment markets don’t move in a straight line but through periods of gain and loss. Check out the latest insights from on today's market swings.

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An estate plan allows you to leave all or a portion of your wealth to a charity of your choice – and make a difference beyond your lifetime. https://bit.ly/3wxrbaD

If you plan to pass on your wealth to loved ones upon your death, the estate planning process can help you reduce the impact of taxes on your assets. https://bit.ly/3wxrbaD

By setting your own estate plan, you can avoid going through probate – a court process that would release your records publicly. https://bit.ly/3wxrbaD

Without an estate plan, your loved ones may be left to navigate complex legal and financial challenges. Thoughtful planning can simplify a difficult process for your family in the future. https://bit.ly/3wxrbaD

What excites you about your future? How are you preparing for it today?

End-of-life care is a difficult but important conversation to have between you and your loved ones. An estate plan allows you to specify your final wishes and establish special arrangements for your remains. https://bit.ly/3wxrbaD

With a documented estate plan, you decide the fate of your assets based on factors you feel are most important. https://bit.ly/3wxrbaD

We are proud to share that our colleague, Jim Galpin, was named a 2024 Five Star Wealth Manager. Congratulations, Jim, and thank you to our clients for your continued trust and loyalty!

Jim Galpin MBA, CFP, BFA in Sugar Land, TX Get financial guidance in Sugar Land, TX from Jim Galpin & balance pursuing tomorrow's dreams with your goals for today.

Have you checked your 401(k) so far this year? It may be time for a review. can help you rebalance as needed.

If you or your dependents have been in the hospital or had other significant medical or dental expenses, keep the receipts — they could help reduce your tax bill.

Wishing all the dads a Happy Father’s Day!

Selling stocks at a loss can offset the taxes you would pay on other investment gains. This strategy is one way to use the tax code to reduce the sting of an investment loss.

Want to reduce your taxable income? Contribute to your retirement account. This easy, straight forward tax strategy can be used by most workers. Plus, you'll be one step closer to reaching your retirement goals.

Need help deciding when the best time is to take your Social Security? When it comes to retirement income, there is a lot to consider. Get in touch to discuss your options.

“Stocks rallied higher on the final day of the month following data showing personal income remaining largely static versus month-ago levels, the Fed’s preferred inflation gauge coming in line with expectations, and spending trends cooling.”- Anthony Saglimbene, Ameriprise Chief Market Strategist

Several economic reports this week could help shape stock direction Get more expert insights by reading the latest Weekly Market Perspectives.

Charitable contributions can be tax deductible, and you don’t have to give cash. Donations of clothes, food, or household items, for example, can lower your tax bill.

If you have a high-deductible health plan, consider using a Health Savings Account. This account offers tax benefits for today and tomorrow:

1. Contributions offer an immediate tax deduction
2. Earnings grow tax-deferred
3. Withdrawals used to pay qualified medical expenses are tax-free