Saleem & Associates Wealth Managers

Read up on this week's Market Commentary by LPL: https://www.saleemawm.com/Weekly-Market-Commentary.8.htm

Investors typically don't hold stocks for nearly 100 years. But the data illustrates the effect a long time horizon can have on a portfolio—as well as the opportunities that can arise all over the stock market.

What a List of the Best-Performing Stocks of the Past Century Tells Us Tech has offered investors some of the biggest returns over the last few decades—and especially the last few years—but over the long run, investors have seen massive gains from all over the market.

If you have a kid that may not go to college but you still want to save for their future, you'll want to be intentional about the way you save and invest for them. Here's a rundown of some of the options you can consider.

How To Invest For Your Children If They Don’t Go To College If you're children don't go to college, can you still save and invest for their future? There are ways to invest that are optimized for other areas besides education.

As one embarks on their journey toward a high-net-worth status, it's crucial to understand that strategic planning and intelligent decision-making are essential for wealth generation and preservation.

The Road to High-Net-Worth: Strategic 401(k) Moves to Amplify Your Wealth As one embarks on their journey toward a high-net-worth status, it's crucial to understand that strategic planning and intelligent decision-making are essential for wealth generation and preservation. One of the most powerful tools at our disposal is the 401(k) retirement savings plan. The 401(k) al...

There are risks in all investments. Successful financial risk management requires a balance between potential risks and potential rewards.

What Is Risk Management in Finance, and Why Is It Important? Financial risk management involves identifying the potential downsides in any investment decision and deciding whether to accept the risks or take measures to mitigate them. Financial risk management is a continuing process as risks can change over time.

Every May, interest rates on federal student loans are reset for the upcoming school year. The rates are calculated by combining the yield on the 10-year U.S. Treasury note with an extra fixed amount set by Congress.

Interest Rates on Federal Student Loans Jump to Decade Highs for 2024-2025 Year Interest rates on federal student loans will jump to the highest levels in over a decade for the 2024-2025 year.

Summer is about halfway through, and we hope you are finding ways to enjoy the heat. How are you spending the season?

Good luck to all athletes representing Team USA in the Summer Olympics!

So, while many assumed value was dead, it turned out it had just got on an aircraft and headed for Europe and Japan.

Where the value investing strategy still works Even if the sun seems to have fallen on US value investors, the dawn has emerged internationally and, theory and evidence would suggest, the sun will rise again, perhaps sooner than expected, in the US as well.

LPL Research Presents 2024 Midyear Outlook: Still Waiting for the Turn Discover LPL Research's insights on the economic and market trends in the 2024 Midyear Outlook, highlighting continued growth and a thriving equity market despite decelerating inflation and bond market uncertainties. Learn how to navigate potential shifts and higher-rate environments, emphasizing in...

There is just one big problem with spousal IRAs: “Despite the advantages, not many people know about them,” says Stacy Miller, a certified financial planner and chief executive of BayView Financial Planning in Tampa, Fla.

Here’s a Tax Break That Married Couples Often Overlook Spousal IRAs could help many couples increase their retirement savings

Roth 401(k)s are gaining popularity, and they now have some features that could help you keep more of your money in retirement—and be a boon to your heirs.

Pump Up Your 401(k). New Roth Rules Make It Easy. Your money may be able to grow tax-free for longer in a Roth 401(k), benefiting both you and your heirs.

May your 4th of July be as bright as the fireworks that light up the sky tonight. Enjoy the celebrations!

Despite warnings of a potential surge in Atlantic storms this summer, insurance for catastrophes is once again attracting capital. Investors do have some reasons to be confident, but they shouldn’t be overconfident.

The Insurance Market Is Flirting With Natural Disasters Investors are again becoming attracted to catastrophe risk as what is expected to be a very active hurricane season begins.

While the Financial Independence Retire Early movement is widely popular, some people plan to do the opposite, and never retire.

5 Money Tips For People Who Never Want To Retire Working longer is becoming more common. Why retire when you love what you do? Be aware of some financial considerations if you don't plan to retire anytime soon.

More than half of workers who aren’t contributing to their workplace 401(k) think they are in fact saving for retirement this way, a new survey shows.

401(k) Confusion Abounds. Workers Think They’re Saving, but They Really Aren’t. A new survey by a large retirement provider shows many employees don’t understand the ins and outs of automatic enrollment, rollovers, and more.

Our offices and the markets are closed in observance of Juneteenth.

Wishing all the dads out there a fantastic Father’s Day!

Just as it’s heating up outside, the economy seems to be cooling off.

It Could Be a Cool Summer For The US Economy, Inflation Report Suggests A report on consumer spending and inflation showed incomes aren't keeping up with prices, as consumers lost buying power in April.