Rhonda Hauter

How can you retire more comfortably and confidently during a challenging market? One option to consider is leveraging a bucket strategy, which segments your assets into three, time-focused categories. Let’s discuss if this option makes sense for you and your goals.

Market volatility is a natural part of investing. Together, we can navigate short-term needs while staying focused on your long-term goals.

What are you working toward? The key to achieving your financial goals is to keep moving toward them. Let’s connect and review your progress.

“For many investors, it’s hard to square the market’s strong performance over the previous six months against an environment that has seen economic and profit growth slow while monetary conditions have tightened considerably. Throw in still elevated inflation and likely reduced lending across the economy over the coming months and quarters, and you wouldn’t be faulted if you couldn’t decide if the current stock rally is the start of a new bull market or simply a prolonged bear market bounce that might be getting long in the tooth.”– Anthony Saglimbene, Ameriprise Chief Market Strategist

Are investors seeing the start of a bull market or a prolonged bear market bounce? Get more expert insights by reading the latest Weekly Market Perspectives.

As loved ones get older, families often find themselves providing more support, especially with finances. Here are four important actions to consider as you support a loved ones' financial needs.

Are you concerned about the impacts of taxes on your retirement savings? These strategies can help you reduce your taxes for the long term.

Manage your taxes in retirement Get tips to help reduce taxes in retirement. These strategies may help you keep more of your money.

If you’re looking for a thorough explanation and analysis of the recent collapse of Silicon Valley Bank, read this article from Ameriprise experts.

Breaking down the recent bank failures What the recent developments mean for investors, markets, and the U.S. banking system.

In times of market volatility, I’m especially proud to be a part of Ameriprise Financial – one of the 2022 Most Trusted Wealth Management Companies by Investor’s Business Daily. You can feel more confident that Ameriprise is differentiated by its 129-year legacy and strong position as a diversified financial services leader. I continue to monitor the evolving conditions and am available to answer any questions you may have.

Ameriprise Financial Reviews Learn how we've been recognized as one of the top financial advisor companies in the industry.

Keep moving toward your goals one step at a time. We can work together to help you stay on track.

Effective in 2024, catch-up contributions for participants aged 50 or older must be made on a Roth basis under 401(k), 403(b), and governmental 457(b) plans for certain individuals. Let’s discuss how this change may impact your retirement planning strategy.

If you’re approaching retirement age, the SECURE Act 2.0 now allows you to save more to retirement accounts before you leave the workforce. Let’s review your plans and see how catch-up contribution changes may affect you.

Beginning in 2024, beneficiaries of 529 plans that have been in place for 15 years or more may be able to transfer the assets to their Roth IRA – subject to the annual IRA contribution limits up to a lifetime maximum of $35,000. If you’re concerned about overfunding your child or grandchild’s 529 plan, this change could offer you more flexibility.

High-value items often need to be listed (or “scheduled”) on your home insurance policy to make sure they’re covered if the unexpected happens. Make sure your valuable items are protected. .

In Bloomberg’s recently released 2022 rankings, Ameriprise Financial Chief Economist Russell Price is named as the third most accurate economic forecaster in the U.S. retail broker/dealer industry.* He’s achieved a spot in the top three for the past seven years. This ranking also places him in the seventh position globally.

For most of us, financial freedom doesn’t happen overnight – it takes dedication, perseverance and a long-range view. What financial milestones are you working toward?

Planning an early retirement? Let’s discuss when you should take Social Security benefits.

Should you delay taking Social Security retirement benefits? Here's what to consider Planning an early retirement? When to take Social Security benefits requires weighing more than just your retirement date.

What questions do you have about Required Minimum Distributions (RMDs) in retirement? Let’s connect and make sure your distributions are on the right track

Looking for a new place to live? Here are some tough-but-necessary questions to ask yourself when considering a real estate purchase.

Record-high inflation has prompted the IRS to significantly increase tax bracket thresholds and retirement plan contribution limits for 2023.
Here’s an overview of these changes, and others, from the federal government. As you review these new numbers, know I’m available to discuss how we can adjust your financial plan accordingly.

New numbers for 2023: Key changes from the IRS and SSA Find out the new contribution limits, tax brackets and key benefit changes for 2023.

You may be aware of some popular tax-advantaged retirement accounts, like 401(k)s and IRAs. But let's talk about ways you can help control taxes on other kinds of investments.

Regular physical movement, social interaction, and cognitive exercises can increase retirees’ quality of life.

In retirement, make this your new ‘job’ Change the concept of retirement from a negative 'what you no longer do' to a positive 'what you can do' to increase your quality of life.

The end of the year is a great time to start planning for tax season. We can work with your tax professional to potentially reduce your taxes before and in retirement.