Darlene Poch

Merry Christmas to you and yours!

Money conversations are challenging even for the most secure relationships. Before you offer to lend money to a loved one, ask yourself and the potential borrower these questions.

Should You Lend Money to Family or Friends? Ask yourself — and your prospective borrower — these questions when considering whether to bail out someone close to you

With uncertainty high, staying pragmatic and agile is key for investors in 2023. The Ameriprise Investment Research Group expects growth to decline in the front half of the year, inflation to moderate throughout 2023, and interest rates to level-off.

When you change jobs, what should you do with the 401(k) from your previous employer? I can help you navigate the various routes you can take.

Options for your retirement assets after a job change Wondering what to do with your retirement savings from a previous job? Learn more about the benefits and drawbacks of the three primary approaches.

No matter the circumstances, losing a job brings a flood of emotions and questions. The good news is that there are steps you can take to lessen the burden of losing your job.

7 actions to take if you’re unemployed If you are newly unemployed, here are seven actions you should take.

New year, new job? Before you make your next career move, let's discuss how to make the most of your job transition.

Four financial factors to consider before changing jobs Here are four financial factors to consider before changing jobs. For more financial advice, contact an Ameriprise financial advisor to make an appointment.

How much will you ultimately need to live comfortably in retirement? More than you may think. A general rule of thumb is you’ll need approximately 80% of your pre-retirement income for each year that you are in retirement.

From investments aligned with personal values to embracing technology, learn how Gen Zers and younger millennials can start building a portfolio that works for them.

How Young People Can Own Their Financial Future Authentically It starts with trusting the process. The good news is Gen Zers and younger Millennials are on their way, a new study says.

The end of the year is the ideal time for reflection. What challenges did you overcome in 2022?

The days are getting shorter, which means more driving in the dark. Here’s how to make the roads safer at night.

Parents, what’s one financial lesson you want your kids to learn?

5 tips to teach your children about money Here’s how you can teach your children how to save, spend, and grow their money wisely.

To tip or not to tip? Get your answers in this tipping handbook.

The Ultimate Guide to Tipping Etiquette in Every Situation—and When Not to Tip Wondering whether to tip and how much to give? Here's our comprehensive guide to how, when, and how much to tip everyone from baristas to babysitters.

Regular physical movement, social interaction, and cognitive exercises can be increase retirees’ quality of life.

In retirement, make this your new ‘job’ Change the concept of retirement from a negative 'what you no longer do' to a positive 'what you can do' to increase your quality of life.

2022 was a tough one for investors. As you look back on the year and review your portfolio, consider these takeaways for investors – so you can prepare for the year ahead.

Reflections on the 2022 stock market Plus, key considerations for 2023.

For many people, the standard tax deduction amount is one of the key factors in calculating their ultimate tax bill. Here’s the standard tax deductions for 2022 and 2023.

Standard Deduction 2022-2023: How Much It Is - NerdWallet In 2022 the standard deduction is $12,950 for singles, $25,900 for joint filers, and $19,400 for heads of household. Here's how it works and when to take it.

With holiday shopping in full swing, the state of the U.S. consumer will be a focus for investors this week. Get more insights on the latest market developments from Ameriprise Chief Market Strategist Anthony Saglimbene.

Consumers Show Resilience as the Holiday Shopping Season Kicks Into High Gear | Ameriprise Newsroom 11/28/2022 Anthony Saglimbene Stocks notched a week of gains amid low trading volume, U.S. markets being closed on Thanksgiving, and a shortened trading session on Friday. The S&P 500 rose +1.5% last week, while the NASDAQ Composite eked out a gain of +0.7%. The Dow Jones Industrials Average added +...

I found this on NewsBreak: IRS warns Americans about $600 threshold to report Venmo, Cash App payments

IRS warns Americans about $600 threshold to report Venmo, Cash App payments - NewsBreak Beginning this year, taxpayers need to prepare to report transactions exceeding $600 that are received through Venmo, PayPal and other cash apps to the...

https://youtu.be/dCGLZiQvSw8

Holiday time with family and friends is the best part of the year.
I am thankful for my family and I have 4 grandchildren now which makes the holiday time very special. I have such wonderful clients that have become part of my family over the years. This year also we need to remember all of the loved ones we have lost this year. Light a candle in there honor to let them know that they are missed and loved.

Let’s connect before the end of the year to help ensure your financial plans remain on track.

2022 Year-End Financial Checklist Fixating on short-term performance is not constructive. Instead, review these pragmatic strategies to make the most of this challenging market.

Do current market conditions have you to reconsidering your risk tolerance? Let's talk about ways to stay invested and manage your risk.

Do you know your true risk tolerance? Are you able to identify your risk tolerance? Learn how an advisor can help you assess your market risk & stick to a diversified investment portfolio.

Biggest Regrets At An Older Age.

I’m proud to share that Ameriprise Financial was named one of the 2022 Most Trusted Wealth Management Companies by Investor’s Business Daily. Learn more: https://bit.ly/3l6zPsm

Can you spot a phishing attempt? Learn the red flags of one of the most common types of fraud.

Learn to spot phishing scams Phishing attacks are phony communications designed to trick a person into giving a scammer sensitive or financial information. Find out how you can better protect yourself.

Are you considering moving abroad during retirement? From Tel Aviv to Taipei, here are some of the most LGBTQ-friendly retirement destinations around the globe.

The Most LGBTQ-Friendly Places to Retire Overseas These gay-friendly countries offer opportunities for fun and adventure abroad.

You have a lot of financial priorities. Let’s talk about making one of them protecting what’s important to you.

Here’s a helpful explainer of how duration plays a part within fixed income and equity investing – in the context of the recent volatility.

How duration affects stocks and bonds Why duration is an important concept to consider in the current market environment.

What do you appreciate more now than when you were younger?

The S&P 500 and NASDAQ posted their best single day of performance since April 2020 last week as October’s Consumer Price Index (CPI) showed inflation pressures in the month moderated more than expected.

What will investors be watching this week? Find out from Ameriprise Chief Market Strategist Anthony Saglimbene.

Investors Cheer Lower Inflation Data, But One Month Doesn’t Make a Trend | Ameriprise Newsroom 11/14/2022 Anthony Saglimbene U.S. equity markets roared higher last week following an October Consumer Price Index (CPI) print that came in weaker than expected. The likelihood of a divided government over the next two years also helped propel stock prices higher. Last week, equities essentially er...