Loan Ladies

According to CoreLogic, the average homeowner with a mortgage has $298,000 in equity! 💰 This valuable asset can open up numerous opportunities for you. Use your equity to make home improvements, invest in a rental property, or pay off high-interest debt. Each of these steps can help you build even more wealth through homeownership. Follow along for more tips on how to make the most of your home equity!

Happy Father's Day to all the amazing dads out there! Your unwavering support, love, and dedication mean the world to us. Thank you for being our heroes, our guides, and our rocks. Today, we celebrate you and all that you do.

Divorce & Your Home: Don't Get Blindsided!
Going through a divorce? Don't let mortgage missteps sabotage your financial future.
A simple pre-qualification won't cut it. You need a Certified Divorce Lending Professional (CDLP®) on your team to navigate the complex world of real estate and mortgage planning in a divorce.
Our latest blog post reveals why CDLPs are a game-changer for divorcing homeowners and the professionals who support them. Learn how they can:
• Uncover hidden financial risks in your divorce settlement
• Help you secure the best mortgage options after divorce
• Provide a personalized roadmap to financial security and homeownership
Click the link to read more and protect your financial future!

Mortgage Pre-Qualification vs. Divorce Mortgage Planning: A Critical Difference for Divorcing Homeowners A Game-Changer

At Evergreen Home Loans, we honor the bravery and dedication of our military service members. VA loans offer incredible benefits like no down payment, competitive interest rates, and no PMI. I’m here to help you achieve your homeownership dreams. Learn more about how we support our heroes every day: https://www.evergreenhomeloans.com/evergreen-insights/posts/honoring-our-heroes-with-va-loan-benefits/

Ever heard the phrase “Marry the House, Date the Rate”? 🏡💍 It means falling in love with your dream home now, even if the interest rates aren't perfect. Rates can change, but your perfect home won’t wait. Secure your spot and refinance later if rates drop. Ready to commit to your new home?

Americans are sitting on tremendous equity! Over 2/3 of homeowners have either completely paid off their mortgage or have at least 50% equity. Here’s the breakdown:

💸 38.7% own their home free and clear
💸 28.7% have less than 50% equity
💸 32.6% have more than 50% equity

Follow along for more tips on how to utilize your home equity!

Why wait? Today’s the perfect day to drop an offer on your next home! 🏡✨ The market’s buzzing, and your future spot is out there waiting. Let’s make some moves and turn those house goals into reality. Ready to make it happen?

Stop by this weekend!

🏡 Join us for Open House this weekend!

📍 14229 143rd Ave SE, Renton, WA 98059
📅 June 9th from 1-4pm with Brenda Conner!

Don't miss out on the opportunity to find your dream home! 🏡

📌 Check out the property's Virtual Tour here: https://www.tourfactory.com/3153407

More homes are hitting the market this year, giving you more options if you’ve been looking to buy! 🏡 Even though inventory is growing, it’s still below the usual levels. That’s where I come in. Let's team up and navigate this evolving market together. Your next home might be closer than you think.

Feeling the pinch with every lease renewal? 🏠 It might be time to think about owning your own home. While renting can sometimes seem cheaper, homeownership means no more rising rents and a stable investment in your future. Ready to chat about making this dream a reality? Let's talk!

Did you know? Over the years, as you pay down your home loan and home values rise, you build equity. It can grow faster than you realize, turning your home into a powerful financial asset. Stay tuned and follow along for more tips on how to utilize your home equity!

5.0 star review received on Experience.com for Karen Orr by Marla D G - Karen is trustworthy, knowledgeable, friendly, and efficient. A wonderful person to work with.

New ★★★★★ 5 Star Experience.com Review by Marla D G Click to see all 360 reviews of Karen Orr, Puget Sound

Happy Pride Month! 🏳️‍🌈 At Evergreen Home Loans, we celebrate diversity and inclusion. We are champions of homeownership for all and believe in building generational wealth for everyone. Your home should be a place of love and acceptance. Let's make it happen together.

2024 isn't over yet—there's still time to make your New Year's resolution of becoming a homeowner a reality! 🏡 Don't let the months slip by; recommit to your goals and let me help you every step of the way. Your dream home is waiting! Reach out today and let's make it happen.

Think you need a hefty down payment to buy a home? Think again. Many buyers put down less than the traditional 20%. With loan options offering as little as 3.5% or even 0% down for qualified buyers, homeownership might be more within reach than you thought. Have questions about debunking housing market myths or need help fact-checking? Reach out to me!

Selling the marital home? Buying a new place after your divorce? Divorce mortgage planning isn't just about refinancing – it's about making smart financial moves for your future. A Certified Divorce Lending Professional (CDLP®) is your expert guide through this complex process.
A CDLP® can help you:
• Secure Your Financial Future: A CDLP® analyzes your employment, support income, and assets to identify the best loan options and ensure you're set up for long-term financial stability after your divorce.
• Strategic Divorce Team Collaboration: Your CDLP® works with your divorce team (attorneys, mediators, financial advisors, etc.) to develop a comprehensive financial plan that aligns with your goals and protects your interests.
• Strategic Language: A CDLP® helps incorporate strategic language into your divorce settlement agreement, ensuring clarity on financial obligations and minimizing future real estate and mortgage debt complications.
• Strategic Debt Management: Your CDLP® evaluates and strategizes the assignment of marital debt, maximizing your borrowing power and minimizing potential financial burdens after the divorce.
Don't go it alone - let a CDLP® help you divorce your house, not your finances.

On this Memorial Day, we honor and remember the brave individuals who made the ultimate sacrifice to protect our country and defend our freedoms. Let us never forget their courage, valor, and selflessness. Today, we salute our fallen heroes and express our deepest gratitude for their service.

Summer is the ideal time to find your family's new home! ☀️ With Evergreen Home Loans, you can seamlessly transition into a new space before the school year starts. Avoid the back-to-school rush and give your children the gift of reduced stress, extra settling-in time, and potential price advantages. Reach out today to start your journey to homeownership!

Transform your path to homeownership, even while managing debt! 🏡 I’m here to guide you through debt consolidation and into your new home. With tailored solutions and expert support, I'll help you navigate the journey to owning your own home while effectively managing your finances. Reach out today to explore your options and take the first exciting step towards homeownership!

Divorce & Mortgages: 6 Things You Didn't Know a Certified Divorce Lending Professional Could Do For You
CDLP's possess a unique skill set that allows them to analyze the economic implications of various housing options, ensuring that both spouses make informed decisions regarding their post-divorce living arrangements.
Read my article about a CDLP's scope of work and don't hesitate to reach out with any questions. How can I help you and your divorcing clients today? This is what I do, and I do it every day!

Divorce & Mortgages: 6 Things You Didn't Know a Certified Divorce Lending Professional Could Do For You Scope of Work

Worried you won't find your dream home? 🏡 Think again. The supply of homes for sale is actually growing this year, offering you more options than you might expect. Don't let this myth hold you back from exploring the market! Stay tuned as we debunk more housing market myths this month.

Whether you're a first-time buyer or looking for your forever home, weekends offer the perfect opportunity to explore potential properties. I'm here all weekend to guide you through the process and kickstart your journey to homeownership. Let's find your dream home together!

Thinking of making a move before the next school year? 🏡 Now's the perfect time to start the journey to your dream home with Evergreen Home Loans! Beat the back-to-school rush and enjoy reduced stress for your children, more time for settling in, and potential price advantages. Let's make a move your whole family will love!

CLASS OF 2024: Don't let student loan debt hold you back from homeownership.🎓

Many individuals with student loans are successfully purchasing homes. Your path to homeownership may be closer than you think. Reach out to us to explore your options and take the next step towards owning your dream home.

Is your divorce battle turning your dream home into a nightmare?
Don't let real estate become another point of contention. A CDLP® with strong negotiation skills can be the bridge you need to reach a fair resolution. ➡️ Learn more about the benefits of a CDLP® in a high-conflict divorce!
How can I help you and your divorcing clients today? This is what I do, and I do it every day!

High-Conflict Divorce & Real Estate? A CDLP® with Negotiation Skills Can Help Bridge the Gap. Don’t let conflict stall the process.

Waiting for prices to crash before buying? Think again. Data shows prices are rising, just at a slower pace. Don't let this myth cost you in the long run! Join us this month as we debunk housing market myths and guide you through the realities of real estate trends.

Don't miss our webinar on May 15th at 9:00am PST with Haavard Sterri, Chief Marketing Officer at Evergreen Home Loans, and unlock the keys to turbocharging your clients' financial futures. Get ready to discover how our USP and UVP can elevate your business and set you apart in the real estate world. Secure your spot now: https://evergreenhomeloans.zoom.us/meeting/register/tJAud-ygqDMsEt1lStKtmrM0YyrRvVJEqbrd #/registration

Happy Mother's Day to all the incredible moms out there! Your love, strength, and wisdom shape our lives in countless ways. Today, we celebrate you and all that you do.

Despite headlines suggesting otherwise, there's no looming wave of foreclosures on the horizon. While there's been a slight uptick post-moratorium, it's not cause for alarm. We're still below pre-pandemic levels, far from the crash. Have questions? We've got expert answers.

Ready to level up your living situation? Step into the world of homeownership with confidence! From scouting the perfect neighborhood to unlocking the best mortgage options, I've got you covered every step of the way. Let's kickstart your journey to owning your dream home today!