Tampa Home Searcher

Phil Bernie, Broker Associate with Dalton Wade and TampaHomeSearcher.com will make your home buying or selling experience easy and stress free!

Our buyer portal at TampaHomeSearcher.com is Tampa's #1 home search site. Welcome to Tampa Home Searcher! Here you will find information about buying or selling property in the Tampa Bay area as well as Tampa's #1 free home search site, TampaHomeSearcher.com.

08/21/2021

Come see us!

6200 Hopewell Drive, Holiday, Holiday, 34690 - [area] 08/19/2021

2 bedroom, 2 bath home (second bath with shower in garage), 1108 square feet in Holiday right by 54 and close to US19. $178,000. If you are looking for a great starter home or investment property, check this home out. There's not a lot out there anywhere close to Tampa under $200k. Message me for details.
MLS: T3323215
6200 HOPEWELL DR, HOLIDAY, FL 34690
https://www.tampahomesearcher.com/property/T3323215/

Phil Bernie, Broker Assoc.
Dalton Wade Real Estate

6200 Hopewell Drive, Holiday, Holiday, 34690 - [area] Property 6200 Hopewell Drive, Holiday, 34690 has 2 bedrooms, 1 bathrooms with 1108 square feet. This home is in Holiday, FL in Pasco County County. MLS #: T3323215

08/14/2021

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Tampa Home Searcher | Tampa Real Estate and Tampa Homes For Sale 07/15/2021

Tampa Bay Area Real Estate - It's Tough Out There!

Tampa Bay Real Estate Current Market Conditions From the Trenches

Ok, so you are checking out our site at TampaHomeSearcher.com and finding some homes you love. The next day you hop back on to the site and the home you favorited is UNDER CONTRACT!

The Tampa Bay, St. Pete, Clearwater real estate market is on fire!!
The market, as of this writing, is tough for both buyers and sellers. In short, as a buyer you can expect to pay well above asking price in most cases, should consider a mostly cash deal if you can afford to and remove most of the contingencies that protect your interest. That's what is winning competing offers these days. Of course there are always exceptions to the norm but for the most part, every decent home that gets listed in our Tampa, St. Pete, Clearwater market gets under contract within a day or two with multiple competing offers, many of them cash with all contingencies removed. Some are under contract within hours.

Here's a real world current example of what real estate is like in Tampa, Clearwater and St. Pete.

I found a home for a client that was first listed and live on the MLS on Wednesday at 8 PM. I found the home around 9 PM, sent it to my client and she wanted to make an offer on it, site unseen. I wrote up the offer and submitted it to the list agent by 10 pm. - THIS IS 10 PM ON A WEDNESDAY! By 8:30 AM that very next morning (just hours after it was listed and during the middle of the night) I checked in with the listing agent and she told me she's already received 6 offers and one was all cash over asking price. Huh??? Wait, what?? SIX offers came in between the hours of 10 PM and 8:30 AM that day!

A second real world current Tampa real estate market example.

Client is a strong buyer but needs to buy via FHA financing for the lower down payment. We submitted 18 offers in a row, all significantly above asking price and most were made site unseen. We were beaten out by higher offers guess how many times? 18. Yep. Every. Single. One. We managed to finally secure a new construction home she didn't have to over-pay for but she does have to wait several months for it to be built. In the end, she found her dream home and it all worked out for the best but man it is tough out there.

Tampa Bay home sellers are even scared.

Many sellers have become worried that if they sell now, it may be tough for them to secure a new home - and that is true in part. It is all going to depend on their strategy and what they need to replace their current home as well as how much they'll make on the sale of their current home. In most cases, sellers are receiving top dollar for the sale of their homes and homes have appreciated so much recently that sellers have a lot of options.

The NY relocation thing. How you doin'?

We are seeing a HUGE influx of folks from up North selling their very expensive but humble homes for lots of money then coming down to the Tampa Bay area, cash rich, to buy a new home for pennies on the dollar compared to what real estate costs there. We've got a FLOOD of people from New York, Maryland, Washing DC area, Wisconsin, Minnesota, Chicago and California flocking to our beautiful area. We welcome everyone here but the added demand is pushing up prices and adding to our inventory shortage. There's just not a lot of homes for sale out there. We're seeing a lot of cash offers coming in and we're seeing a lot of cash-rich investors from out of state making site-unseen offers on homes in cash, above asking price and with no contingencies.

Can you fill the appraisal gap?

In addition to having to pay a premium to even be considered for a home in most cases, the toughest pill to swallow for most Tampa Bay, Clearwater and St. Pete area home buyers is what's called the appraisal gap or appraisal contingency. In most contracts with a loan, the lender will only lend based on what the home is worth. The lender will have an appraisal done to establish value to which they use as a basis to lend you money. In today's market we are seeing such high offers and then the appraisal comes in low and that becomes a problem. It's easiest to describe by example.

You see a home you love and want to make an offer. The home is listed at $385,000. You offer $415,000. You've been approved by a lender for the $415k and have your 20% down plus closing costs. The house appraises at $380,000. Now the lender will only lend based on the appraised value, $380,000. Normally, the appraisal contingency in your contract protects you from making too high of an offer (The home appraises at offer price of $415,000 or you can walk away unscathed if it appraises for less). However, due to the nature of this market, most sellers EXPECT buyers to completely cover the gap between offer price and appraised price or most won't even consider your offer. What that means for you is that you will have to pay $415,000 but the lender will only lend on $380,000. Guess who needs another $35,000 CASH on top of their down payment and closing costs? Yep. You. A "strong offer" in today's market includes covering any appraisal gaps - the difference between your offer price and what the home appraised for. It makes for a tough situation when every home has 5 or 6 offers with appraisal gap covered but you don't have the extra cash to put out like that. It makes your offer significantly sub-par to other offers the seller will likely receive.

It's more important than ever to have a Tampa real estate expert on your side, fighting for your interest who knows what they're doing.

The situations described above are indeed common these days but that doesn't mean there aren't alternatives or that you need to be left out of the home buying process. Just know that regardless of how you anticipate paying for your home, winning an offer will be tough and it will take some time. You'll need to be patient and strategic. As a licensed broker in the trenches every day, I see it and deal with it and work my way through it successfully with my clients. My team and I are problem solvers and we help you successfully navigate this tough seller's market. Reach out to me today by clicking the contact button above.

Phil Bernie is a Florida licensed real estate broker with Dalton Wade. He can be reached through his websites, TampaHomeSearcher.com, TampaLuxuryHomeSearcher.com and ListMyTampaHome.com.

Tampa Home Searcher | Tampa Real Estate and Tampa Homes For Sale Welcome to Tampa Home Searcher. Tampa's #1 real estate search site and Tampa homes for sale. Search current homes for sale in Tampa Bay, Florida with live MLS listings. Our Tampa Florida real estate and home search site will help you find the perfect house in Tampa, Florida. Our coverage includes al...

06/24/2021

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9216 Sunnyoak Drive, Riverview, Riverview, 33569 - [area] 06/12/2021

9216 Sunnyoak Drive, Riverview, Riverview, 33569 - [area] Property 9216 Sunnyoak Drive, Riverview, 33569 has 4 bedrooms, 2 bathrooms with 2082 square feet. This home is in Riverview, FL in Hillsborough County County. MLS #: T3309678

05/29/2021
05/29/2021

🔥🔥🔥 Tampa Bay real estate is on fire! If you’ve been thinking about selling but aren’t sure how it all works, contact me and have a casual conversation. Sellers are in full control! Don’t miss a potentially great opportunity.
👉🏼TampaHomeSearcher.com/sell
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05/04/2021

So thankful for my wonderful client who gave me the opportunity. Best of luck in your new, gorgeous lakefront home.
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Tampa Bay area 4+ Bedroom Homes, 2+ Baths and 2500+ square feet under $400,000 04/06/2021

Check out these Tampa Bay area homes representing some of the most "bang for your buck" with regard to size and price.

All of these homes have at least 4+ bedrooms, 2+ bathrooms and are at least 2500 square feet and they're all under $400,000.

Home prices have gone up substantially recently. The influx of folks relocating from other states is putting upward pressure on our housing market and the supply of homes for sale is statistically low.

If you need help navigating this crazy seller's market we are in, reach out to me and let my 50 years of life experience and extremely solid negotiation skills go to work for you. I'm a licensed broker with Dalton Wade, operating as Broker Associate and owner of our popular home buyer portal, TampaHomeSearcher.com. Message me and I'll be happy to talk real estate and answer any questions you may have.

If you know someone relocating to Tampa and considering moving, please like and share.

https://www.tampahomesearcher.com/4-bed/

Tampa Bay area 4+ Bedroom Homes, 2+ Baths and 2500+ square feet under $400,000 Tampa Bay area 4+ Bedroom Homes, 2+ Baths and 2500+ square feet under $400,000

04/03/2021

We’re expanding! Welcome to Dalton Wade and our team!

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04/02/2021

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03/27/2021

New sister site for Tampa Bay Area luxury homes!

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👉🏼TampaLuxuryHomeSearcher.com
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03/24/2021

Let me help you get it done in an insane market.

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Tampa’s Premier Home Search Site 03/11/2021

4+ beds, 3+ baths all under $400,000 in Hillsborough County (Tampa). This represents some of the best bang for your buck you will find, larger homes with 4 bedrooms.

https://bit.ly/3tfsXdr

Tampa’s Premier Home Search Site Welcome to Tampa Bay’s #1 real estate for sale and home search site, Tampa Home Searcher.

03/08/2021

Visit us and see what’s out there.
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02/14/2021

Let’s talk. I’m easy. This isn’t used car sales. It’s advice... and a nice conversation.
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02/14/2021

Where were we showing gorgeous waterfront homes today?
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Photos from Tampa Home Searcher's post 02/12/2021

That is some wide load.
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02/08/2021

Peace brother. Back atcha.

02/08/2021

Congratulations Tampa Bay!!! ❤️❤️❤️

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02/08/2021

Two. That’s two.

02/07/2021

Let’s do it guys!!
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02/04/2021

They’ll text you great info about stuff to do around town.
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02/04/2021

Message me if you need some help. I take the anxiety out of the equation.
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01/30/2021

Added a few more since I’ve been in real estate but it’s a badge of honor.
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01/24/2021

Let’s go Bucs!!!!!!!

01/24/2021

Let’s go Bucs!!!!

01/23/2021

Weekend at who’s house?
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01/21/2021

Good luck!!! Remember, I can help you get a great deal on that brand new, huge waterfront property if you win! :-)

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TampaHomeSearcher.com

Welcome to Tampa Home Searcher!!! Here you will find information about buying or selling property in the Tampa Bay area as well as our associated web site that is free to use at TampaHomeSearcher.com.

TampaHomeSearcher.com is the brain child of local Tampa Bay Realtor, Phil Bernie. Phil is a Tampa real estate agent with Keller Williams, specializing in the sale and purchase of executive style homes in and around the Tampa Bay area.

We set out to create a hyper-local site for visitors around the world to visit, enjoy and learn about the local Tampa market. While the site will always be a work in progress, we are continually striving to produce pertinent and valuable real estate information that serves the Tampa Bay area and it's visitors.

If you are NOT local to Tampa, this is where you start your search. Phil will help you relocate and answer any questions you may have, in any language you speak. We're here to accommodate you and make your home search experience a pleasant one. Phil is happy to be your "eyes on the ground". He can use FaceTime to do live video walkthroughs with you from anywhere in the world. He knows and understand the local Tampa real estate market and most importantly, knows how to serve you and will not guide you in the wrong direction. With age comes wisdom. Phil is a 48 year old father of two boys. He will find you your next dream home or sell your current one, quickly and with great care.

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