Kaci Palomino - Align Right Realty

ATTENTION EVERYONE.

After much deliberation, meditation, and prayer, I have made the very difficult decision to resign from my position at Align Right Realty and allow my license to become inactive.

Many of you know that I have two very demanding careers, and it has become clear that I cannot fully commit to both for the long term. Real Estate is an honorable, noble, and rewarding calling, but it is not MY calling, at least not a during this season of my life. MY calling is to devote myself to the sixteen children that I nanny. That's where my heart has always been, and while I hate to leave a position after so much work, studying, training, networking, and preparation... I owe it to myself to honor my true purpose, which I know is helping families to raise compassionate, respectful, and loving children.

I would like to extend nothing but gratitude and best wishes to all of my colleagues, my mentor, and my brokers at Align Right Realty... It is because of your kindness and support that I stayed for as long as I did.

If any of my followers are interested in buying or selling real estate, you can message me directly and I would be more than happy to direct you to an honorable and trustworthy realtor who can assist you.

"The heart of man plans his way, but the LORD establishes his steps." Proverbs 16:9

"Above all else, treat others with respect, yourself with dignity, and your work with integrity."

Happy Monday, y'all! Creative Finances training this morning at Align Right Realty, followed by an action-packed afternoon with the kids... Doesn't get any better! ☺️ 386.209.0814

What you accomplished yesterday bears no limitations on what you can accomplish today. Let's go!

Good morning Tampa Bay! I hope your weekend was as relaxing and restorative as mine was - A few of my associates and I hosted a fabulous open house in Dunedin on Saturday, I camped out at Radiant Church Tampa on Sunday, and brought the week to a close with a good old-fashioned nap. Now let's ditch the Monday Blues and fast-track to a productive and action-packed work week!

Co-hosting an open house in Dunedin today from 12-4!! Stop on by and show some love! ✨

Let's talk about this darling 3 bedroom/1 bath home with a gorgeous waterfront view!! Asking price includes the outdoor storage, naturally lit Florida room with built-in fireplace, and rustic-feeling interior. This house reminds me of everything I loved about growing up in the South. Only asking $329,900... As my mother says, "You can't beat that with a stick!"

Contact Terry Chandler to schedule a showing!

https://m.youtube.com/watch?v=7Zohfb-QTF4&feature=youtu.be

7501 Lone Star PL. Riverview, FL This video is about 7501 Lone Star PL. Riverview, FL

Stop by our open house from 12-4 today and tomorrow, 11342 Callaway Pond Dr
Riverview, FL 33579!!

"Who is the real Kaci and why did she choose real estate?"

Please share!!

https://m.youtube.com/watch?v=ej4jVXccooM&feature=youtu.be

Kaci Sells Tampa Tampa Bay's up-and-coming realtor is taking the market by storm, Align Right Realty style! Please don't hesitate to reach out to Kaci by cell (386) 209-0814 ...

I'm so excited to present Episode 1 of my new Profiles in Real Estate Mini-Series.. Always a pleasure to sit down with John Bernier from Integrity Financial Services and pick his brain about the preapproval process! Let me know if you have any additional questions: when it comes to real estate, knowledge is power.

https://m.youtube.com/watch?v=elusagc9kLU&feature=youtu.be

Profiles in Real Estate Mini-Series Ep. 1 Episode 1: Lender 101. Always a pleasure to sit down with John Bernier from Integrity Financial Services.

What's Your Home Worth?
(Follow the link to get a full comparative report, courtesy of your favorite Tampa realtor!)

https://cloudcma.com/api_widget/8ff69cd478902eaccd767849ca3a2c94/show?post_url=cloudcma.com&source_url=ua

What's your home worth? If you have any questions or want an even more accurate and professional valuation of your home, please give me a call at 386-209-0814 or email me at [email protected]

NEW ON MARKET!! Beautiful single-family home in Carollwood Village.
4 Bedroom / 3 Bath
1,620 SF
Screened Pool
2 Car Garage
Fireplace
Finished Open Porch
Central Cooling
Forced Air Heating
Asking Price: $279,990

It's always a great day at Greater Tampa Realtors!

Hey all, I apologize for the recent lull in activity... I took a brief hiatus to recharge and prepare for my upcoming video series: Profiles in Real Estate. I'm going to be asking some real estate professionals to share a bit about their respective roles within a transaction, along with tips and advice for folks looking to benefit from dipping their toes in this business. I'm so excited - Stay tuned!

Just stumbled across this great article explaining the current real estate market. Must read!

https://www.mashvisor.com/blog/sellers-market-buyers-market-2018-housing-market/

Is the 2018 US Housing Market a Seller's Market or a Buyer's Market? | Mashvisor Find out if the 2018 US housing market is a seller's market or a buyer's market.

I got a chance to stop by The Florida Aquarium in downtown Tampa for a few hours this afternoon... What a blast! We are SO lucky to live in a city with tons of fun things to see and do!! The Florida Aquarium: Just another reason why !! 😉

https://m.youtube.com/watch?feature=youtu.be&v=ENHLXVSgur0

The Florida Aquarium!! Our visit to The Florida Aquarium in Downtown Tampa, FL could NOT have been more special!! Just another reason to fall in love with this city!

I attended my very FIRST Rock the Park in downtown Tampa this evening and it DID NOT DISAPPOINT!! 😍😍😍❤️



https://m.youtube.com/watch?v=ymFs5Lu0rcY&feature=youtu.be

Rock The Park Tampa - June 2018 My first time visiting Rock the Park at Curtis Hixon Waterfront Park in downtown Tampa, FL was a huge success!! Follow me on all social media ...

First-Time Buyers (pt. 4)

CLOSING COSTS! The nasty, scary, surprise line items that pop up just when you think you're finished buying your home. What are all of those fees, which of them are YOU (the buyer) responsible for, and how much $$ should you budget for them? Let's dive in!

In addition to the final purchase price of the home and the negotiated real estate broker's commission, you (the buyer) will typically be responsible for the following items at the closing table:

-Title Insurance: This is a search of public records for the condition of the title and any legal encumbrances on the title that could make it non-transferable. Most lenders will require an up-to-date *lender's title insurance,* but in order to protect your interests as a buyer, it is highly advisable that you obtain *owner's title insurance.* You DEFINITELY don't want someone knocking on your door in a few years to lay claim to your home over a title dispute!

-State intangible tax on NEW mortgages: A state requirement for Florida, this tax is NOT re-applied to previously recorded assumed mortgages or purchases subject to an existing mortgage. The rate as of now is two tenths of one cent ($.002) per dollar of debt.

-State documentary stamp tax on new and assumed promissory notes: Another Florida requirement, this tax will cost you $.35 per $100, on the face value of the promissory note. A simple formula to help you calculate (courtesy of the 41st edition of Florida Real Estate Principles, Practices and Law) : each new or assumed loan amount / $100 = # of taxable increments (round up to whole number) and # of increments X $.35 = cost of documentary stamps on notes

-Recording of the deed and recording of the mortgage: Many of the legal papers signed at the closing table must be recorded to give constructive notice of new ownership and debt status. The general rule is that the buyer and seller each pay for the recording of the documents that benefit them. As the deed and mortgage are documents that affect and assist the buyer, you will be responsible for paying to record them.

-Preparation of mortgage and note: Following the same guidelines as the last point, you will pay for these documents as they benefit you, while the seller will pay to have the deed prepared.

-Your attorney fees (if applicable)

***NOTE: Several of these items are negotiable, meaning that you may be able to have the seller pay for some of them! Consult your real estate agent for details.

Hope this helps eliminate some of the mystery associated with closing costs! Part 5 is understanding mortgages and loans, so stay tuned!

First-Time Buyers (pt. 2)

Alright folks, try to avoid whiplash as we SNAP back to reality for part 2! I hope you had a fun time researching the market.

Now here's a truth bomb:
** It's important for you to know that you can have your dream home. ** There, I said it. It may seem cliché, but knowing that your goal is attainable is half the battle. Don't believe me yet? Let's talk $$$ to get some perspective.

An average downpayment is about 20% of the total price of the home. So.. a $200K dream house, for example, means roughly a $40K downpayment. If you aren't on a time crunch, then divide that by the amount you can save toward your goal per month, say $1K. Using these figures, YOU'D GET YOUR KEYS IN ABOUT THREE YEARS!! It can be done, folks - Let me help you plan for it!

Next up: Understanding Mortgages. "What's a mortgage, how does it work, and how can I get one?!" Check out part 3 to find out!

First Time Buyers (pt. 1):

As soon as you read the title of this post, some of you rolled your eyes and thought, "Yeah, right.. I wish." Some of you felt a sharp, piercing pain coming from your wallet, precisely the same distinct pain you felt when you bought your first car, saw your first student loan bill, or actually had to pay for your OWN groceries for the first time (have you SEEN nutella prices?!!). If that's you, then okay, fair enough. Buying a home, ANY home, is expensive. It's the largest investment that many of us will make, and one of the most important. Nobody's denying that.

But before we transition to fetal, join me in taking a step back from the dollar signs (we'll come back to that later) and just think about... that's right... your **dream home**... Just for a second, try to think in idealistic terms. If finances, paperwork, or whatever else you feel is holding you back were removed from the equation, what would your dream home be like? Would you live in a gated community that's close to your children's school or your workplace? Do you like a bustling cityscape right at your front door, or are you at home in the quiet countryside? How many floors would you like? Garage or carport? Imagine the kitchen cabinets, the flooring. Think about landscaping and amenities. Do you want a large house you can grow into, or a cozier home that has just enough space for what you need? Are you getting ready to retire and downsize, or are you just getting started? If you don't currently live in a community you're in love with, then have you visited a neighborhood in your city that fits the profile for what you're imagining? If not, then ask yourself if you'd be willing to leave your current city. Envision it. If you feel inspired, you can even write out a list of features you would love to see in your someday-home.

Now that you've got a rough idea of what you're looking for (and 'looking for' doesn't necessarily mean 'moving tomorrow,' so rela # # #), it's time to do a TON of research. This can also be fun! Jump online if you've got a few minutes free now. Check out homes in a few cities that you're curious about. You can google something like "4 br 3 ba Homes in Tampa for sale" and go fishing for websites on your own, or you can go for the tried and true: www.realtor.com , www.zillow.com and www.trulia.com are some of my favorites. Again, this doesn't necessarily mean you're boxing up your life next week and jetting off to who-knows-where - It means that you're researching the types of homes that fit the criteria of your dream home. It's prudent to familiarize yourself with the market BEFORE you're pressed for time. Check out prices. Pay attention to how long the properties have been on the market. Did the asking price suddenly drop or rise? When was the home built? You want to have a concept of the average price for a home like you're envisioning.

Stay tuned for the next part of this series, which I will post later tonight. In the meantime, start browsing the web and give yourself the gift of idealism - at least for a few minutes! Happy shopping.

Here's a secret: Before I got my Florida real estate license, I was INCREDIBLY intimidated by the prospect of purchasing my first home. If you're thinking the same way I was, then the idea of talking to lenders, awaiting pre-approval, setting up a mortgage (or even understanding a mortgage, for that matter), researching agents, or any of the other steps of the home-buying process might seem like a NIGHTMARE to you... I used to think: Won't "big banks" and slime-ball agents just be out to cheat me out of my hard-earned paycheck, all the while pushing me to sign on the proverbial dotted line and drown myself in debt? Isn't this a first step toward being a trapped, financially-suffocating grown up? , am I right? **Cue panic attack**

Sound familiar? If so, then I invite you to keep following me, and maybe invite some of your friends, too! Because buying your first home doesn't have to be the end of your financial freedom or peace of mind - in fact, it may very well be your next big step TOWARD them. I'm excited to announce that this week is First-Time Buyers Week, and I'm going to be sharing some tips with all of you about how to plan for your future dream home - without the headache.

Most of you know me personally, and you know that I'm about as intimidating as a cupcake... So why not let me break down some of the "Real Estate-ese" into easy-to-understand terms? As we go, feel free to comment any questions that you may have, and let me know what sticks for you!

is here as your resource. Whether you buy with me or elsewhere, I encourage you to stay informed about our market. Believe me, you'll be glad you did.

Welcome to my page, everyone! I am a licensed Florida Real Estate Sales Agent working with Align Right Realty and it is my pleasure to serve you all over the Sunshine State - but especially in the Greater Tampa Bay area. If you or someone you know is looking to buy or sell a real estate property here in Florida and would like expert guidance through the process, then look no further! Are you a first-time buyer? I will walk alongside you, offering my top advice from your first house tour to the moment you are handed the keys to your dream home! Are you an investor looking to expand your portfolio? I can scope out pre-foreclosure and FSBO properties to bring you the highest return on your investment, even if you live in another city or country!

If you're not looking to buy or sell right away, that's okay, too! This page is your one-stop shop for ALL things real estate - from advice on mortgage financing and first-time buyer do's and don'ts, to tips on starting your investment portfolio and free access to BRAND NEW listings in the Greater Tampa Bay area. Just want to peruse home improvement articles and regional real estate hot topics? You'll want to Like and Follow right away, so as not to miss any of the FREE tips and expert advice at your fingertips!

You can also check out my company website by clicking the 'Learn More' button at the top right corner of this screen - There you will find local listings, our mortgage calculator, and so much more. If you have questions, I'm always just a click or a call away... Let's get you Aligned Right today!