Midori Ramsey, Realtor

A wonderful Down Payment Assistance program that gives low to moderate income individuals and families an opportunity to be a home owner! DM me today for more program info!

The cup I bring when out showing property 😂 “I sell houses so my dogs can have a better life” 🏡🐾 Lets hope my buyers find a home today…dogs need new chew toys LOL.

Now offering a Buy Now Sell Later option! Tap into your homes equity to make a non-contingent offer on your next home! Get pre-approved in just 24 hours! DM me for program info!!

The highest offer always gets the house, right? Wrong.

Swipe to learn about four reasons why a seller may NOT choose the highest offer and why the other terms in the offer are equally as important as the price. →

Ultimately, the "winning" offer balances a competitive price with favorable terms and realistic expectations. Working with a knowledgeable agent can help you understand these nuances and craft an offer that stands out for all the right reasons (hint: that's me).

If you are looking to buy a home and want an aggressive agent on your side, shoot me a message! I can help you navigate the complexities of our current market while ensuring you're comfortable and confident in your decision!

MONDAY MOTIVATION ✨

True happiness begins from within. By treating yourself with kindness, embracing gratitude for what you have, and actively seeking joy, you pave the way for wealth and happiness in various dimensions of life.

In what ways are you showing kindness to yourself?
How are you prioritizing your health so that you have more time to do the things you love?
What brings you joy and inner peace?

Buying a home is a major life decision and not something to rush into. But here’s the thing: You don't need to have all the answers or a specific timeline in mind to get started.

As your local *modern* agent, I would be thrilled to be your trusted advisor and guide you throughout this exciting journey! Swipe → to learn how to get started and how I can help.

Here's a hard truth: while you might consider your pets part of the family, sadly, not every buyer will.

The ultimate goal when selling is to ensure buyers can picture themselves in your home. This means giving them the space to envision living there, a space free from too many of your things —including pets and all they bring with them. One whiff of a dirty litter box or smelly carpets, or a view of a mess in the yard, can easily ruin a showing and turn buyers off.

Swipe to learn about how you can prepare your home to sell when pets are involved. →

Happy National Pet Day! 🐾

One of the many perks of homeownership is watching your equity grow — and, as a result, your overall wealth. Used wisely, the equity you have built in your home can be a valuable financial tool.

Swipe to explore my top three creative strategies to leverage your home equity. →

Before making any decisions, it's important to consult a financial professional who can help you evaluate your goals, understand the associated risks, and determine the potential benefits of tapping into your home equity.

If you're interested in learning how much equity you have in your home, send me a message! I can easily put together a home valuation and net sheet to help you decide if leveraging your equity is the right move.

MOTIVATIONAL MONDAY ✨

It's never too early or too late to take a step toward the life you've always dreamed of.

So many dreams go unrealized because of this one small thing when all we have to do is take a step... any step. It almost doesn’t matter what, as long as it's different from what we've been doing. Focus on one small change you can make today, right now, that will give you more control over your life. One tiny change that will set you off in the general direction of your dream. Embrace challenges as opportunities, setbacks as lessons, and doubts as fuel for your determination.

You are capable of creating the life you desire. You have the power to rewrite your story, redefine your journey, and take bold steps toward the life you envision.

I’m not going to sugarcoat it. Buying a home can be stressful in ANY market. But you can keep the stress to a minimum by being prepared and knowing what to expect (and also having a knowledgeable agent by your side).

Swipe → for a list of 3 things I would want to know if I were buying a home in this market.

If you're thinking about making a move this year, send me a message — I'd love to answer any questions you may have and put together a game plan to get you moving!

If you're unhappy with your agent — regardless of whether you are buying or selling — you CAN "break up" with them. Yes, you read that correctly. Buying or selling a home is most likely the largest financial decision you will make in your lifetime, so it is crucial that you trust the agent advocating for your best interests.

You don’t have to settle for someone you don’t like, work well with, or who doesn't meet your expectations. You deserve a dedicated agent who consistently goes the extra mile to deliver exceptional results.

If you're considering a change, here's how to do it respectfully and professionally:

• Have a conversation. Try communicating with them openly about the issues you have, and express your concerns respectfully and honestly.

• Review the contract. If you have signed a buyer's agency contract, review it to understand any contractual obligations or terms related to terminating the agreement with your agent.

Remember, one way to avoid this situation is to interview your agent (or multiple) so that you can determine who understands you best and who will ultimately be the best fit for YOU. It's your journey, and you have the right to choose an agent who aligns with your goals and provides exceptional service.

You know those small projects you keep putting off because you're too busy or don't know where to start? Maybe it's updating your countertops or giving your living room a fresh coat of paint. This is your sign to finally complete those projects...

If you're looking to give your home a fresh new look without breaking the bank, I've got you covered! Swipe for a few of my favorite simple yet impactful ways to make your space feel like new! →

In today's competitive market, an increasing number of buyers are opting to waive inspection contingencies to make their offers more attractive... but that doesn't mean you need to go into one of the largest purchases of your life without an understanding of the property's condition.

While I always advise my clients to opt for a home inspection, a "walk-and-talk inspection" can be a solid middle ground if we're in a multiple-offer situation. This condensed inspection offers insights from a professional inspector, empowering you to submit a competitive offer while remaining informed about any potential concerns or red flags.

Swipe to learn more about walk & talk inspections and why this may be an option to consider. →

If you're considering buying a home and want an agent who has creative strategies to help you find (and win) your dream home, send me a message, and let's get you moving!

Reminder! Your monthly homeowner checklist ✔️

It’s spring at last — the perfect time to get outdoors! ☀️ With the longer days and warmer weather, April is the ideal time to get outside and tackle those home maintenance tasks you may have been putting off.

Save this post for later, and pick 1 or 2 off the list every weekend to keep your home fresh and functioning at its best! What are you tackling first?

Need a bigger yard to hide all those eggs? Let's make your house hunt as fun as an Easter egg hunt!

If you're in the market for a new home, send me a message.

Happy Easter! 🐰

Want an easy way to stay up on the local housing market, hot new listings, and fun events happening in the area?

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Each month, I will provide you with content, tips, and tricks on all things HOME-related, including what's happening in today's real estate market.

One question I often get asked is, "Do I really need a buyer's agent when purchasing new construction?"

YES! Builders won't always tell you this, but having an agent on your side can save you thousands when buying new construction. Not to mention your agent plays a crucial role in safeguarding your interests and providing guidance throughout the entire process.

Swipe → for just four reasons why it's smart to have a buyer's agent on your side if you're planning on building a new home or buying new construction.

If you've been tossing around the idea of new construction, let's chat! I'd love to answer any questions you have about the process and send you a free copy of my new construction guide!

New website is looking pretty good. Just integrated this new mobile app for your convenience!

Get Informed and Simplify Your Mortgage Application with Our Online To - Your Loan Guru Say goodbye to paperwork. Say hello to simplicity. Our online tools make applying for a mortgage a breeze.

Who says you have to color inside the lines? When it comes to design, sometimes the most exciting creations happen when you break the rules. Here are a few design "rules" that are just begging to be broken! →

Do you agree or disagree?

For most people, downsizing isn't just about moving to a smaller home; it's about improving overall quality of life.

There's a lot to consider when downsizing — or, as I like to call it, "rightsizing". If you've been tossing around the idea of finding a smaller, more manageable home, swipe → through this post to determine whether it might be time for a change.

Ready to take the next step? I'm here to help make the transition seamless for you. Send me a message, and let's discuss your options!

MOTIVATIONAL MONDAY ✨

Let's take a moment to appreciate the beauty of imperfection... because it's the messy and unpredictable moments that often shape who we are and help us to appreciate our unique story.

Perfection lacks errors and mistakes. Perfection lacks opportunities for growth. The imperfection of life is what makes it colorful and amazing. It's in the messy, unpredictable moments that we find true beauty and meaning, and often, life has a way of teaching us to get out of our comfort zone.

So embrace the quirks, challenges, and unexpected twists that make your journey uniquely yours. Remember, it's okay to stumble along the way—it's all part of the adventure. So here's to embracing imperfection and finding joy in life's wonderfully imperfect moments. ✨

🌷 Spring has sprung, and so has the real estate market! 🏡✨ Wondering why spring is the ultimate selling season? 🤔

Here's the scoop: As flowers bloom, so do opportunities in real estate. The mild weather, longer days, and vibrant surroundings create the perfect backdrop for showcasing homes. 🌼🏠

Buyers are eager to explore properties with a fresh perspective, making it an ideal time to list your home or find your dream abode. Let's make this spring season your season of change! 🌺💙

As a first-time homebuyer, navigating the world of homeownership can be both exciting and daunting. Along with the joys of owning your own space come the realities of unexpected costs and potential repairs. That's where a home warranty can come into play.

Designed to protect homeowners against unexpected and costly repairs, a home warranty offers peace of mind by serving as an agreement between you, the homeowner, and a warranty company. By covering unexpected repair costs, a home warranty not only saves you money but also spares you the time and hassle of searching for a reliable professional.

So, is purchasing a home warranty worth it? Swipe to learn more about how a warranty works and explore the pros and cons. →

While a home warranty isn't a perfect solution to the risks and hidden costs homeowners encounter, it can offer peace of mind, particularly if you're a first-time homebuyer!

If you're considering a home warranty, send me a message — I'd be happy to send you some recommendations!

Looking to buy a home? Here, for your bookmarking pleasure, are the top 10 things to look for:

Neighborhood: A great house deserves a great neighborhood. Research local schools, amenities, and the overall vibe.

Floor plan: Imagine your daily life in this space. Can you see yourself living here comfortably? Is there room to grow into it?

Major home systems: Get to know the HVAC, plumbing, and electrical systems. A home inspection can save you from expensive surprises.

Exterior: First impressions matter. Assess curb appeal, maintenance needs, and potential repairs.

Natural light: Bright spaces can improve your mood and save on energy bills. Open those curtains and take a good look.

Signs of damage: Keep an eye out for any red flags like water damage, mold, or structural issues.

Garage: Does it fit your car(s) and storage needs? Don’t forget this crucial space.

Renovation needs: Assess and price any updates or renovations. It’s all about making the house your own.

Are you considering buying a home in 2024? Leave us a comment below so we can get in touch with you, or send us a DM.

Did you know that the average homeowner has nearly $200,000 in equity? This is largely due to the rapid appreciation we’ve seen over the past few years... and even though many homeowners acknowledge that the market is currently stacked solidly in their favor, most aren’t interested in selling.

Why? With historically low-interest rates locked in, homeowners are reluctant to give up their advantageous financing terms.

If you can relate, I get it — who wants to trade in a 3% interest rate for something double that (or higher)? HOWEVER, here's something to consider... that mountain of home equity you have (which you otherwise would not have in a more typical market) can help offset the higher rate you'd be trading in for.

Have you found yourself outgrowing your space but hesitant to make a move because of the higher interest rates? I'd love to hear your thoughts!

*Reminder* You don’t have to be actively buying or selling a home to start a conversation with me.

Swipe for 6 questions you can ask me now (it’s never too early to start planning!)

First day of spring thoughts as I realize how many "spring cleaning" tasks are left on my to-do list. 😅

MONDAY MOTIVATION ✨

Life is a constant journey of evolution and growth, and it's often the changes we make that lead us to our greatest joys and successes. Whether it's deciding to pursue a new passion, opening our hearts to love and connection, or shifting our perspective to see challenges as opportunities, every change we embrace has the power to transform our lives in profound ways.

Trust in the process of growth and be open to the possibilities that lie ahead. By embracing change with courage and optimism, you pave the way for a brighter, more fulfilling future filled with endless opportunities.

Celebrate St. Patrick's Day with a stroke of luck in the real estate market! Let's find your pot of gold at the end of the rainbow this year! 🌈

If you are thinking of buying or selling this year, send me a message!