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A mobile marketplace for home buying, selling & mortgage services. A mobile marketplaces for home buying, selling & mortgage services
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Down Payment Assistance for First Time Home Buyers! Learn how to qualify for down payment assistance from available government and financial programs!
The Downsides of Selling Your House Without an Agent
Considering selling your house without an agent? You should know there are some serious downsides to handling it on your own. Youâll be missing out on marketing tools that draw in more buyers, pricing and market expertise, essential negotiation skills, in-depth knowledge of the fine print in contracts, and so much more. Donât take all of this responsibility on. Instead, DM me so you have someone with the knowledge and experience youâll need on your side.
The Downsides of Selling Your House Without an Agent Considering selling your house without an agent? You should know there are some serious downsides to handling it on your own.
Thinking about selling your house without an agent?
You should know there are some major downsides.
Youâd miss out on marketing tools, expert pricing, top-notch negotiation skills, and the know-how to handle all the fine print.
Why take on all that stress alone? Letâs chat and make sure you have the support you need.
The Downsides of Selling Your House Without an Agent
There are downsides to selling your house without an agent. Youâll have limited marketing tools, a greater risk of mistakes with pricing and contracts, and more. Thatâs a lot to take on. Save yourself time and stress by hiring a pro.
Ready to plan your ultimate getaway?
Consider buying a vacation home to relax and enjoy the sun whenever you want.
From better weather to a gathering place for family and friends, many people are seeing the benefits of owning a second home.
Curious if it's right for you? Letâs chat!
Why a Vacation Home Is the Ultimate Summer Upgrade
Summer is officially here and that means itâs the perfect time to start planning where you want to vacation and unwind this season. If youâre excited about getting away and having some fun in the sun, it might make sense to consider if owning your own vacation home is right for you.
An Ameriprise Financial survey sheds light on why people buy a second, or vacation, home (see below):
⢠Vacation destination or a place to get away from the stresses of everyday life (81%)
⢠Better weather (49%)
⢠Rental income (41%)
⢠Primary residence in the future (33%)
⢠Having a venue for gatherings with family and friends (25%)
Ways To Buy Your Vacation Home
And you donât have to be wealthy to buy a vacation home. Bankrate shares two tips for how to make this dream more achievable for anyone whoâs interested:
⢠Buy with loved ones or friends: If youâre okay with sharing the...
Why a Vacation Home Is the Ultimate Summer Upgrade Summer is officially here and that means itâs the perfect time to start planning where you want to vacation and unwind this season.
What You Need To Know About Todayâs Down Payment Programs
There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation. And that may be one of the big reasons youâre eager to look into grants and assistance programs to see if thereâs anything you qualify for that can help. But unfortunately, many homebuyers feel like they donât know where to start.
A recent Bank of America Institute study asked prospective buyers where they lack confidence in the process and need more information. And this is what topped the list:
53% said they need help understanding homebuying grant programs.
So, hereâs some information that can help you close that gap.
What Is Down Payment Assistance?
Contrary to what you may have heard, typically you donât have to put 20% down unless itâs specified by your loan type or lender. So, you likely donât need to save as much...
What You Need To Know About Todayâs Down Payment Programs There's no denying it's gotten more challenging to buy a home, especially with today's mortgage rates and home price appreciation.
Whatâs one of the top things todayâs homebuyers say they need more information on?
Itâs programs that can help with the upfront costs of buying a home.
There are over 2000 down payment programs available â and with how tight affordability still is, itâs worth seeing if thereâs one that can help you.
Want to learn more? Connect with a trusted lender and local agent.
Worried About Mortgage Rates? Control the Controllables
Chances are youâre hearing a lot about mortgage rates right now. You may even see some headlines talking about last weekâs Federal Reserve (the Fed) meeting and what it means for rates. But the Fed doesnât determine mortgage rates, even if the headlines make it sound like they do.
The truth is, mortgage rates are impacted by a lot of factors: geo-political uncertainty, inflation and the economy, and more. And trying to pin down when all those factors will line up enough for rates to come down is tricky.
Thatâs why itâs generally not worth it to try to time the market. Thereâs too much at play that you canât control. The best thing you can do is control the controllables.
And when it comes to rates, hereâs what you can influence to make your moving plans a reality.
Your Credit Score
Credit scores can play a big role in your mortgage rate. Thatâs why itâs even...
Worried About Mortgage Rates? Control the Controllables Chances are youâre hearing a lot about mortgage rates right now.
You canât control what happens in the broader economy or how it impacts mortgage rates. But you can control the controllables.
And if youâre looking to buy a home, your credit score is one big area you could focus on.
A good score can help you secure the best rate possible â and thatâs especially important today.
Do Elections Impact the Housing Market?
The 2024 Presidential election is just months away. As someone whoâs thinking about potentially buying or selling a home, youâre probably curious about what effect, if any, elections have on the housing market.
Home Sales
During the month of November, in years when the Presidential election takes place, thereâs typically a slight slowdown in home sales. As Ali Wolf, Chief Economist at Zonda, explains: âUsually, home sales are unchanged compared to a non-election year with the exception being November. In an election year, November is slower than normal.â
Home Prices
What about home prices? Do they drop during election years? Not typically. As residential appraiser and housing analyst Ryan Lundquist puts it: âAn election year doesnât alter the price trend that is already happening in the market.â
Mortgage Rates
Mortgage rates are important because they affect how much your...
Do Elections Impact the Housing Market? The 2024 Presidential election is just months away.
With the Presidential election only months away, you may be wondering what impact thatâll have on the housing market.
Fortunately, the impact is usually small and temporary. History shows us the market remains strong during election years.
That's good news for you because it means this year's election shouldn't affect your move. If you want the data, shoot me a message.
For twelve years straight, real estate has been voted the best long-term investment in an annual Gallup poll.
So, if youâre debating between renting or buying, remember, that it's more than just a roof over your head. A home is an asset that usually grows in value over time â and that makes it a powerful investment.
Why Real Estate Is Still the Best Long-Term Investment
For the 12th year in a row, real estate has been voted the best long-term investment. So, if youâre ready to buy a home and invest in your future, letâs connect.
Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC]
According to a recent poll from Gallup, real estate has been voted the best long-term investment for twelve straight years. Thatâs because a home is so much more just than a roof over your head. Itâs also an asset that typically grows in value over time. If youâve been debating if it makes more sense to rent or buy, DM me to talk about why homeownership can be a better bet in the long run.
Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC] According to a recent poll from Gallup, real estate has been voted the best long-term investment for twelve straight years.
Homebuilders Arenât Overbuilding, Theyâre Catching Up
You may have heard that there are more brand-new homes available right now than the norm. Today, about one in three homes on the market are newly built. And if youâre wondering what that means for the housing market and for your own move, hereâs what you need to know.
Why This Isnât Like 2008
People remember what happened to the housing market back in 2008. And one of the factors that contributed to that crash was that there were too many homes for sale. While only part of the oversupply back then came from builders, the lasting impact is that some people still feel uneasy when they hear new home construction has ramped up.
Even though the supply of new homes has grown this year, the data shows thereâs no need to worry. Builders arenât overbuilding, theyâre just catching up.
New Home Construction May Be at Its Peak for the Year
Builders remember what...
Homebuilders Arenât Overbuilding, Theyâre Catching Up You may have heard that there are more brand-new homes available right now than the norm.
This isnât like 2008. Builders arenât overbuilding, theyâre just catching up.
This graph shows thereâs a gap to make up after over a decade of not building enough homes.
Plus, builders are focusing on completing whatâs already started versus breaking ground on a whole lot of new homes. This means theyâre being mindful and thatâs a good thing.
Have questions? Letâs chat.
Home Prices Arenât Declining, But Headlines Might Make You Think They Are
If youâve seen the news lately about home sellers slashing prices, itâs a great example of how headlines do more to terrify than clarify. Hereâs whatâs really happening with prices.
The key is knowing the difference between the asking price and the sold price.
Understanding Asking Price vs. Sold Price
In essence, the asking price, also known as a listing price, is the amount a seller hopes to get for their home when they list it. In reality, sellers canât just put any price tag on their house and expect it to sell for top dollar.
Hereâs the most important thing to note: Actual sold prices are still rising, and theyâre expected to continue to do so at least over the next 5 years.
What Does This Mean for Home Prices?
So, while there's been an increase in price reductions recently, this doesn't mean overall home values are declining.
Why This...
Home Prices Arenât Declining, But Headlines Might Make You Think They Are If youâve seen the news lately about home sellers slashing prices, itâs a great example of how headlines do more to terrify than clarify.
If youâre seeing headlines about sellers slashing prices and are worried about what that means for home values, let's clear things up.
Thereâs a difference between the asking price and the sold price.
While more sellers are adjusting their asking price, thatâs a signal of moderating demand â not falling home values.
As this graphic shows, actual sold prices are still climbing.
Savings Strategies Every First-Time Homebuyer Needs To Know
If homeownership is on your goal sheet for your future, youâre probably working on your savings. And a big priority is making sure youâve got a plan in place for things like your closing costs, down payment, and more.
Here are a few strategies that can help speed up that process.
Budget and Track Your Expenses: To start, create a detailed budget that tracks the money youâve got coming in and the money going out. Thisâll give you a better look at your finances as a whole.
Cut Down on Unnecessary Spending: Now that you have your budget sheet done and you know how youâre spending your money, look for any line items that arenât absolutely essential. If you cut down on those, you can re-allocate that cash toward buying a home. Even the little things can add up.
Automate Your Savings: Once you know how much you want to set aside for your homebuying budget...
Savings Strategies Every First-Time Homebuyer Needs To Know If homeownership is on your goal sheet for your future, youâre probably working on your savings.
Planning to buy your first home? It helps to start with a solid savings plan.
Set a budget, track your expenses, and focus on cutting down on any unnecessary spending. And, if you can automate your savings, that can go a long way to speeding up the process.
With the right strategies and planning, your dream home may be closer than you think.
Selling Smart: Why a Real Estate Agent Makes All the Difference
If youâre considering selling your house on your own as a âFor Sale by Ownerâ (FSBO), you want to think about if itâs really worth the extra stress.
Getting the Price Right
Setting the right price for your house is important. And, if youâre selling your house on your own, two common issues can happen. You might ask for too much money (overpricing). Or you might not ask for enough (underpricing). Either can make it hard to sell your house.
To avoid these problems, team up with a real estate agent. Agents know how to figure out the perfect price because they have a deep understanding of the local housing market.
Understanding and Performing Paperwork
Selling a house involves a bunch of paperwork and legal documentation that has to be just right. There are a lot of rules and regulations to follow, and that makes it a bit tricky for homeowners to manage...
Selling Smart: Why a Real Estate Agent Makes All the Difference If youâre considering selling your house on your own as a âFor Sale by Ownerâ (FSBO), you want to think about if itâs really worth the extra stress.
Considering selling your house on your own?
Hereâs why teaming up with an agent can make the process smoother.
An agent knows the local market and how to set a competitive price that draws in buyers.
An agent will handle all the legal documents and ensure accuracy, reducing risks and delays.
Remember, a pro by your side can save you time, stress, and potential pitfalls.
The Wealth-Building Power of Homeownership [INFOGRAPHIC]
If youâre trying to decide if buying a home is worth it, consider the long-term benefits, like building equity as home values grow over time. According to the FHFA, home values have increased by 315.7% since 1991. Home equity is one reason owning your own place can really pay off in the long run. When you're ready, DM me.
The Wealth-Building Power of Homeownership [INFOGRAPHIC] If youâre trying to decide if buying a home is worth it, consider the long-term benefits, like building equity as home values grow over time.
Thinking about buying a home? Consider the long-term wealth-building benefits.
Homeownership isn't just about having a place to liveâit's a key to building wealth. As you pay off your mortgage, your equity grows, and any increase in your home's value adds to your net worth.
Just check out how home values have grown since 1991.
How Owning a Home Builds Your Wealth over Time
If youâre trying to decide if buying a home is worth it, consider the long-term benefits. Homeownership pays off in the long run as you gain equity. If you want to learn more, letâs connect.
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