Gary Panuzzi Insurance Producer

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Seeing all the shiny new phones and the newest cars can leave you feeling like you’re missing out – you’re not. Be the envy of everyone when you get out of debt and ahead on your retirement goals.

One of the first steps toward financial independence is getting rid of high interest consumer debt and freeing up your money to work for you instead of the banks.

Ever wonder how the Federal Reserve affects our economy? Great article on why it's one of the most important drivers.

How Does the Federal Reserve Affect the Economy? The Federal Reserve is one of the most important drivers of the economy in the United States.

Here’s an interesting study that finds millennial's are more responsible when it comes to saving for retirement than Gen Exers and Baby Boomers.

This Chart Shows How Much Millennials, Gen X and Baby Boomers Have Saved for Retirement. See How You Compare Millennials are giving Baby Boomers a run for their money.

Our mission is to be your trusted resource. We do business the old fashion way, you will always be connected to a person in our office. If you leave a message we will call you back. Excellence is our goal and we surpass expectations.

Millennials are saving more than previous generations. One major difference is they are prioritizing financial freedom over retirement.

Millennials are saving for financial freedom -- not retirement Millennials often get a bad rap when it comes to financial responsibility. Millennials are saving more money than any other generation, according to a new study by Bank of America and Merrill Edge. Saving for financial freedom is the No. 1 priority for millennials — 63% of millennials said they’...

Are you one of the 67% of people who would be willing to move somewhere less expensive in order to live more comfortably during retirement? If so, check out these 27 cheapest places to retire in 2018!

27 Cheapest Places Where You'll Really Want to Retire Good news for your nest egg: 27 of our picks for the best places to retire have below-average living costs. See the list of affordable retirement cities.

Check out this calculator for more information.

Long-Term Care Insurance Cost Calculator | Mutual of Omaha Saved enough to cover all your needs in retirement? Figure out your long-term care cost needs with our Long-Term Care Insurance Cost Calculator.

Is your family trying to cut down on expenditures? Explore these 7 ways to downsize!

7 Things You Can Downsize Right Now When we think "Downsize" we think trading a big home for a small one. Don't stop there — there's lots of smaller stuff to downsize, too!

Words of wisdom

Words of wisdom

Check out these 4 wardrobe essentials for women trying to nail an interview! What is your go-to outfit for interviews?

4 wardrobe essentials for nailing that interview the more you prepare for an interview, the better off you are — and that includes what you plan to wear.

Need a little inspiration today? Check out these 18 things to give up in order to help become high achieving!

18 Things You Need To Give Up To Become A High-Achieving Person The fear of uncertainty.

Check out this video on long-term care insurance to see how it impacted one family.

A Burden Relieved | Life Happens The first time that James Daoust, Jr. visited his clients, Joe and Theresa Mollicone, the couple rolled out a tray of cannolis. James became their financial advisor and over the next three decades sampled countless Italian specialties in the couple’s home. “He got hooked on Italian desserts,” ...

The end result of kindness is that it draws people to you. - Anita Roddick

Keep moving forward

Age is just a number!

Before you head to your local animal shelter, read up on these 9 things you should know about when adopting a dog or cat.

9 Things Animal Shelter Workers Want You to Know Read up before you adopt!

Check out these 5 things that may help build financial stability after a divorce.

How to Build Financial Stability After Divorce Finding your financial footing after a divorce is not easy, but you can do it.

Need a pick-me-up? Here's 30 pictures of dogs doing what they do best: brightening your day!

30 Cute Pictures of All-Star Dogs Just in Case You Needed a Distraction These pupsters will brighten your day, guaranteed.

Where are Millennials, Gen Xers, and Baby Boomers moving to? See which US cities are the hottest spots for each generation!

Where are America’s Millennial Meccas, Gen X Hot Spots, and Boomer Boomtowns? The realtor.com data team set out to find the hottest spots for millennials, Gen Xers, and baby boomers—and discovered some surprises.

Success is not final, failure is not fatal, it is the courage to continue that counts. - Sir Winston Churchill

Just be yourself! Having the courage to show your true self may also be a way to become a great leader.

Want to Be a Great Leader? Be More of Who You Really Are, Not Less The best leaders don't put on an act. They find the courage to be authentic, vulnerable... and contradictory as it might sound, even scared.

Check out these 3 misconceptions young families may have about life insurance. Contact me if you want to learn more!

3 Myths That May Leave Your Family Unprotected | Life Happens In this video series, people share their experience of how life, disability or long-term care insurance made a difference when they needed it most.

I love the message behind this quote.

What are the reasons behind your ?

Check out these 8 reasons to seek an early retirement. Contact me if you would like to discuss how you can get on track to retire early!

8 Reasons to Pursue Early Retirement The sacrifices and extra effort required for early retirement are worth the trouble.

Did you get a tax refund this year? These 7 ideas on what to do with your refund may leave you better off in the long run!

Seven Life-Changing Ways to Use Your Tax Refund - The Simple Dollar In 2017, the average individual who received a tax refund for the year before got a cool $3,050 of their federal taxes back. That’s a lot of money, and per

You work years to build a lifestyle for your family. Let’s help protect it. Here’s how to have income protection. http://bit.ly/1LGPNE2

Great reminder

Great quote from Yogi Berra!