Cascade Federal Credit Union

Friendly reminder to set your clocks back this Sunday! And enjoy your extra hour of sleep. 😴

Wishing our members a happy Halloween! Stay safe out there!

As a federal not-for-profit financial cooperative, Cascade FCU depends on passionate volunteers to serve on our Board of Directors and Supervisory Committee. If you’re eager to help shape the future of the credit union and safeguard our financial health, we invite you to apply for an Associate Board Member or Supervisory Committee Member role.

Learn about position qualifications and apply at CascadeFCU.org/About.

Are you thinking of becoming a multilevel marketer? Has a friend, family member or someone on social media promised high earnings and financial freedom for selling items like shampoo, makeup, essential oils, or vitamins and supplements? Be careful—because it’s unlikely you’ll see earnings from such ventures.

The FTC has issued a warning about multilevel marketing and the likelihood of being scammed and/or losing money. Once you join, it can be difficult to leave, so approach with an abundance of caution.

Keep an eye out for these red flags. And remember, if it sounds too good to be true, it probably is. If someone is pressuring you to join and making excuses, take a step back and think twice.

For more information, visit FTC.gov.

Believe it or not, the holidays are just around the corner. Prepare for whatever life throws at you this season with a holiday loan, from gifts and holiday travel to debt consolidation and emergency expenses.

Get the details at CascadeFCU.org/HolidayLoan.

APR = annual percentage rate. Subject to approval.

Rates have continued to drop for home loans! If you’re in the market for a home or interested in
refinancing your existing mortgage, now is a great time to evaluate your options and get a quote.

Get started now at CascadeFCU.org/Mortgage.

Equal housing opportunity. Subject to credit and property approval

Spread some holiday cheer with extra funds in your wallet this season.

Select Cascade FCU loans give you the option to skip your payment twice per year.

Get started in online or mobile banking, or visit CascadeFCU.org/Skip for details.

Not all loans qualify.

We appreciate the kind words, Michael!

LIMITED-TIME CERTIFICATE SPECIAL: Get 4.50% APY with our 4-Month Certificate Special when you fund with at least half in new money that hasn’t been on deposit with us in the last 90 days.

Get the details at CascadeFCU.org/Certificates.
Insured by NCUA. APY = annual percentage yield.

Are you interested in better understanding credit reports and credit scores and how they work together?

Millions have errors on their credit reports. Our partner GreenPath can help you find out if you're one of them and guide you in fixing these inaccuracies.

Already know what's on your report but unsure about how it affects your score? We will also discuss the factors impacting a credit score and how to build or improve your score, and we will debunk common credit myths.

Live Webinar: Understanding Your Credit Report and Score
October 16 at 11 a.m.

Register now at CascadeFCU.org/Events.

We will be closed next Monday for Indigenous Peoples’ Day.

Rates have started declining, meaning now may be the perfect time to lock in a certificate rate before they decrease even further.

Check out our rates at CascadeFCU.org/Rates.
Insured by NCUA.

October is Awareness Month.

Estate planning is a way to prepare yourself (and, perhaps more importantly, your loved ones) for the unexpected and is an essential part of financial planning. Dying without an estate plan can put a burden on your loved ones and can greatly affect your family, your taxes and the money you plan to leave to the next generation.

Remember, estate planning is not just for the wealthy but for anyone over the age of 18.

If you're interested in preparing for the unexpected, contact a CFS Advisor for a complimentary, no-obligation appointment at Cascade-CFSInvest.com

If you receive a notification from your utility company telling you your payment is late, be cautious. It could be a scam.

The Federal Trade Commission has reported that a scam is targeting consumers, with scammers posing as a local utility company and asking customers to make payments at CVS, Walgreens, Walmart or another similar retailer using a barcode. But it really isn’t the utility company at all.

Check out the tips below on how to avoid being a victim of this scam. For an extra leg up on scammers, Cascade FCU also offers ID recovery services for as low as $2 per month. Get the details at CascadeFCU.org/IDRecovery.

While it may seem far away, the holiday season is just around the corner. Join our partner GreenPath to prepare your holiday spending and be ready to approach the season with confidence. They will walk you through the steps to financially prepare for the holidays, explore ways you can leverage discounts and rewards, and help you reduce the financial stress around the holidays.

Webinar: Prepare for Holiday Spending Now
September 25 at 10 a.m.

Register now at CascadeFCU.org/Events.

If you’ve been putting off your next car purchase because of the rate environment, you’re not alone.

The good news is that rates have decreased, making your next purchase more affordable, whether you’re looking for a vehicle through a dealer or a private party.

Apply now at CascadeFCU.org/AutoLoan.

Subject to approval.

Thank you for sharing, Theresa! 🧡

As rates begin to level off and decline, now is a good time to lock in a higher yield while you can.

At Cascade FCU, we offer certificates with terms from six to 60 months, meaning you can select your rate and term now and keep it—no matter what the market does.

View our rates now at CascadeFCU.org/Rates.

Insured by NCUA.

Ya sea que esté comprando un auto nuevo por primera vez o esté actualizando su vehículo anterior, comprar un auto nuevo puede ser estresante. Existen muchas opciones para comprar un auto nuevo, como el arrendamiento, la financiación o la compra directa. Participe en este seminario web para analizar cada opción en detalle, aprender a calcular la asequibilidad y acercarse a la compra del auto de sus sueños.

Seminario web: 11 de septiembre al mediodía

Regístrese en CascadeFCU.org/Events.

Rates have been dropping, and now may be a great time to purchase a home or refinance your existing mortgage. We offer a variety of loan options with competitive rates and closing costs, with top-notch service.

Get a quote now at CascadeFCU.org/Mortgage.

Equal housing opportunity. Subject to credit and property approval.

Life is a constant blur of motion. Odds are, your life differs from when you first bought your life insurance policy. Keep on the lookout for the following to see if you need a review:

- Family Status: Changes to marital status, dependents and caring for elderly family members.
- Financial Status: Changes to your job title, income, debt and unexpected financial events.
- Health Status: Changes to your or your dependents' health, especially if those changes require extended care.

If you have had changes or want to discuss other ways life is constantly in motion, contact a CFS Advisor for a complimentary, no-obligation appointment at Cascade-CFSInvest.com.

We will be closed on Monday, September 2, for Labor Day.

A big thank you to everyone who joined us at our shred event in Vancouver!

We had a great turnout, and we're so grateful to all who brought nonperishable food items to support the local food bank. Your generosity helps make a difference in our community. 💙

Together, we’re not only protecting personal information but also lending a hand to those in need. Thank you for making the event such a success!

Are you looking for a new home but not finding the right fit? With a construction loan from Cascade FCU, you can build the perfect home for yourself and your family. We offer a one-time close, construction-to-permanent loan program, which is great for members looking to build their dream home.

Apply now to get started at CacadeFCU.org/HomeLoan.

Equal housing opportunity.

It's easy to impersonate someone through a text or a phone call. If we contact you regarding a fraudulent transaction, end the conversation and call us directly at 800.562.2853.

Remember, we will NEVER ask for your login information. NEVER share your password or a one-time passcode with anyone.

For extra protection, we offer identity recovery services for as low as $2 per month. Learn more at CascadeFCU.org/IDRecovery.