Ronnie William Ayala NMLSR ID 2142625 - Wells Fargo

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The Wells Fargo Foundation awarded a $1.7 million grant from its Invest Native initiative to support the South Dakota Native Homeownership Coalition’s continued growth and development. It’s wonderful to see how this donation will help support tribal communities in their efforts to increase the number of safe and affordable homes. https://bit.ly/3t4yZCZ

Join me in celebrating the achievements of the Hispanic/Latino community during Hispanic Heritage Month! I’m proud of all the ways Wells Fargo invests in the people and culture of this diverse community.

For all of us that might need a little help truly taking time off from work...

How To Take Time Off From Work—And Really Mean It 46% of U.S. workers who receive paid time off from their employer take less time than they are offered. We need to normalize taking time away from work.

Learning doesn't need to stop when you leave school. Get ideas here on how to constantly challenge yourself and capitalize on the skills you already have:

How to learn as an adult — no classroom required Teaching an old dog new tricks.

Find out which U.S. cities offer the best gain on short-term rentals here:

Vacation Rental Bonanza: The 10 Cities Where Hosts Can Make the Biggest Profits The last time you stayed in a vacation rental, you may have thought to yourself: "I should do this." This is where short-term rentals can make the most money.

If an impending frost dictates that you pick your vegetables earlier than you hoped, fear not! Tomatoes, eggplant, green peppers, and squash can still turn ripe indoors. Get more details here:

These Vegetables Will Still Ripen After You Pick Them If overnight frost forced you to raid your garden before everything is ready, don't despair.

Find out here what's trending in real estate when it comes to outside luxuries...

Multifamily Series: What’s Trending in Outdoor Amenities With piqued interest in outdoor living, developers curate amenities for a building’s location based on location and a community’s needs.

National Cleanup Day is Saturday, September 16. Everyone is encouraged to help by cleaning up litter at beaches, rivers, forests, and streets. Make a plan for

Wells Fargo is dedicated to hiring and providing inclusive support to employees who identify as neurodivergent. See how they’re doing it and why it’s so important. https://bit.ly/45IB6L4

Find out here why some believe Fall is a better time to travel than Summer...

Why now’s the time to take bucket-list trips | CNN Sure, an escape to the beach or cooler mountain air comes not a moment too soon when summer really starts to heat up. But if you can wait until the season winds downs, the benefits of traveling in fall are significant.

Sunday is Grandparents Day! If you're lucky enough to still have them, don't forget to remind them how grateful you are to have them in your lives.

Avoid bigger problems later by staying on top of these home maintenance tasks:

The Routine Home Maintenance Tasks You Should Never Let Slide Dealing with these small problems now will help avoid an expensive and disruptive problem later.

Active and retired union members: As you spend time with family this Labor Day celebrating all you’ve achieved, let your children and parents know that they may also be eligible for benefits through the Union Plus®️ Mortgage program, with financing provided by Wells Fargo. Ask me for details.

This Labor Day let's celebrate the hardworking people who make our communities and our country thrive. Happy Labor Day to all!

Congratulations to former U.S. Army Specialist and Purple Heart recipient, Eric Sabath who received the keys to his mortgage-free home donated by Wells Fargo to Military Warriors Support Foundation (MWSF) Homes4WoundedHeroes program in Richmond, Virginia. https://bit.ly/485uuIi

If you have a child feeling anxious about going back to school, this article offers suggestions on how to help:

How parents can help kids deal with back-to-school anxiety Predictable routines can help children feel calm and in control. Cavan Images/Cavan Collection via Getty ImagesAs a child, I had a great deal of anxiety. If you’ve ever seen me speak in public, that might surprise you. But anxiety among children is extremely common and affects almost all children,...

Get suggestions here on how to give yourself a shot when competing with all-cash home buyers.

Yes, You Can Compete With All-Cash Buyers—Here's How Think all-cash home buyers always have the edge over buyers with mortgages? Think again. Here’s how you can beat all-cash buyers and get your dream home.

If you have clients trying to determine their mortgage rate, have them get started at my site with our mortgage calculator. I’m able to originate loans in all 50 states and available to answer questions.

Customized Home Mortgage Rate Tool | Wells Fargo Compare home mortgage rates and loans using the Wells Fargo Customized Mortgage Rate Tool.

Choosing the right paint color can be a bit mind-boggling. Try these steps to ensure you pick the right one for you...

How to Pick a Paint Color the Right Way Knowing how to pick a paint color for your space can be overwhelming, but these tips will make the process easier and efficient. Here, discover our method for choosing the right paint color, which starts with getting inspired and culminates in testing and swatching potential paint color at home (bef...

If you have buyers looking to buy a home, the $10,000 Homebuyer AccessSM grant could help get them closer. Get specifics here, then let’s work together to open more doors for clients.

Homebuyer Access Grant The Homebuyer AccessSM grant that may help with closing costs and make homebuying more affordable. Contact us today to learn more.

Are you financially ready to buy a home? Take our short five-question quiz around credit score, savings and other factors that are considered, so you can decide if homebuying makes sense for your current situation.

Quiz: Am I Ready to Buy a House? | Wells Fargo Are you ready to buy a house? Take our quiz to learn how factors like credit score and savings can help you determine if you are ready.

Home may be closer than you think. Find out how you could be closer with a $10,000 down payment grant from Wells Fargo. Get started here then let’s start exploring your options.

Homebuyer Access Grant The Homebuyer AccessSM grant that may help with closing costs and make homebuying more affordable. Contact us today to learn more.

Considering an addition to your home? Thinking about upgrading your kitchen? You may want to consider using the equity in your home. Whatever improvements you envision, I can work with you to help you make your vision a reality.

Why Refinance a Mortgage | Wells Fargo Explore refinancing loan options and potential benefits of refinancing your mortgage. Wells Fargo will help you understand home loan refinancing options.

Happy National Son and Daughter Day! Don't let the day pass without reminding them how special they are to you.

Get suggestions here on how to resolve property line disputes prior to listing your home for sale:

Sellers, Beware: Don't Let a Property Line Dispute (You May Not Be Aware Of) Derail Your Sale Getting ready to sell your house but have a property dispute brewing? Here's what you should know and what you should do before you list it.

Are rising rents pushing you to consider homeownership? Let’s run your numbers to see if buying a home could help reduce your living expenses. Get started here:

Compare the Cost of Renting Vs Buying a Home | Wells Fargo Learn more about the cost of renting vs buying a house, and better understand how each can impact your bottom line.

Don’t forget, this Saturday August 12 is National Garage Sale Day. Whether you have a garage sale or go to one, it could be a terrific opportunity to make some quick cash or find an unexpected treasure.

More than 1,100 Wells Fargo interns recently stepped away from their desks to volunteer for a diverse range of projects that benefitted nine nonprofits across the globe during our first Intern Day of Service. Love seeing the impact this great group of interns is having this summer.

If you are thinking about purchasing a home, our affordability calculator can help you estimate how much you may be able to borrow. Also, I'm available to explore your options with you.

How Much House Can I Afford Calculator | Wells Fargo Discover how much house you can afford based on your income, and calculate your monthly payments to determine your price range and home loan options.

According to Warren Buffet the people you hang out with can mean the difference between success and failure. Here are the three types of people you need in your life: https://www.inc.com/marcel-schwantes/warren-buffett-says-who-you-hang-out-with-can-be-difference-between-success-failure-here-are-3-types-of-people-you-need-in-your-life.html

Thanks to our troops! If you're in the military and interested in putting your VA mortgage benefits to work for you, give me a call. We’ll explore how a VA loan may help you achieve your homeownership goals. We appreciate your service.

Wells Fargo Home Mortgage Consultant near Vancouver Contact Ronnie William Ayala your local Vancouver Wells Fargo Home Mortgage Consultant to get home mortgage loans, check rates, refinance your mortgage, compare loans, and improve your home.

With all the elevated temperatures lately, here's a helpful article to help discern the difference between exhaustion, heat stress and stroke.

How to Tell The Difference Between Heat Stress, Exhaustion, and Stroke As extreme heat warnings sweep the U.S., here is what you need to know about heat stress, exhaustion, and stroke.

Wells Fargo is proud to have earned a top score on the Disability Equality Index and named a best place to work for disability inclusion by Disability:IN and the American Association of People with Disabilities. Way to go Wells Fargo!

When trying to transform spaces in your home to work better for you, try these suggestions from the design experts from the show "Hack My Home"

5 Tips for Transforming Your Space from the Experts in Netflix’s New ‘Hack My Home’ We spoke with the organizing, design, and engineering pros in Netflix's new Hack My Home series to uncover the secrets of bringing the show’s life-changing home hacks into your own home.

At Wells Fargo, we’re encouraged to give back to the communities where we work and live. As a bonus, my volunteer hours can help me qualify for grants that I can donate to eligible charities that are important to me. It's such a great way to make a positive impact in my town.

According to this, nearly 40% of Americans between the ages of 25 and 44 who bought homes last year plan to stay in them for 16 years or more. Learn more here:

Starter homes may be a thing of the past — millennial and Gen Z homeowners plan to stay put for nearly 2 decades Nearly 50% of Gen Zers and 39% of millennials who bought homes last year plan to keep them for 16 years or more, per the National Association of Realtors.

Neuroscientists believe we can keep our brains healthy as we age with regular exercise, enough sleep, and more. Get details here:

5 things neuroscientists do to keep their brains healthy Neuroscientists spoke with Insider about how they keep their brains healthy with exercise, diet, friendships, and more.