Sabrina Flores - Loan Officer

4.83 star review received on Experience.com for Sabrina Flores by Wayde T T - Sabrina was very informant and very patient with us.

New ★★★★★ 4.83 Star Experience.com Review by Wayde T T Click to see all 12 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

5.0 star review received on Experience.com for Sabrina Flores by Paul E O - Well respected in the community with all parties involved. Easily the best experience buying a house. Would recommend her services to anyone looking to purchase a home.

New ★★★★★ 5 Star Experience.com Review by Paul E O Click to see all 12 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

Our annual school supplies drive has begun! Now through August 16, join us in supporting local kids and schools by donating new school supplies or cash donations. Donations are accepted at any of our retail, commercial, or home lending office locations. Learn more at: https://brev.is/Mfa4V

Wishing you a happy and safe 4th of July! In observance of Independence Day, our 1st Security Bank branches and offices will be closed today.

Happy ! At 1st Security Bank, we believe that homeownership not only fulfills dreams but also creates strong communities and households. Whether you’re a future homebuyer or current homeowner, I am here to answer all of your questions.

We are proud of our team's recent $2,500 donation and 132 company hours contributed while working on new homes for low-to-moderate income families with Habitat for Humanity Seattle-King & Kittitas Counties. It was a physically draining volunteer day but was very rewarding!

The U.S. Department of Veterans Affairs introduced a temporary fix today allowing veterans, active-duty service members, and surviving spouses to cover buyer-broker fees, while still giving them the option to ask sellers to pay. This is great news for veteran homebuyers!

The change takes effect on August 10, 2024 and will remain in place until a permanent policy is developed. Read more at https://brev.is/xxKrG

Please reach out if I can help you finance the purchase of a home.

4.83 star review received on Experience.com for Sabrina Flores by Julius D S - Sabrina and Kiely were very helpful and informative when it came to helping refinance. Both were very kind and patient and made the process go quick and smooth. Highly recommended!

New ★★★★★ 4.83 Star Experience.com Review by Julius D S Click to see all 11 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

A bridge loan is a short-term financing option that allows homebuyers to move forward on a new purchase before the sale of their current property has been completed. Please reach out for a no-obligation consultation. I can answer any questions you may have and do a pre-approval if you are ready to start looking.

Read more about bridge loans, how they work, and when they may be a good option at https://brev.is/awkTo

5.0 star review received on Experience.com for Sabrina Flores by Artemisa M - Wonderful!! It was a lot of work getting us into our dream house but we did it!

New ★★★★★ 5 Star Experience.com Review by Artemisa M Click to see all 10 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

If you're thinking about a home purchase, is it better to begin viewing properties now or hold out for lower mortgage rates? Since lower rates can increase a home budget, waiting for a drop can make a big difference. However, there's also a potential downside to waiting - lower rates are expected to heat up the market, attract more prospective buyers, and drive up property prices.

Please reach out and we can objectively look at the benefits of waiting vs buying now against your goals. If it makes sense, we can do a pre-approval so you are ready to make an offer if the right home becomes available.
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5.0 star review received on Experience.com for Sabrina Flores by Allison P L - Working through challenges

New ★★★★★ 5 Star Experience.com Review by Allison P L Click to see all 9 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

5.0 star review received on Experience.com for Sabrina Flores by Aaron S L - Our situation wasn't the ideal or usual situation for getting a course of construction loan and Sabrina worked hard to get us sorted out as quickly as possible.

New ★★★★★ 5 Star Experience.com Review by Aaron S L Click to see all 8 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

Just a reminder to "spring" your clocks forward by an hour tonight and check your smoke / CO detectors.

5.0 star review received on Experience.com for Sabrina Flores by Anna M L - I’ve been blessed to work with Sabrina through new loans and refinances over the last 15 years. Sabrina is efficient and accurate, and truly cares that the loans match the clients needs. Her professionalism will keep me as a forever client, and I personally have recommended to family, friends, and coworkers.

New ★★★★★ 5 Star Experience.com Review by Anna M L Click to see all 7 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

Many homeowners are hesitating to move due to elevated interest rates and high prices. They wonder why they should give up their low 3-5% interest rates and affordable payments to buy a new home with higher rates.

If you are unhappy with your current housing situation and need guidance on whether to make a move, I can offer a no-cost, no-obligation analysis to explore available opportunities.

DON'T SELL! Instead, keep your low fixed rate and turn your current property into a rental gold mine. We can look at unlocking the rental potential of your existing home and the best options to purchase a new residence. In many instances your purchase can be made without any money out of your pocket.

I'll show you how to generate passive income without selling your home, access the equity you have in order to purchase a new home with owner-occupied financing rates, and profit from appreciation on both properties over time.

I am looking forward to connecting with you soon!

Multi-unit primary residences can be a great option to increase your buying power due to rental income potential and the recent significant reduction in down payment requirements. Please reach out with any questions or for a no-obligation consultation. https://brev.is/feWsF

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Multi-Unit Primary Residence Multi-unit real estate offers a tangible asset with the potential for appreciation and revenue generation, making the implications for long-term wealth profound

Temporary buydowns provide immediate benefits and long-term savings for both home buyers and sellers. Explore how buydowns can help you navigate a successful home purchase or sale. https://brev.is/hYSIC

Decoding Temporary Buydowns: Understanding How You Can Benefit For buyers looking to enter the market, temporary buydowns have become a popular and strategic tool to win offers and help with affordability. For sellers, off

Warmest thoughts and best wishes for a Happy New Year!

At this time of holiday celebration our thoughts turn to helping our clients and friends. It is still a great time to purchase a new home or re-evaluate your current home loan. No matter how you're celebrating this season, I would like to wish you a home filled with peace, love, health and happiness.

1st Security Bank Home Lending had the honor of donating $5,000.00 to Friends in Service to Humanity food bank in Vancouver Washington..org

Our 25-Year Cash Out Second Mortgage allows you to take cash out of your home, while keeping your low-rate first mortgage, and funds can be used for any purpose. Many of my clients have used this financing to pay off high-rate credit cards or cover the cost of a remodel. A common mistake is waiting too long to start the process. Below are a couple of examples to avoid:

DON'T wait until your credit cards are maxed out. This could result in your FICO score dropping to a point where you can't qualify for the loan. DO start the second mortgage process if you are unable to pay off your credit cards in full each month.

DON'T begin a remodel project and then find out that you don't have the funds to complete it. We can't close a second mortgage if your home is under construction. DO close your second mortgage before starting your remodel to ensure you have excess funds to complete the project.

Make the most of our 25-Year Cash Out Second Mortgage—act now and avoid these pitfalls. Feel free to reach out to me with any questions or to see how much you can save.

Fannie Mae and Freddie Mac have increased Conforming and High Balance loan limits for 2024. We are accepting loans using the new loan limits immediately! Please call me to find out more.

5.0 star review received on Experience.com for Sabrina Flores by David J C - The consistent communication and willing Ness to answer all my questions

New ★★★★★ 5 Star Experience.com Review by David J C Click to see all 6 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

We deeply honor and respect all those who have served and sacrificed for our country. Thank you for your service!

4.83 star review received for Sabrina Flores - Loan Officer by Denise C G - Sabrina stayed in touch the entire time and made the loan process easy!

New ★★★★★ 4.83 Star Experience.com Review by Denise C G Click to see all 5 reviews of Sabrina Flores, Loan Officer | NMLS # 491946

It was an honor to visit Fruit Valley Elementary to drop off our team's Stuff the Bus donation!