The Jaffe Team

David Charles Jaffe - VP of Mortgage Lending Guaranteed Rate
Licensing: NMLS 239040 | CA-DOC 239040 G A mortgage company who grows for good. NMLS 2611 3940 N.

We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

The Jaffe Team is a mortgage planning team with offices in Ventura, CA. Our team is led by David Jaffe with more than 30 years of industry experience and over $4 billion in closed residential mortgages. Our role is

09/05/2024

The Rate family shows up to NOLA to support Black homeownership and generational wealth at the NAREB National Conference. Congratulations to our loan officers who received the Top 100 lenders in the country award. It was an impactful & wonderful couple of days of learning, networking and collaborating with the Realtist nation.

Thank you to all our leaders and employees who brought an awesome vibe and celebrated Black Excellence!

08/28/2024

The median sales price of new homes was $417,400, which is $7,000 less than existing homes, showing how builders are adapting with more reasonably priced options.

08/26/2024

When it comes to the mortgage process, we pride ourselves on delivering a smooth, seamless experience every time. http://ms.spr.ly/6185lND5V

08/23/2024

As mortgage rates fall to their lowest levels since March 2024, refinance applications have surged by 15% week-over-week and 37% year-over-year. http://ms.spr.ly/6181l01tZ

08/21/2024

Competition is fierce – be the first to make an offer with help from Same Day Mortgage, offering approvals in as little as 24 hours.
http://ms.spr.ly/6184lxfDj

08/19/2024

Our loan officers are dedicated to providing first-time homebuyers the professionalism, support and communication they need. Loan officer Madeline Cole shares what she wished she had experienced when purchasing her own first home.

08/17/2024

We offer 5-star solutions and experiences that help bring you home, no matter if it's your first home or fifth.

08/16/2024

New listings picked up with 71,000 homes recently added to the market. This shows that sellers are getting back in the market, giving buyers more options.

08/15/2024

Conventional loan limits keeping you from becoming a homeowner? Break free and buy with a Non-Qualified Mortgage (Non-QM), designed for flexible income streams.

08/14/2024

Gratitude shifts our focus from what we lack to the abundance we already have. Embrace gratitude today and watch your life flourish. http://ms.spr.ly/6183lUmjl

08/13/2024

PowerBid Approval gives you a fully underwritten pre-approval that can make your offers stand out in a competitive market.
Get started today: http://ms.spr.ly/6185lUjDJ

08/12/2024

Focus on appreciating and acknowledging the positive aspects of your life. Make it easier to find and enjoy even more reasons to be grateful by downloading the today: http://ms.spr.ly/6186loi9s

08/08/2024

Join us to honor our brave servicemen and women at Guaranteed Rate Field on August 24th, 2024, at 6:00 PM. Get your complimentary tickets here: https://www.vettix.org/

08/08/2024

Honored to field a team at the first-ever Nicky Lopez 16" Softball Charity Classic, presented by Rate. It was a fantastic day filled with fun and giving back to the community!

08/08/2024

When you’ve found the home you want, speed is the key to making it yours. Our Same Day Mortgage* can give your offer the same kind of punch as an all-cash offer. Learn more: http://ms.spr.ly/6182lYAZq

08/07/2024

With rates at their lowest of the year, now is the time to jump on this incredible refi opportunity. Call me today and lock in your rate: http://ms.spr.ly/6187lYekL

08/07/2024

Download the Rate App for an easy, straightforward mortgage process start to finish.

https://www.rate.com/rate-app

08/07/2024

You’ve deferred your dream home long enough. Our exclusive products, programs and grants can help make homeownership achievable and affordable: http://ms.spr.ly/6182lY658

08/06/2024

Worried about affording a new home? You may qualify for a down payment assistance program, which could help cover or lower your overall costs. Learn more: http://ms.spr.ly/6185lc8XL

08/06/2024

Fixer-uppers are always in demand, but how can they boost your sales? Find out in our next Agent Advantage webinar, where we’ll cover everything you and your buyers need to know about renovation loans. Wednesday, August 7th at 3 PM CT.

Registration link: http://ms.spr.ly/6186l5PPr

08/05/2024

Altos Research suggests that the peak in home prices is behind us, with a cooling trend expected through Fall and Winter.

08/05/2024

Gratitude drives away negativity and fills you with positivity. Embrace the abundance you have. Download the to learn more: http://ms.spr.ly/6183li85B

08/05/2024

Mortgage rates just hit a new low, so the time to act is now! Reach out today and we'll find a perfect solution for you.

08/02/2024

Getting pre-approved can be one of the best ways to stay ahead of other buyers. Learn more: http://ms.spr.ly/6183l5TGb

08/02/2024

Fixer-uppers are always in demand, but how can they boost your sales? Find out in our next Agent Advantage webinar, where we’ll cover everything you and your buyers need to know about renovation loans. Wednesday, August 7th at 3 PM CT.

Registration link: http://ms.spr.ly/6183l5PMV

08/02/2024

We held our first RateUniversity at Chicago's historic Ramova Theater, offering bilingual financial education to empower our community's homeownership dreams. Thanks to all who joined us for learning and celebrating Chicago’s arts scene!

08/01/2024

The Fed left interest rates unchanged but gave a clearer indication than it has in years that a rate cut may be coming at their next meeting. That could be positive news for mortgage rates. http://ms.spr.ly/6180lekmr

08/01/2024

Welcome to the new era of Rate, where our AI-enhanced tech streamlines the homebuying process from application to close. With 150+ loan options and the convenient Rate App, we make your journey smoother, faster and smarter. Contact us today to turn dreams into reality.

07/31/2024

More homes for sale produced more offers being made and accepted in June. Could this be a sign that the market is shifting in buyers’ favor?
http://ms.spr.ly/6180ldoWC

07/31/2024

We were thrilled to host the 2024 Ignite Conference at our HQ in Chicago, where loan officers joined us for two days of intensive training on our groundbreaking mortgage technology.

07/29/2024

You're not alone in the home buying process. Our loan officers guide you every step of the way, ensuring a smooth and easy lending experience.

07/29/2024

When you prioritize self-care you are actively affirming your value and agency by restoring balance, alleviating stress and enhancing your overall well-being. Download the to learn more: http://ms.spr.ly/6186lbV9p

07/26/2024

Experience the benefits of mindfulness: reduced stress, improved focus and a greater sense of calm.
https://www.rate.com/rate-app

07/26/2024

Investment properties are a smart way to generate income. But it’s important to know market trends to make the most of your investment. http://ms.spr.ly/6188lkYyw

07/25/2024

Congratulations to Jim Parker for ranking #34 in the NAHREP TOP 250 Mortgage Originator awards. He helped 206 families achieve homeownership, totaling $73,004,356 in loan volume.

07/25/2024

If you’re looking to grow passive income, property investing is a smart decision. Choosing the property, knowing your competition and finding the right loan is critical to long-term success. Find out more: http://ms.spr.ly/6188lXs2e

07/24/2024

Jen Beeston became the nation's top VA lender by dedicating herself to serving the veteran community.

07/23/2024

Despite a rise in home prices and dip in sales and rates, are we starting to see a shift from a seller’s market to a buyer’s market?
http://ms.spr.ly/6181lnB4x

07/22/2024

By becoming mindful of our thoughts and emotions, we can recognize moments of fear and self-doubt while still choosing to act courageously in challenging situations. Download the to learn more mindfulness tips: http://ms.spr.ly/6181lpNeU

07/18/2024

Renovations are one of the top ways to increase your home’s value. These top seven projects have the highest average return on investment: http://ms.spr.ly/6186lRJ62

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Our Story

We are a mortgage planning team with offices in Ventura and Westlake Village, CA. Our team is led by David Jaffe with more than 28 years of industry experience and over $3 billion in closed residential mortgages.


Our role is to help our clients integrate their mortgage financing into their overall long and short-term financial goals. The mortgage can be the centerpiece of overall wealth creation and a properly structured mortgage can help someone reach their financial goals faster. Our vision is to partner with our clients each step of the way from initial consultation to closing and create a “Raving Fan” experience. Our team is expert at reviewing the client’s plan and matching the right loan product to their unique needs. Our team is passionate about providing exemplary service to clients, the same care we would expect ourselves.


Unlike an 800 number call center which may be a thousand miles away, we are local and available. We are different—different from a retail bank. We offer a variety of products providing the flexibility you will NOT find with other lenders. Once a transaction is complete our job has just begun. We proactively manage our client’s mortgage by staying in touch to ensure they are always in the best possible loan for their needs. With our “Rate Watch” program, annual mortgage survey, and annual consultations our clients know that they always have a consistent team of mortgage professionals supporting them.


David Jaffe, who is married with two children, enjoys sports, triathlons, and loves to travel. His favorite place to travel?—anywhere! David especially enjoys the tropics. David is involved in charities and enjoys giving to organizations that help people help themselves.

David Jaffe, Sr. Mortgatge Consultant | NMLS 239040 | CA-DOC239040

Videos (show all)

Gratitude drives away negativity and fills you with positivity. Embrace the abundance you have. Download the #RateApp to...
When you prioritize self-care you are actively affirming your value and agency by restoring balance, alleviating stress ...
By spreading positivity, you can cause a ripple effect that not only inspires yourself, but everyone else around you. Do...
Take time today to reflect on the impact of friendship and the importance of nurturing gratitude toward those who enrich...
A non-qualified mortgage loan is a great financing option for homebuyers who don’t fit the standard applications guideli...
Today, we’re rebranding as Rate. Just like our streamlined name, we’re committed to making the mortgage process smoother...
Don't wait to be inspired by others to develop a positive mindset. Take care of yourself by downloading the #RateApp tod...
We offer more options to make homeownership attainable, no matter the market. Learn more about our affordable loan optio...
Looking for tips on how to implement #mindfulness into your daily routine? Download the #RateApp today: http://ms.spr.ly...
Self-care is a prerequisite for spreading positivity and making meaningful connections with others. Invest in yourself a...
Will the housing market trends of the first half of the year continue into the summer? We look back to look ahead and se...
Focusing on the beauty of life shifts your focus from the mundane to the magnificent and from the negative to the positi...

Category

Address


199 Figueroa Street, Suite 206
Ventura, CA
93001

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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