Courtney Hoffman Mortgage NMLS #995189

5.0 star review received on Experience.com for Courtney Hoffman by Sara L - Courtney is a girl with "get 'er done" attitude. She doesn't sleep on a single detail, for example, calling the listing agent to attest to the buyers' credibility. She's self-motivated and driven, and I'm so grateful to have her on my team. I tell all of my clients to call her because I know she'll get them to the finish line, and she handles even the most challenging clients with grace and firmness. She's a winner.

New ★★★★★ 5 Star Experience.com Review by Sara L Click to see all 225 reviews of Courtney Hoffman, Loan Officer | NMLS 995189

📰 Big News! Mortgage rates have been dropping, opening up great opportunities for homebuyers and current homeowners alike!

👉 Homebuyers: Now is the perfect time to lock in a lower rate, making your dream home more affordable.

👉 Current Homeowners: Consider refinancing to reduce your monthly payments or shorten your loan term.

Don't miss out on these savings! 📲 Reach out to us today to explore your options and take advantage of these favorable rates.

https://www.onepresidentialmtg.com/

Why Wait? Secure Your Dream Home Now! 🏡

With the buzz about potential rate drops in September, many buyers are holding off. But here’s why waiting might cost you more:

💡 When rates drop, home prices typically rise.
🏠 Lower rates might mean higher competition, making it harder to secure your dream home.

Act now to avoid the rush and get the home you need before the market heats up! 🔥 Don't let the competition beat you to it. Contact us today to get started!

https://www.onepresidentialmtg.com/

🚨 New Guidance Alert! 🚨 The Federal Reserve, CFPB, FDIC, NCUA, and OCC have released final guidance on reconsiderations of value (ROV) for residential real estate valuations. 🏠🔍

🔑 Key Highlights-
Risk Identification & Mitigation: Tips on spotting and reducing risks, including discrimination in valuations.

Examples & Best Practices: Practical examples to help manage risks of inaccurate home valuations.

Stay informed and ensure your practices align with the latest regulatory standards to protect your clients and your business! 📋✅

As we gear up for the Summer Olympics, we're asking the ultimate question: What's your favorite Olympic sport to watch with friends and family? 🥇🌟 Let us know in the comments below!

Little market-moving data during the week ending 7/26/24 left rates basically unchanged, though there were slight day-to-day shifts. ONE Presidential Mortgage is an Equal Housing Lender.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Enjoy this quick update on what's going on in the housing and financing markets.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Dreaming of owning a home and paying off student debt? With the Maryland SmartBuy 3.0 program you can do both! 🏡📚

This program helps homebuyers purchase any home in Maryland under Maryland Mortgage Program guidelines while providing up to 15% of the purchase price to pay off student loans, with a maximum payoff of $20,000. Eligibility requires a minimum student debt balance of $1,000 and full payoff at the time of purchase.

Learn more and make your homeownership dreams a reality!
📲 Reach out to us to learn more!
https://www.onepresidentialmtg.com/

4.87 star review received on Experience.com for Courtney Hoffman by Brian C - Courtney was always available to answer any questions we had. She was very supportive of us whenever we needed a pre-approval letter and answering anything throughout the home buying process. We were searching for a home for over a year and Courtney was always willing to help!

New ★★★★★ 4.87 Star Experience.com Review by Brian C Click to see all 224 reviews of Courtney Hoffman, Loan Officer | NMLS 995189

🌟 As we navigate this evolving landscape, our expert insights and analysis will keep you informed on how these changes could impact your mortgage options and financial strategies. Stay tuned for the latest updates and trends shaping the mortgage industry for the rest of the year. 🌟

Rates held steady the week ending 7/19 on continued anticipation the Fed will start cutting policy rates in September. ONE Presidential Mortgage is an Equal Housing Lender.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

Thinking about buying your first home? Learn why getting pre-approved can give you a competitive edge over other buyers! Check out our new blog post to understand the difference between pre-approval and pre-qualification.
🔗 https://www.onepresidentialmtg.com/post/mortgage-pre-approval-vs-pre-qualification-what-s-the-difference

🌟 Industry News Alert! 🌟

The Federal Housing Finance Agency (FHFA) has announced that Fannie Mae and Freddie Mac are now making historical VantageScore® 4.0 credit scores available to approved users, providing valuable insights for lenders as they transition to updated credit score requirements. 🏡📊

Stay informed and get ready for this significant shift in credit score reporting!

🔒 Protect Your Privacy: Understanding Credit Opt-Outs and Trigger Leads 🔒

In our digital age, it's crucial to know how your personal info is used, especially in financial transactions. Trigger leads, where credit bureaus sell your info to lenders, can be intrusive and overwhelming. But don't worry, you can take control! 🚀

Learn what trigger leads are, why they matter, and how to opt out to protect your privacy. Visit our latest blog post for a deep dive into this important topic. 📚✨

🛡️ Gain control over your data.
🔒 Reduce unsolicited offers.
📊 Protect your credit profile.

Read more and opt out today!
https://www.onepresidentialmtg.com/post/protecting-your-privacy-understanding-credit-opt-outs-for-trigger-leads

Rates improved during the week ending 07/12 after inflation data came in better than expected, supporting Fed policy rate cuts this year. ONE Presidential Mortgage is an Equal Housing Lender.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

🏡💼 Attention buyers & sellers! Another win-win solution...seller-paid buydowns!

For Buyers:
🌟 Save thousands with lower interest rates and monthly payments.
🔑 Qualify for your dream home more easily.

For Sellers:
💡 Attract more buyers and stand out in the market.
📊 Sell faster and potentially increase your sales profit

📲 Connect with ONE of our loan officers near you by visiting our website today!
https://www.onepresidentialmtg.com/

📢 Industry News Alert! 🏡

At the European Central Bank’s annual forum, Fed Chair Jerome Powell shared optimistic news on inflation progress. Stay tuned for more updates on how these developments could impact markets and investments!

📲 Follow us for more insights and expert advice on navigating the ever-changing mortgage landscape.

Renting doesn’t mean putting your homeownership dreams on hold. Learn how to save, budget, and plan effectively in our latest blog!

📲 Visit our website today to learn more!
https://www.onepresidentialmtg.com/post/renting-with-purpose-how-to-prepare-financially-for-homeownership

Rates moved slightly higher during the week ending 7/5/2024 but showed signs of rebounding on weak labor and economic data. ONE Presidential Mortgage is an Equal Housing Lender.

Markets in a Minute Enjoy this quick update on what's going on in the housing and financial markets.

✨🏡 Are you a dedicated member of the Florida workforce, serving your community every day? You may qualify for the Florida Hometown Heroes Housing Program, where you can get up to $35,000 for your down payment and closing costs! 🌟💪

Visit our website today to connect with a loan officer near you!
https://www.onepresidentialmtg.com/

📉 Exciting news! The Core PCE Price Index, the Fed's preferred inflation measure, showed only a 0.1% month-over-month and 2.6% year-over-year increase. This cooling trend, largely driven by lower gasoline prices, has raised investor confidence that rate cuts could be on the horizon. Stay tuned for potential rate cuts that could make homeownership even more affordable! 🏡✨

🔍 Curious about closing costs? Our latest blog from ONE Presidential Mortgage breaks down everything you need to know. From loan origination fees to title insurance, get the complete guide and feel confident in your home buying journey. Discover more today! 📘🏡 https://www.onepresidentialmtg.com/post/everything-you-need-to-know-about-closing-costs-for-your-new-home