Melissa Leyva - Loan Officer, NMLS #:1798265

One of my main goals is to help my buyers accomplish their dream of becoming homeowners.

09/21/2024

FUNDED!!

A huge congratulations goes out to our first time homebuyers. We set a plan on what they needed to do qualify and 2 months later they became homeowner’s. 🏡

I am so grateful they chose me to help them with their finances and allowed me to be apart of this amazing process.

A huge thank you to their amazing buyers agent . It was a pleasure working alongside you. Another thank you goes out to the amazing listing agent ! Thank you to my team and 🤍

You still have time to become a homeowner in 2024. Reach out to me to get started.

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



09/19/2024

•OPEN HOUSE•

Join us this Sunday anytime from 11-2pm to view this beautiful home.

and I will be there to give you a personal tour and answer any questions you may have.

Rates have dropped a bit and now would be a good time to get your pre-approval started and/or view your options.

We hope to see you there!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



09/06/2024

⭐️⭐️⭐️⭐️⭐️

Thank you so much Lucy for your kind words. It was truly a pleasure working with you. Congratulations again on becoming a homeowner 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva




09/04/2024

FUNDED!

Congratulations to my borrowers on their cash-out refinance! They decided to consolidate all their debt and with doing so they will be saving around $1k a month! And they now have funds to make some upgrades on their home 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



08/30/2024

OPEN HOUSE 🏡

Join us tomorrow from 10:30-12:30pm to view this beautiful home located in Tulare! and I will be there to give you a personal tour and answer any and all your questions.

We hope to see you there 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



08/28/2024

FUNDED!

Congratulations to Lucy on purchasing her first home. To say this process was smooth sailing would be a lie, but we do not give up over here. She is so deserving of this accomplishment. Wishing her nothing but love in this new chapter of life 🫶🏻

A huge thank you to her amazing agent ! It’s always a pleasure working with you Maggie. Your dedication and professionalism is amazing. I love working with you!

I couldn’t have done it without my amazing team, and 🤍

If you are ready to get the process started, reach out to me. 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



08/23/2024

Si se están esperando para comprar casa porque no an guardado dinero para el enhance, ahi programas disponibles para ayudar con el enganche.

Mándenme un mensaje o llámenme para obtener más información!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



08/13/2024

Congratulations to our newest homeowner!!

It was truly a pleasure assisting Tabby with the purchase of her home. She utilized one of the down payment assistance programs we offer and only came in with about $2k! I am so happy for her and wishing her all the blessings in her new home 🏡

A huge thank you to for assisting Tabby with her purchase! Always a pleasure working with you!

Thank you to my wonderful team and . I couldn’t have done it without you both! 🫶🏻

If you’re looking for a team to assist you through one of the biggest purchases you will make, reach out to us. We will be there for you!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



08/02/2024

This is a great down payment assistance program!

You do Not have to be a first time homebuyer to qualify for this program.

Homeownership is closer than you might think, reach out to me to get started! 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



07/25/2024

Join us for an OPEN HOUSE TOMORROW!

Come check out this gorgeous home! .d and I will be there to give you a personal tour and answer any questions you may have! We will be there from 1-3pm!

We hope to see you there 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



07/23/2024

⭐️⭐️⭐️⭐️⭐️

Thank you so much Raquel for the kind words. You were a pleasure to work with. So glad I was able to be apart of such a special moment! 🫶🏻

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



07/18/2024

Join us for an OPEN HOUSE!
d and I will be there tomorrow from 1pm-3pm to give you a personal tour and answer all your questions.

We hope to see you there! ✨

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



07/12/2024

Join us for an OPEN HOUSE!

Story by July 13th anytime from 10am-1pm!

and I will be there to answer all your questions and give you a personal tour!

We hope to see you there 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



07/09/2024

FUNDED!! ✨

A little late on this post but I am so so happy for my first time homebuyers on receiving their keys to their new home right before the holiday! They are enjoying this heat in their new pool! I am so grateful they trusted me with their home financing. 🫶🏻

Thank you to my team and ! Couldn’t have done it without you ladies 🤍

The market is 🔥 and there are great homes for sale! Let’s get you pre-approved for a mortgage loan 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



06/22/2024

•OPEN HOUSE•

Join us tomorrow anytime from 1-3pm. and I will be there to give you a personal tour and answer any questions you may have.

This home is gorgeous, come take a look for yourself! 🏡

We hope to see you there!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



06/18/2024

FUNDED!!

A huge congratulations goes out to our newest homeowners, Verenice and Sam! I am so happy for you both. We closed 10 days early! Woo-hoo! Cheers to new beginnings 🏡

Thank you to everyone involved in this smooth transaction. Teamwork really does go a long way! 🫶🏻

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



05/31/2024

Join us for an Open House tomorrow June 1st!
realestate and I will be there to answer all your questions and give you a personal tour!

Stop by anytime between 11am-1pm! Hope to see you there! 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



05/31/2024

🏡✨ Discover the Benefits of an FHA Loan! ✨🏡
Thinking about buying a home? Here’s why an FHA loan could be perfect for you:

Low Down Payment: Put down as little as 3.5%! Keep more cash in your pocket for other essentials.

Easier Qualification: With more flexible credit requirements, you don’t need perfect credit to qualify. 🏦

Lower Closing Costs: Save on upfront costs, making homeownership more affordable. 💰

Assumable Loans: Your FHA loan can be transferred to the new owner if you sell, making your home more attractive to buyers.

Home Improvement Funds: FHA loans can include extra funds for renovations, so you can turn your new house into your dream home. 🛠️🏠

Ready to take the next step? Contact us today to learn more! 📞

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva

05/25/2024

Unlock the Benefits of a VA Loan! 🏡🇺🇸

If you’re a veteran, active-duty service member, or an eligible family member, a VA loan could be your gateway to homeownership with unbeatable perks! Here are the top benefits:

No Down Payment Required: Save your cash! With a VA loan, you can finance 100% of the home’s value.

Competitive Interest Rates: Enjoy lower interest rates compared to conventional loans, which means
big savings over the life of your loan.

No Private Mortgage Insurance (PMI): Skip the extra monthly cost. VA loans don’t require PMI, making
your home even more affordable.

Flexible Credit Requirements: Have less-than-perfect credit? No problem. VA loans offer more lenient
credit guidelines, giving more veterans a shot at homeownership.

Limits on Closing Costs: The VA puts a cap on what lenders can charge, so you don’t get hit with excessive
fees.

Lifetime Benefit: Use your VA loan benefits multiple times. It’s not just a one-time deal.

Foreclosure Avoidance Support: If times get tough, the VA offers assistance to help you avoid foreclosure.

Ready to take the next step? Contact us today to learn how a VA loan can make your homeownership dreams come true!
🏠✨

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva

05/23/2024

What is stopping you from purchasing a home?

Is not having a down payment stopping you?

Well, there are great programs available for first time homebuyers that assist with the down payment.

One of my favorites is the CALHFA MyHome. This program assists you with the down payment itself. The only funds you would need would be your closing costs.

Please reach out to me with any questions or if you’d like to apply and see if you’re eligible for this program 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



Photos from Melissa Leyva - Loan Officer, NMLS #:1798265's post 05/12/2024

Happy Mother’s Day to all you beautiful mamas 🫶🏻🤍

I hope you feel loved and appreciated on this special day.

Swipe left to see my WHY. I keep going because I know I have little eyes watching me. 🫶🏻



05/03/2024

Are you feeling overwhelmed by the mortgage process? Don’t worry, you’re not alone! Here’s a simplified breakdown to guide you through:

Preparation Phase: Start by assessing your finances and credit score. This step helps you understand how much you can afford and ensures you’re eligible for favorable loan terms.

Pre-approval: Get pre-approved for a mortgage to know exactly how much you can borrow. This step gives you credibility as a serious buyer when making offers on properties.

House Hunting: Now the fun begins! With your budget in mind, start exploring properties within your price range. Consider factors like location, size, and amenities.

Making an Offer: Found the perfect place? Work with your real estate agent to make a competitive offer. If accepted, you move on to the next step.

Processing the Loan: Once your offer is accepted, you’ll work closely with your lender to finalize the loan details. This includes submitting financial documents, appraisals, and underwriting.

Closing: Congratulations, you’re almost there! During the closing, you’ll sign a mountain of paperwork, pay closing costs, and receive the keys to your new home.

Remember, the mortgage process can vary based on factors like location and loan type, so it’s essential to work with professionals who can guide you through each step. Happy house hunting!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



03/31/2024

Happy Easter 🐣🐰

I hope everyone has a blessed day with their loved ones 🤍



03/23/2024

Join us for an Open House tomorrow from 11-1pm!

and I will be there to answer all your questions and give you a personal tour!

We hope to see you there!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



03/19/2024

Congratulations to the Meza family!! I am so happy we were able to get to the finish line.

Thank you .homerealty for trusting me once again with your clients. It’s always a pleasure working with you!

Cheers to the new homeowners 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



03/09/2024

Happy International Women’s Day to all you strong, loving, caring, kind, funny, successful, beautiful women!

May we know them, may we be them, may we raise them 🩶




#2024

02/27/2024

⭐️⭐️⭐️⭐️⭐️

Thank you Ana for your kind words! It was truly a pleasure working with you and your husband. I am glad we were able to get you to homeownership 🏡

Ready to become a homeowner? Reach out to me!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



02/26/2024

A HUGE congratulations to our first time homebuyers! 🏡

They worked hard to make their dream come true. The best part was that they came in with less than $3k at the closing table! That is amazing!

If you think you can’t, I am here to say you can! 🙏🏼

A huge thank you to for trusting me with her clients! And a thank you to .curtiss and his team for working hard to get this deal closed!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



02/22/2024

Dream For All Update!

Things to keep in mind about this program:

-It will be coming back in April 2024
-It is a lottery system which means the borrowers will be chosen randomly
-Borrower must meet income limits
-At least one borrower has to be a first generation homebuyer

As we get closer to the month this program will be launching, I’d like to remind you that you need to be pre-approved before you are able to open a web portal.

Feel free to reach out to me with any questions!

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



02/15/2024

Who you work with matters ✨

I can assure you when working with me you will get great customer service, guidance, support and you will have a team that works behind the scenes making it happen for you.

Nancy is the best. She takes her job seriously and she loves and cares for people. 🫶🏻

Reach out to us for your mortgage needs 🏡

🙋🏻‍♀️Melissa Leyva
🏡Loan Officer
🟢First Capital Group
🏡NMLS #1798265
🗣️Hablo Español
☎️559.802.6477
📧[email protected]
💻firstcg.com/Melissa-Leyva



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Videos (show all)

What does this mean? Lower rates means a higher purchasing power. If you were qualified a few months ago for a low amoun...
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Beautiful home in Hanford, CA 🏡If you are curious to see if you qualify for this home, reach out to me! 🙋🏻‍♀️Melissa Ley...

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Address


720 E Center Avenue
Visalia, CA
93291

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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