Christopher Kinzler, Financial Planner, Creative Financial Group

Honored to present with the President of GradFin on the topics of: student loans, repayment options, and forgiveness opportunities.
If you would like the Zoom link: https://financialguide.zoom.us/webinar/register/WN_IyTP2nGrRiafJXKjW15qAg #/registration

Welcome! You are invited to join a webinar: Student Loan Informational Webinar. After registering, you will receive a confirmation email about joining the webinar. Please join CREATIVE Financial Group in an informational webinar dedicated to student loans. Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC (www.SIPC.org). Supervisory office: 1305 Campus Parkway, Wall Town...

Many Americans are burdened by their student debt. Now is the time to review your student loan repayment and refinance solutions. I can help.

Update for Friends with Student Loans:

If you are like many Americans you either have student loans, are a cosigner on someone's student loans, or know someone who has them. Please share this information with those who need it:

Federal Student Loans are now deferred until September 30th, 2021.
Private loans do NOT qualify.

Therefore, you should take advantage of refinancing private student loans especially because it is free, unlike mortgage refinancing.

If you have any questions let me know or if you want to see what rate you qualify for you can use this link: https://mycb.co/665311

CommonBond | MassMutual Your financial professional and MassMutual are working to help you simplify and save on your student loans. Refinance with CommonBond and get a preferred interest rate plus a $200 cash bonus.

Restructure and redistribute your budget dollars your way. See how by reaching out to me or by using my personal link: https://mycb.co/665311
Source: USA Today, https://bit.ly/2KHxtgz.

It’s important to take control of your student loan debt. If you haven’t considered refinancing, now may be a unique time. Educate yourself by reaching out to me or using my personal link: https://mycb.co/665311

What the Stock Market Doesn't Know About the Trump-Biden Election Markets aren't moving with the polls in a clear way as they did before the 2016 election, but a fine-grained analysis of what we don't know will help make sense of what happens to stocks after next month's vote.

Wealth Creation Today® Event - A Personal Finance Course for Professionals Age 35 to 50 When was the last time you learned something that truly made a positive impact in your financial life? Did it come from a trendy self-help book? A viral social media share? Most people learn about personal finance through observing how their friends and family manage their money. When was the last t...

You CAN take a loan to pay for college. You CAN'T take a loan to pay for retirement.

If you have children, you've probably explained the difference between 'wants' and 'needs.' When it comes to our own spending, we often don't heed our own advice.

When it comes to money, facts and emotions often compete. Its critical that you look at your finances from an objective viewpoint.

In most cases, it doesn't pay to prolong debt. Consider any advantages to paying fast or slow, and then decide how to tackle your highest priorities first.

Many people make the assumption that life insurance is for married couples and those with kids. https://www.lifehappens.org/blog/6-reasons-single-people-may-need-life-insurance-2/.

You don't need a second job, but a second source of income (however small) might make all the difference in your budget.

Congratulations to our senior partner Joe Del Guercio and Women Aware! We appreciate all that you do

Congratulations to Women Aware’s Honorary Board member Joseph Del Guercio. Joe was recently honored by the MassMutual Foundation with a 2020 Community Service Award, which resulted in a $10,000 grant to Women Aware.

Consider those who depend on you. Your workplace life insurance is great, but will it be enough to protect your loved ones in the event you're no longer there?

Term vs. Perm Life Insurance: 3 Considerations: https://bit.ly/2TtlSY3.

Many people purchase group term life insurance at work. What you may not realize is that buying individual term life insurance may be a better option.
Link: https://youtu.be/o0rujZKC6Yg.

When you give gifts from the heart (and not from the wallet), everyone is richer.

It's often during times of hardship that people tend to consult with their financial professionals most. But what if you're not currently working one? Here are a few tips for establishing a relationship with a financial professional:

How to find a financial pro during the pandemic | MassMutual You can still get the help you need despite social distancing through recommendations, online databases, and teleconferencing tools.

Info for those who may still be without power.

Best Public College In Each State For Getting A Job In 2020 - Zippia Finding a job is never an easy task. You have to update, or create, your resume. Then you have to craft a cover letter, find jobs that interest you and apply. Most of the time you don’t even hear back from the company. All of that for nothing. Let’s put an end to this neverending …

What is holistic planning and how can it help you?

What is holistic financial planning and how can it help you? | MassMutual It’s about managing your finances for the big picture – short and long-term goals – rather than just going day-today.

Welcome! You are invited to join a webinar: Independence Wealth Wednesdays - We Learn the Greatest Lessons in Life at the Deepest and Darkest Times. After registering, you will receive a confirmation email about joining the webinar. Why do investors make the decisions they do? Come join us for an educational webinar explaining how behavioral finance plays a huge factor in why people make irrational financial decisions.

If you or someone you know is struggling with student loans please pass along this webinar to them. Register: https://bit.ly/3fMpm00

If you know anyone who wants to understand their options with student loans please pass along this information.

What should you know about Student Loans and the CARES Act before September? Watch this webinar to find out.https://bit.ly/3fMpm00

The current and future economic impacts of COVID-19. Join Adam this Wednesday when he explains what you should know.
Free Registration: https://bit.ly/2C9D4LT

Some timely information if you can spare a half hour

This market is a great time to learn the key points of Refinancing and Home+Auto insurance. Find out at next Wednesday's webinar! Free Registration:https://bit.ly/381ViKT

Good information for young professionals

Educate yourself on building an alternative asset at this week's installment of .
Webinar Registration:https://bit.ly/2A4ohBf