Lex Knapp, Financial Services Representative

Estate planning allows you to take control, minimize taxes, and preserve what you’ve worked so hard for. Let's make sure you’re prepared for whatever the future brings.

“My business is my baby.” It’s something we hear from business owners all the time. You care deeply about it and devote countless hours to its growth and success. Let’s make sure you’re also properly protecting it by ensuring you have the coverage you need.

A recent Supreme Court ruling has changed how life insurance proceeds could impact the value of your business for estate tax purposes. Let’s discuss what this could mean for you and your business.

Business owners: Check your buy-sell agreement | MassMutual The tax treatment of life insurance proceeds in buy-sell agreements is changing, thanks to the Supreme Court.

Only 33% of business owners have identified a successor to the business. Putting a buy/sell agreement in place can offer you peace of mind and help grow business value. Let’s get started with your succession plan today.

Source: MassMutual’s “Business Owner Perspective” Study, 2022.

Only 35% of small business owners have begun creating a succession plan. While 50% of them have identified their own future financial needs, far fewer have identified potential successors (33%) or buyers (20%). Let’s connect to discuss succession planning for your business.

Less than ⅓ of business owners will be fair and equitable when giving ownership of their business to the next generation. Let me help take the complexity of succession planning off your shoulders.

Many Americans are burdened by their student debt. Now is the time to review your student loan repayment and refinance solutions. I can help.

It’s important to review your estate strategies to ensure that your loved ones are getting what they need. Let’s talk about how to keep your family protected. https://blog.massmutual.com/planning/estate-planning-big-mistakes.

Are you one of the millions of Americans with student loan debt? MassMutual and GradFin are working together to help you simplify your student loans and save money. Let’s connect.

Most business owners have established an emergency fund to weather future challenges, yet 65% say it could only carry the business between four and 12 months. Let me help guide you as a owner.

Planning ahead can help you reach your financial goals. And whatever your goals are, we're here to help.

Talk to us today, feel comfortable tomorrow.

Evergrande, the ‘runaway’ developer that could become a wrecking ball for China’s economy The regulatory crackdown that sparked arrests and a debt crisis in China’s second-biggest developer may do more harm than good to market, say analysts.

The Secret to Living to 100? It’s Not Good Habits Good genes matter more the older you get.

Stop Obsessing About Work All the Time A revenge fantasy about your boss. Your to-do list. That flop of a meeting. You need to quit ruminating about your job. Here’s how to do it.

What Is The Fear And Greed Index And How To Use It Learn how to use the Fear and Greed Index, a tool used to measure investor sentiment and market volatility, with our comprehensive guide. Read our guide to learn more.

Do I Need A Coach? Here Are Four Signs That You May Procrastinating lately? Feeling uninspired in your financial goals? Those are just 2 of the signs that you need a coach.

Interest rates and annuity payout rates have kept annuities a hot topic throughout 2023. Let’s connect and see if an annuity is right for your retirement plan. https://bit.ly/3ZUJDZ1.

Credit-Card Debt Is at a Record, and Rates Are Soaring. Here's Some Advice. The average credit-card APY is nearly 21%, and Americans owe more than $1 trillion. Here’s what you should know about using credit cards and digging out of debt.

Inflation Is Slowing. Don't Congratulate the Fed. The Federal Reserve has received kudos since the recent decline in inflation has occurred without a significant increase in unemployment. It's even been called the "immaculate disinflation." But the Fed's lucky streak might be running out.

That one high profile stock you have may be a golden goose, but it’s never safe to have all your eggs in one basket. Let’s talk about how hedging overlay services can help protect the value of your assets. https://bit.ly/46DLGD0.

The Greatest Leadership Challenge: Remembering Who You Are. It's a common scenario: accomplished leaders feeling disconnected from their authentic selves.

When Will the Fed Stop Raising Rates? That’s the Trillion-Dollar Question for Bond Investors Asset managers are betting on a flood of money into fixed-income funds that has yet to materialize.

Baby boomers are often said to be the luckiest generation financially — but millennials will be better off than their parents in retirement, survey finds Millennials' retirement prospectives are rosier than boomers, according to research from Vanguard. Gen Xers and older millennials are set to replace a bigger proportion of their pre-retirement income. Generational differences actually grow significantly as income increases.

Five Questions Companies Should Ask Themselves About Philanthropic Giving No. 1 corporate-philanthropy question: Is it best to just write a check?

Got to have it: The dangers of social media impulse buying Almost half of social media users (48%) made an impulse purchase of something they saw online, according to new survey from financial information site Bankrate. And 68% of them say they regret one of those buys later.

Retirement today looks different than it did for our parents. Odds are, your retirement plan will look different, too.

How to help maximize your retirement income | MassMutual Retirement income strategies to help maximize your income in today’s retirement realities.

I'm a Blind CEO — Here Are 3 Lessons I've Learned About Finding Alternative Ways to Be Your Most Productive Self. Being blind has forced Nancy Solari to shift perspective. She relies on her team to be the eyes, arms and legs to move the company forward. Someone else shares visuals with her, interprets data and observes people. She's learned to leverage the strength of her employees to mitigate her weaknesses.